Charleston Real Estate BlogsRecently posted or modified blog postshttps://www.southernbellliving.com/blog/Copyright SouthernBellLiving.com2024-02-18T21:04:54-07:00tag:southernbellliving.com,2012-09-20:18744The Ins And Outs Of Daily Commuting In Mount Pleasant ScThe Ins And Outs Of Daily Commuting In Mount Pleasant Sc
Introduction To Daily Commuting In Mount Pleasant Sc
Nestled in the heart of South Carolina, Mount Pleasant stands as a testament to Southern charm and modern convenience, embodying a unique blend of natural beauty and suburban sophistication. Daily commuting in this scenic locale is an experience marked by the juxtaposition of serene landscapes against the backdrop of a steadily bustling community. As residents navigate their routines, they are greeted by the tranquil waters of the Cooper River on one side and quaint, picturesque neighborhoods on the other. [<a target="_blank" href="https://discoverymap.com/mt-pleasant-sc" class="editor-rtfLink">0</a>, <a target="_blank" href="https://www.lovetoexploremore.com/things-to-do-in-mount-pleasant-sc/" class="editor-rtfLink">1</a>]
This daily journey is more than just a means to an end; it's a momentary escape into the essence of Mount Pleasant, where history resonates through oak-lined streets and contemporary advancements pave the way for comfortable living. [<a target="_blank" href="https://discoverymap.com/mt-pleasant-sc" class="editor-rtfLink">0</a>]
However, Mount Pleasant grapples with its share of commuting challenges like any growing town. Traffic congestion during peak hours and limited public transportation options are hurdles that commuters face regularly. Despite these issues, individuals find solace in alternative routes that showcase stunning views or utilize emerging transportation services that hint at a future where commuting might become as pleasant as the town's name suggests. [<a target="_blank" href="https://mes.cofc.edu/prospective-students/living-in-charleston.php" class="editor-rtfLink">2</a>, <a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://www.tompsc.com/1347/Mount-Pleasant-Way" class="editor-rtfLink">4</a>]
Engaging with daily commuting here offers both an appreciation for Mount Pleasant's idyllic setting and an understanding of its evolving infrastructure needs. [<a target="_blank" href="https://uphomes.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">5</a>]
Transportation Options For Commuters In Mount Pleasant Sc
Daily commuters are presented with various transportation options tailored to meet their needs in the charming environs of Mount Pleasant, SC. The town's strategic location, nestled just across the Cooper River from Charleston, enables residents to leverage local and regional transit solutions for their daily journeys. For those preferring to drive, the well-maintained roads and bridges facilitate a smooth connection to neighboring areas, though rush-hour traffic can sometimes test patience. [<a target="_blank" href="https://us.jobsora.com/jobs/mount-pleasant%2Csc/q-travel-physical-therapy" class="editor-rtfLink">6</a>, <a target="_blank" href="https://www.charlottemagazine.com/10-travel-tips-from-a-charleston-local/" class="editor-rtfLink">7</a>, <a target="_blank" href="https://www.jeffcookrealestate.com/charleston/driving-charleston/" class="editor-rtfLink">8</a>]
Public transportation serves as a vital artery for many commuters. The CARTA (Charleston Area Regional Transportation Authority) buses offer routes that traverse through critical points in Mount Pleasant and extend into greater Charleston, providing a cost-effective and environmentally friendly alternative to driving. Additionally, ride-sharing apps have significantly enhanced the town's mobility, allowing residents to summon rides within minutes for direct travel conveniently. [<a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://gosouthcharleston.com/visitor-info/public-transport.html" class="editor-rtfLink">9</a>, <a target="_blank" href="https://www.tripsavvy.com/charleston-guide-to-public-transportation-4782435" class="editor-rtfLink">10</a>]
For the more health-conscious or environmentally-minded individuals, bicycling stands out as an increasingly popular mode of commuting. With Mount Pleasant's commitment to expanding bike lanes and trails, cyclists can enjoy safer and more scenic routes while contributing positively to reducing traffic congestion and emissions. Each transportation option embodies Mount Pleasant's dedication to accommodating diverse commuter preferences within its growing community. [<a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://www.coastalconservationleague.org/projects/bus-rapid-transit/" class="editor-rtfLink">11</a>, <a target="_blank" href="https://www.lovetoexploremore.com/things-to-do-in-mount-pleasant-sc/" class="editor-rtfLink">1</a>]
Traffic Patterns And Peak Hours In Mount Pleasant Sc
Navigating the ebb and flow of traffic in Mount Pleasant, SC, is a daily reality for its residents. The town's unique geographical layout and rapidly growing population shape its distinct traffic patterns and peak hours. Morning rush hour typically begins to swell around 7:00 AM as commuters make their way towards Charleston via the Ravenel Bridge or head to other employment centers within Mount Pleasant. [<a target="_blank" href="https://www.counton2.com/news/local-news/town-of-mount-pleasant-working-to-clear-post-wreck-congestion-faster/" class="editor-rtfLink">12</a>, <a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>]
This surge in vehicular movement continues until approximately 9:00 AM.
The evening commute sees a reverse trend starting around 4:00 PM, reaching its zenith by 6:00 PM as workers return home. The congestion during these hours is notably concentrated on major thoroughfares such as Highway 17 and Johnnie Dodds Boulevard, which serve as vital local and traffic conduits. [<a target="_blank" href="http://www.city-data.com/forum/charleston-area/2560504-rush-hour-commute-2.html" class="editor-rtfLink">14</a>, <a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>]
Weekends introduce a different rhythm to Mount Pleasant's streets. Traffic volume tends to be less predictable but can spike due to recreational activities or shopping expeditions, especially in areas like Towne Centre or near waterfront parks. Understanding these patterns is crucial for residents and visitors to plan their travels efficiently within this charming coastal community. [<a target="_blank" href="https://www.southernliving.com/travel/south-carolina/mt-pleasant-south-carolina" class="editor-rtfLink">15</a>, <a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>]
Parking Challenges And Solutions For Commuters In Mount Pleasant Sc
In Mount Pleasant, SC, the daily commute is often accompanied by the persistent challenge of finding adequate parking. This suburban town has witnessed significant growth, leading to an increase in both residential and commercial developments. Consequently, the surge in vehicles vying for limited parking spaces has become a notable concern for commuters. [<a target="_blank" href="https://charlestoncitypaper.com/2024/01/19/study-addresses-charlestons-parking-issues-proposes-fixes/" class="editor-rtfLink">16</a>, <a target="_blank" href="https://en.wikipedia.org/wiki/Mount_Pleasant,_South_Carolina" class="editor-rtfLink">17</a>, <a target="_blank" href="https://hlclinestriping.com/parking-lot-striping-mount-pleasant-sc/" class="editor-rtfLink">18</a>]
Parking challenges in Mount Pleasant are multifaceted. Scrambling parking spots near crucial business districts and public transport hubs during peak hours can be particularly frustrating. The situation is exacerbated by restricted on-street parking in several areas and stringent time limits on available spots. Moreover, some residential neighborhoods have reported issues with commuters parking on local streets to avoid paying for parking, leading to congestion and safety concerns. [<a target="_blank" href="https://en.wikipedia.org/wiki/Mount_Pleasant,_South_Carolina" class="editor-rtfLink">17</a>, <a target="_blank" href="https://www.masc.sc/uptown/02-2016/pursuit-parking-solutions" class="editor-rtfLink">19</a>, <a target="_blank" href="https://www.gingeronthegonyc.com/mount-pleasant-day-trip/" class="editor-rtfLink">20</a>, <a target="_blank" href="https://www.live5news.com/2019/03/12/mount-pleasant-residents-calling-changes-parking/" class="editor-rtfLink">21</a>]
Solutions to Mount Pleasant's parking problem are being explored through policy adjustments and infrastructure development. Initiatives include enhancing public transportation options to reduce car dependency and expanding park-and-ride facilities that encourage carpooling. The town also invests in innovative parking technologies that provide real-time information on available spaces, optimizing existing resources. Through these measures, Mount Pleasant aims to alleviate the daily grind of finding a spot, making commuting a smoother experience for everyone involved. [<a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>, <a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://homeandmoney.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">22</a>]
Public Transportation Services Available For Commuters In Mount Pleasant Sc
In the picturesque town of Mount Pleasant, South Carolina, nestled just across the Cooper River from Charleston, commuters can access various public transportation services to ease the daily journey to work or leisure activities. The Charleston Area Regional Transportation Authority (CARTA) provides the backbone of public transit in this area, offering several routes that traverse Mount Pleasant and connect residents to key destinations within their community and beyond. [<a target="_blank" href="https://coolhunting.com/travel/word-of-mouth-mt-pleasant-south-carolina/" class="editor-rtfLink">23</a>, <a target="_blank" href="https://www.tripsavvy.com/charleston-guide-to-public-transportation-4782435" class="editor-rtfLink">10</a>]
CARTA's bus service stands out as a convenient option for commuters aiming to avoid the hassle of parking and navigating through traffic. With routes meticulously planned to cover significant corridors, including service to popular shopping centers, residential areas, and connections to downtown Charleston, CARTA facilitates a seamless transit experience. Additionally, the water taxi service presents an appealing alternative for those seeking an eco-friendly and scenic route. [<a target="_blank" href="https://www.tripsavvy.com/charleston-guide-to-public-transportation-4782435" class="editor-rtfLink">10</a>, <a target="_blank" href="https://en.wikipedia.org/wiki/Charleston_Area_Regional_Transportation_Authority" class="editor-rtfLink">24</a>, <a target="_blank" href="https://www.live5news.com/story/38198625/commuters-opting-to-use-water-transportation-as-wando-bridge-closure-continues/" class="editor-rtfLink">25</a>]
Although not operated by CARTA, this service offers a unique commute with drop-offs at points of interest along the harbor. [<a target="_blank" href="https://cofc.edu/visit/publictransportation.php" class="editor-rtfLink">26</a>]
By integrating these public transportation options into their daily routines, Mount Pleasant residents can enjoy reduced travel stress while contributing to decreased road congestion and environmental sustainability. [<a target="_blank" href="https://www.counton2.com/news/local-news/town-of-mount-pleasant-working-to-clear-post-wreck-congestion-faster/" class="editor-rtfLink">12</a>]
The Impact Of Weather On Daily Commuting In Mount Pleasant Sc
The impact of weather on daily commuting in Mount Pleasant, SC, can be significant, intertwining with the rhythms of local life to shape the fabric of the community's daily movements. Nestled along the coast, this charming town is not immune to the whims of Mother Nature, whose moods can transform serene commutes into challenging journeys. [<a target="_blank" href="https://gsl.noaa.gov/news-media/news/better-forecasts-lead-to-smaller-losses-in-work-time" class="editor-rtfLink">27</a>, <a target="_blank" href="https://www.lovetoexploremore.com/things-to-do-in-mount-pleasant-sc/" class="editor-rtfLink">1</a>]
Summer brings its challenges with sweltering heat and sudden thunderstorms that can cause unexpected delays. The intense humidity makes air-conditioned vehicles a necessity rather than a luxury, while heavy rains can lead to flooding on roads less equipped to handle sudden downpours. Commuters often have to adjust their routes or departure times accordingly, keeping a watchful eye on weather apps and local reports. [<a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>]
Winter, though milder compared to more northern locales, is not without its surprises. Frosty mornings can see bridges over the Cooper and Wando rivers become slick with ice, a rare but dangerous condition for Southern drivers unaccustomed to icy conditions.
Thus, weather in Mount Pleasant plays a pivotal role in daily commuting—demanding flexibility and patience from those navigating its picturesque yet sometimes unpredictable roads.
Tips For Making The Most Of Your Daily Commute In Mount Pleasant Sc
Making the most of your daily commute in Mount Pleasant, SC, requires a blend of strategy and mindset. The picturesque charm of this coastal town can sometimes be overshadowed by the inevitable congestion during peak hours. Embracing alternative routes is a practical first step. Exploring lesser-known roads can save time and introduce you to undiscovered parts of the area, turning a mundane drive into an exploratory journey. [<a target="_blank" href="https://www.city-data.com/forum/charleston-area/1451580-realistic-commute-times-north-charleston.html" class="editor-rtfLink">28</a>, <a target="_blank" href="https://www.lovetoexploremore.com/things-to-do-in-mount-pleasant-sc/" class="editor-rtfLink">1</a>]
Timing is everything. Adjusting your schedule to avoid the rush can make a significant difference. Consider if starting your day earlier or later could help you bypass the heaviest traffic. This adjustment also affords you quieter moments at home or in the office before the hustle begins. [<a target="_blank" href="https://www.city-data.com/forum/charleston-area/962109-commuting-question.html" class="editor-rtfLink">29</a>]
Public transportation and carpooling are eco-friendly alternatives that can enrich your commuting experience. Engaging with fellow commuters offers social interaction and networking opportunities that you would benefit from if traveling alone. [<a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>]
Lastly, transforming commute time into personal enrichment time can shift your perspective on this daily task. Listening to audiobooks and podcasts or practicing mindfulness can turn travel time into a moment for growth, reflection, or relaxation. [<a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>]
Conclusion: Navigating The Ins And Outs Of Daily Commuting In Mount Pleasant Sc
Navigating the ins and outs of daily commuting in Mount Pleasant, SC, requires a blend of preparation, flexibility, and local insight. The town's growing population and development have made traffic patterns increasingly complex, with rush hours stretching longer than before. However, Mount Pleasant's charm includes its commitment to providing solutions for commuters. Efforts are underway to ease the daily journey from expanded roadways to enhanced public transit options and promote bike-friendly paths. [<a target="_blank" href="https://www.visitingangels.com/charleston/senior-home-care-services-mount-pleasant" class="editor-rtfLink">30</a>, <a target="_blank" href="https://www.jeffcookrealestate.com/charleston/driving-charleston/" class="editor-rtfLink">8</a>, <a target="_blank" href="https://uphomes.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">5</a>, <a target="_blank" href="https://charlestonmag.com/features/a_bike_friendly_city" class="editor-rtfLink">31</a>]
Understanding the peak times and alternative routes is essential for a smoother commute. Leveraging technology through real-time traffic apps can significantly aid in avoiding congestion. Furthermore, embracing carpooling or public transportation alleviates stress and reduces the carbon footprint—a step towards sustainable living in this beautiful coastal town. [<a target="_blank" href="https://www.tompsc.com/CivicAlerts.aspx?AID=1988" class="editor-rtfLink">32</a>, <a target="_blank" href="https://www.ctps.org/data/html/studies/other/Traffic-Congestion-in-the-Boston-Region/Traffic-Congestion-in-the-Boston-Region.html" class="editor-rtfLink">13</a>, <a target="_blank" href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9819363/" class="editor-rtfLink">3</a>]
Ultimately, while challenges exist, the community spirit and willingness to adapt make commuting in Mount Pleasant manageable. Residents can enjoy the scenic views and serene environment that define this area by staying informed and open to evolving transport solutions. As Mount Pleasant continues to grow, so will its infrastructure adapt, aiming always to balance progress with preserving its unique charm. [<a target="_blank" href="https://www.visitingangels.com/charleston/senior-home-care-services-mount-pleasant" class="editor-rtfLink">30</a>, <a target="_blank" href="https://www.cedarmanagementgroup.com/hoa-management-mount-pleasant-sc/" class="editor-rtfLink">33</a>]
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2024-02-18T20:16:24-07:002024-02-18T21:04:54-07:00John Belltag:southernbellliving.com,2012-09-20:18511We Have an ANNOUNCEMENT- REALM Global Collective!
Realm- Why this is Important for YOU!
We are excited to announce that <a target="_blank" href="https://www.realm-global.com/" class="editor-rtfLink">REALM Global</a> has chosen two Southern Bell Living Team members!
At Southern Bell Living, we recognize that buying and selling Real Estate means more to us than just a transaction; it's an experience that requires expertise, personalized attention, and utmost integrity.
Our top 1% agents are accomplished professionals and visionaries who understand the intricacies of the market and possess an unrivaled knowledge of their respective regions. They are dedicated to providing tailored solutions for You and delivering seamless experiences for our esteemed clients.
Whether searching for your dream home or looking to sell your property at its optimal value, Southern Bell Living is here to ensure that your real estate journey and experience are nothing short of extraordinary. Experience excellence with our agents and discover a world where luxury meets reality.
What Sets The Top 1% Agents Apart From Others?
Regarding the global collective realm, the top 1% of agents stand out for several compelling reasons. First and foremost, these agents possess an unmatched level of expertise in their respective fields. With years of experience and a deep understanding of the market dynamics, they can easily navigate complexities, ensuring optimal client outcomes.
Furthermore, what truly sets these agents apart is their unwavering commitment to providing world-class service. Our agents prioritize building solid relationships with their clients, taking the time to understand their profiles and goals. Southern Bells agents offer personalized guidance and support to ensure that clients feel heard and valued.
In addition to our expertise and dedication, the top 1% of agents on our Team exhibit exceptional negotiation skills. They can analyze market trends and leverage this knowledge to secure favorable deals for their clients. Their strategic approach allows them to maximize profits for sellers while ensuring advantageous terms for buyers.
Ultimately, this combination of expertise, commitment, and negotiation prowess distinguishes these agents within the global collective realm.
How Realm Global Collective Identifies The Top 1% Agents
At Realm Global Collective, they understand the significance of identifying the top 1% of agents in the real estate industry. They interview and employ a rigorous selection process to ensure we collaborate with only the most exceptional professionals.
First and foremost, they analyze an agent's track record and examine their previous performance. This includes assessing their sales volume, transaction frequency, and client satisfaction ratings. Consistent success indicates an agent's expertise and ability to deliver exceptional results.
Furthermore, they evaluate an agent's market knowledge and specialization. The top 1% of agents possess a deep insight and understanding of local markets and can provide valuable insights to clients. Realm looks for agents with a proven track record in their specific geographical area or niche market.
Finally, they consider an agent's commitment to ongoing professional development and innovation. The real estate industry is constantly evolving, and agents who stay updated with industry trends are better equipped to navigate complex transactions successfully.
By carefully considering these criteria, Realm Global Collective ensures that only the best of the best-become part of our exclusive network of top 1% agents.
The Benefits Of Working With A Top 1% Agent From Realm Global Collective
Partnering with a Top Agent can make all the difference when buying or selling property. These highly skilled professionals have successfully established themselves among the elite in the industry, providing unparalleled expertise and service to all colleagues and clients.
One of the key attributes and benefits of working with a top agent is their extensive market knowledge. These agents understand local trends, pricing strategies, and negotiation tactics that can help you achieve optimal results. Their vast network and connections within the industry through <a target="_blank" href="https://www.instagram.com/realm_global/" class="editor-rtfLink">REALM/Instagram</a> also allow them access to off-market properties or exclusive listings that might only be available to some of the public.
Moreover, our agents are renowned for their exceptional customer service. They prioritize client satisfaction above all else and go above and beyond to ensure a smooth transaction process. From helping you navigate complex paperwork to providing valuable advice at every step, these agents offer unparalleled support throughout your real estate journey.
Success Stories: Real Estate Deals Closed By Top 1% Agents
Within the global collective, a select group of elite agents known as the <a target="_blank" href="https://www.fastexpert.com/agents/john-bell-42229/" class="editor-rtfLink">Top 1%</a> Agents has consistently demonstrated their prowess in closing remarkable real estate deals. These success stories serve as testimonies to their exceptional skills and expertise. One such story revolves around a luxurious waterfront property that seemed impossible to sell due to its hefty price tag. However, a Top 1% Agent took on the challenge and devised an ingenious marketing strategy that attracted high-net-worth individuals from around the globe.
The agent successfully closed the deal at an impressive price through meticulous negotiations and leveraging their extensive network, exceeding all expectations. In another case, a historic mansion with significant renovation needs posed a daunting task for most agents. Nevertheless, a Top 1% Agent recognized its hidden potential and connected with visionary investors who saw beyond its dilapidated state. With expert guidance throughout the restoration process, this agent orchestrated a transformative sale that revitalized the property and generated substantial returns for all parties involved.
Exclusive Services Offered By The Top 1% Agents At Realm Global Collective
At Realm Global Collective, our top 1% agents provide unparalleled service to our esteemed clientele. With their extensive expertise and unwavering dedication, our agents offer exclusive services designed to exceed expectations and deliver exceptional results. One of the key benefits of working with our top 1% agents is their access to an extensive network of influential individuals and industry connections.
Leveraging these relationships, they can secure off-market listings and provide clients with exclusive opportunities unavailable to the general public. Additionally, our top 1% agents are skilled negotiators with a deep understanding of market dynamics. They use this knowledge to ensure clients receive the best possible deals when buying or selling properties. Their ability to navigate complex transactions, anticipate market trends, and analyze data sets them apart from other real estate professionals.
Furthermore, our agents prioritize personalized attention and tailored solutions. They take the time to understand each client's needs and preferences, offering customized strategies that align with their goals.
Conclusion: Trusting The Expertise Of Realm Global Collective's Top 1% Agents
In conclusion, trusting the expertise of Realm Global Collective's top 1% agents is an investment in quality and excellence. These exceptional professionals have proven themselves to be the cream of the crop in the real estate industry, consistently delivering outstanding results for their clients.
By harnessing their extensive knowledge, experience, and market insights, these top-performing agents can uniquely navigate the complexities of the real estate market with precision. Their deep understanding of local trends and conditions enables them to provide invaluable guidance and advice throughout every stage of buying or selling a property.
We are so excited to have been picked to join this exclusive Company. We look forward to demonstrating our skills and helping all of our clients along the way!
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2024-01-22T09:13:20-07:002024-01-30T23:00:50-07:00John Belltag:southernbellliving.com,2012-09-20:18328Exploring The Top 10 Best Places To Retire In South CarolinaExploring The Top 10 Best Places To Retire In South Carolina
Retirement is an exciting phase of life that offers the opportunity to relax, explore new interests, and enjoy a slower pace. With its warm climate, beautiful landscapes, and vibrant communities, South Carolina has become a popular destination for retirees seeking an idyllic place to spend their golden years. In this blog, we will delve into the top 10 best places to retire in South Carolina and discover what makes each location unique.
"Retirement is a time for new beginnings, a chance to explore interests, pursue passions, and simply savor life's finer things." <a target="_blank" href="https://studyfinds.org/best-places-to-retire/" class="editor-rtfLink">[0]</a>
"South Carolina, with its warm climate, rich history, and Southern charm, has become a haven for retirees seeking a peaceful and enjoyable lifestyle." <a target="_blank" href="https://medium.com/@ericstegall/top-3-things-to-consider-before-retiring-to-south-carolina-004ac0799516" class="editor-rtfLink">[1]</a>
"If you are thinking about the places to retire in South Carolina, this website is your source for information and insight into the best places to retire in South Carolina." <a target="_blank" href="https://www.topretirements.com/state/south%20carolina/" class="editor-rtfLink">[2]</a>
From charming coastal towns to picturesque mountain retreats, South Carolina offers diverse retirement options that cater to various preferences and lifestyles. Whether you dream of waking up to breathtaking ocean views or prefer the tranquility of rolling hills and pristine lakes, there is a perfect spot for everyone in this charming southern state. While exploring these top retirement destinations in South Carolina, we will highlight their natural beauty and highlight their cultural offerings, healthcare facilities, recreational activities, cost of living considerations, and more.
"Whether you want to retire by the coast and water, beach or mountains, South Carolina offers many great options." <a target="_blank" href="https://investingfuse.com/retirement/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[3]</a>
"Thanks to its central location in the state, its residents are never too far away from the ocean or the mountains, and they enjoy a myriad of natural landmarks such as the lush Congaree National Park and Lake Murray." <a target="_blank" href="https://www.travelandleisure.com/best-places-to-live-in-south-carolina-7551362" class="editor-rtfLink">[4]</a>
"Residents can stroll along sandy beaches, explore historic downtowns, take in cultural attractions, enjoy outdoor recreation, and soak up the famous southern hospitality when choosing to retire in South Carolina." <a target="_blank" href="https://www.thetravel.com/best-places-to-retire-south-carolina/" class="editor-rtfLink">[5]</a>
By providing comprehensive insights into each location's strengths and potential drawbacks as a retirement haven, we aim to help you make an informed decision about your next chapter. So please sit back and let us guide you through the enchanting world of retirement possibilities in South Carolina.
"This article highlights ten such locations, providing insights and research to help retirees make an informed decision about where to settle down." <a target="_blank" href="https://www.energyportal.eu/10-places-to-retire-that-are-just-like-arizona-but-way-cheaper/" class="editor-rtfLink">[6]</a>
"To retire to South Carolina is to one of the most fascinating and beautiful places we know on earth." <a target="_blank" href="https://www.actsretirement.org/latest-retirement-news/blog/2017/4/19/10-good-reasons-to-retire-to-south-carolina/" class="editor-rtfLink">[7]</a>
Understanding The Key Factors For An Optimal Retirement Location
Choosing the perfect retirement destination is a significant decision that requires careful consideration. When it comes to finding the ideal place to retire in South Carolina, retirees should consider several vital factors. First and foremost, climate is essential in determining an optimal retirement location. South Carolina boasts a mild climate with mild summers and relatively warm winters, making it an attractive choice for those seeking pleasant year-round weather.
"Deciding where to move or retire is a significant life choice that requires careful consideration." <a target="_blank" href="https://www.rosewoodcommunities.com/news/2023/8/14/discover-the-charms-of-clemson-south-carolina-a-perfect-place-to-move-or-retire" class="editor-rtfLink">[8]</a>
"Key factors like cost of living and healthcare are crucial when checking out the best cities to retire in South Carolina." <a target="_blank" href="https://sunlightliving.com/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[9]</a>
"When deciding where to retire, one should consider the state's climate." <a target="_blank" href="https://www.kiawahisland.com/the-island/south-carolina-vs-florida-retirement/" class="editor-rtfLink">[10]</a>
"Moreover, the moderate climate of South Carolina, with warm summers and relatively mild winters, makes it an ideal destination for retirees looking to avoid harsh winter weather." <a target="_blank" href="https://finance.yahoo.com/news/16-best-places-live-south-190224535.html" class="editor-rtfLink">[11]</a>
Secondly, access to quality healthcare services is essential for retirees. South Carolina offers an extensive network of hospitals, clinics, and medical facilities nationwide, ensuring that retirees can access top-notch healthcare professionals and services conveniently. Another crucial factor is the cost of living. Retirees often seek locations where their fixed incomes can stretch further. Fortunately, South Carolina has a relatively low cost of living compared to other states while still offering a high standard of living.
"Healthcare Services: Healthcare is a crucial factor to consider, especially when retiring." <a target="_blank" href="https://www.rosewoodcommunities.com/news/2023/8/14/discover-the-charms-of-clemson-south-carolina-a-perfect-place-to-move-or-retire" class="editor-rtfLink">[8]</a>
"If access to medical facilities is among your primary concerns in looking for places to retire in South Carolina, Charlestons Medical University of South Carolina has a Center on Aging." <a target="_blank" href="https://sunlightliving.com/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[9]</a>
"A range of affordable housing and no state income tax might be attractive to some retirees." <a target="_blank" href="https://www.travelandleisure.com/trip-ideas/senior-travel/best-places-retire-us" class="editor-rtfLink">[12]</a>
"Beyond taxes, the overall cost of living in South Carolina is relatively low compared to many other states." <a target="_blank" href="https://themartinfreemangroup.com/south-carolina-retirement-taxes/" class="editor-rtfLink">[13]</a>
Additionally, recreational activities and amenities are vital for retirees looking to enjoy their newfound leisure time. With its stunning coastline, picturesque lakes and rivers, and vibrant cultural scene, South Carolina provides ample outdoor adventures and cultural experiences. Lastly, community engagement is important during retirement years. South Carolina offers numerous active senior communities and social clubs where retirees can connect with like-minded individuals and engage in various activities tailored to their interests.
"We also explored the recreational activities and attractions available to ensure you have fun in retirement." <a target="_blank" href="https://smartasset.com/retirement/best-places-to-retire-in-south-carolina" class="editor-rtfLink">[14]</a>
"Whether you are drawn to the golf courses, picturesque beaches, or the vibrant communities designed for active adults, South Carolina provides a welcoming environment." <a target="_blank" href="https://www.rightfindhomes.com/blog/best-places-retire-south-carolina/" class="editor-rtfLink">[15]</a>
"Community: Finding a welcoming community is essential for a fulfilling retirement." <a target="_blank" href="https://studyfinds.org/best-places-to-retire/" class="editor-rtfLink">[0]</a>
"From community events and festivals to volunteer opportunities and clubs, Spartanburg offers retirees numerous ways to connect with their neighbors and forge meaningful connections, creating a fulfilling and socially rich retirement experience." <a target="_blank" href="https://www.noradarealestate.com/blog/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[16]</a>
Unveiling South Carolina's Unique Appeal For Retirees
When choosing the perfect retirement place, South Carolina is a hidden gem among the many options available. With its enchanting landscapes, rich history, and vibrant culture, this southeastern state offers retirees a unique and appealing lifestyle. One key factor that makes South Carolina an attractive retirement destination is its favorable climate. The state experiences mild winters and warm summers, allowing retirees to enjoy outdoor activities all year round.
"South Carolina offers retirees many attractive options for retirement destinations." <a target="_blank" href="https://www.noradarealestate.com/blog/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[16]</a>
"Known for its picturesque landscapes, a warm climate, rich history, and a vibrant lifestyle, this state presents an ideal destination for those looking forward to an active retirement ." <a target="_blank" href="https://www.terrabellaseniorliving.com/senior-living-blog/the-perks-of-moving-to-south-carolina-to-make-your-active-retirement-dream-come-true/" class="editor-rtfLink">[17]</a>
"With a mild climate and diverse landscape, it is no surprise South Carolina is one of the best places to retire in the United States." <a target="_blank" href="https://www.kiawahisland.com/lifestyle/retire-south-carolina/" class="editor-rtfLink">[18]</a>
"The state enjoys mild temperatures year-round, so you can enjoy all your favorite outdoor activities without dealing with extreme heat or extended snow storms." <a target="_blank" href="https://dominionseniorliving.com/anderson/six-reasons-retirement-communities-south-carolina/" class="editor-rtfLink">[19]</a>
Whether strolling along the pristine beaches or exploring the picturesque mountains, South Carolina offers diverse natural wonders. In addition to its natural beauty, South Carolina boasts a rich history that captivates retirees seeking intellectual stimulation. From historic Charleston with its charming cobblestone streets and antebellum architecture to Beaufort's quaint charm and preserved colonial structures, there is no shortage of historical landmarks waiting to be discovered.
"South Carolina offers you much relief from the sight of modern architecture by immersing you in the gorgeous beauty of its landscapes, ranging from towering mountains to breathtaking coastlines." <a target="_blank" href="https://www.retirefearless.com/post/benefits-of-retiring-in-south-carolina-pros-cons" class="editor-rtfLink">[20]</a>
"South Carolina boasts a rich cultural heritage, beautiful landscapes, and a variety of recreational activities." <a target="_blank" href="https://themartinfreemangroup.com/south-carolina-retirement-taxes/" class="editor-rtfLink">[13]</a>
"And for a touch of history, the Colonial Dorchester State Historic Site offers a glimpse into South Carolina's colonial past with its preserved fort ruins and archaeological treasures." <a target="_blank" href="https://vibrantaginginsider.com/retirement/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[21]</a>
South Carolina also prides itself on its vibrant culture. The state is renowned for its delicious cuisine, rooted in Southern traditions such as shrimp and grits or mouthwatering barbecue. Furthermore, the thriving arts scene provides retirees endless opportunities to immerse themselves in music festivals, art galleries, and theatrical performances. In conclusion, South Carolina offers retirees an unparalleled retirement experience with its breathtaking landscapes, captivating history, and lively culture.
"South Carolina boasts a vibrant art and music scene." <a target="_blank" href="https://www.terrabellaseniorliving.com/senior-living-blog/the-perks-of-moving-to-south-carolina-to-make-your-active-retirement-dream-come-true/" class="editor-rtfLink">[17]</a>
"The traditional Southern cuisine here offers a delectable blend of flavors, with barbecue, shrimp and grits, fried chicken, and biscuits being among the local favorites." <a target="_blank" href="https://www.terrabellaseniorliving.com/senior-living-blog/the-perks-of-moving-to-south-carolina-to-make-your-active-retirement-dream-come-true/" class="editor-rtfLink">[17]</a>
"With local art galleries, craft markets, music festivals, and live theater, it provides plenty of opportunities for creative exploration and entertainment." <a target="_blank" href="https://www.terrabellaseniorliving.com/senior-living-blog/the-perks-of-moving-to-south-carolina-to-make-your-active-retirement-dream-come-true/" class="editor-rtfLink">[17]</a>
"From mild weather and outdoor activities to cultural experiences and world-class amenities, retiring in South Carolina promises an enriching and fulfilling retirement." <a target="_blank" href="https://www.noradarealestate.com/blog/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[16]</a>
Analyzing The Criteria For Selecting The Best Retirement Spots In South Carolina
Choosing the perfect retirement destination can be daunting, but South Carolina offers many attractive options. Various criteria should be considered when considering the best places to retire in this charming southern state. First and foremost, climate plays a significant role in retirement decisions. South Carolina's diverse geography provides retirees with an array of climates to choose from.
"South Carolina is one of the many amazing places to retire in the United States, but there is no shortage of amazing retirement destinations." <a target="_blank" href="https://www.sunboundhomes.com/blog/why-south-carolina-is-a-great-place-to-retire" class="editor-rtfLink">[22]</a>
"Our list of the best places to retire in South Carolina will bring to light the most beautiful and retirement-friendly cities the state offers." <a target="_blank" href="https://investmentu.com/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[23]</a>
"While taxes are a crucial consideration, they are not the only factors influencing retirement decisions." <a target="_blank" href="https://themartinfreemangroup.com/south-carolina-retirement-taxes/" class="editor-rtfLink">[13]</a>
"Due to these varied options, retirees have access to some of the best retirement places in South Carolina." <a target="_blank" href="https://mylifesite.net/states/best-retirement-places-in-south-carolina/" class="editor-rtfLink">[24]</a>
The coastal areas offer mild winters and warm summers, while the Upstate region boasts cooler temperatures and picturesque mountain views. Another crucial factor is affordability. Retirees often seek locations that offer a lower cost of living without compromising on quality amenities and services. South Carolina provides numerous communities that balance affordability with excellent healthcare facilities, recreational activities, and cultural offerings. Community engagement is also essential for retirees looking to build fulfilling social lives.
"The state coastal regions enjoy a subtropical climate characterized by warm summers and mild winters." <a target="_blank" href="https://retireinsouthcarolina.com/buying/reasons-to-retire-in-south-carolina/" class="editor-rtfLink">[25]</a>
"From location and affordability to the local amenities that matter most to retirees." <a target="_blank" href="https://showcaserealty.net/11-reasons-why-charlotte-nc-is-the-perfect-place-to-retire/" class="editor-rtfLink">[26]</a>
"Affordable housing options, coupled with the availability of quality healthcare and recreational amenities, make South Carolina a haven for those looking to embrace a comfortable and economically sound retirement." <a target="_blank" href="https://www.rightfindhomes.com/blog/best-places-retire-south-carolina/" class="editor-rtfLink">[15]</a>
"Retirees can stay active and involved in their community." <a target="_blank" href="https://showcaserealty.net/11-reasons-why-charlotte-nc-is-the-perfect-place-to-retire/" class="editor-rtfLink">[26]</a>
Communities with active senior centers, clubs, and events encourage social interaction among residents and provide opportunities for new friendships. Access to quality healthcare is non-negotiable when selecting a retirement spot. South Carolina has several renowned medical institutions nationwide, ensuring retirees have access to top-notch healthcare services. Lastly, proximity to shopping centers, restaurants, parks, and cultural attractions should be considered when evaluating potential retirement spots.
"The Davis Community has a dedicated club room where senior living community members can get together and participate in various activities or simply socialize with one another." <a target="_blank" href="https://thedaviscommunity.org/2022/10/15/plan-ahead-for-independent-living/" class="editor-rtfLink">[27]</a>
"The most important thing for retirees is healthcare, and North Charleston has one of the best healthcare services in South Carolina." <a target="_blank" href="https://www.terrabellaseniorliving.com/senior-living-blog/what-is-it-like-when-you-retire-in-north-charleston-sc/" class="editor-rtfLink">[28]</a>
"When choosing a retirement spot, consider the amenities that matter most to you, whether it is a serene natural environment, cultural attractions, or easy access to healthcare facilities." <a target="_blank" href="https://medium.com/@ericstegall/top-3-things-to-consider-before-retiring-to-south-carolina-004ac0799516" class="editor-rtfLink">[1]</a>
Easy access to these amenities enhances retirees' overall quality of life.
The Top 10 Best Places To Retire In South Carolina: A Detailed Overview
Retirement is a time to relax, enjoy life, and embrace new adventures. With its warm climate, friendly communities, and stunning natural beauty, South Carolina has become popular for retirees seeking the perfect place to call home. In this detailed overview, we will explore the top 10 best places to retire in South Carolina. 1. Charleston: Known for its rich history and vibrant culture, Charleston offers retirees a charming coastal lifestyle with plenty of recreational activities.
"Retirement is a time to relax, explore new horizons, and enjoy the fruits of your labor." <a target="_blank" href="https://www.mihomes.com/blog/all/best-states-to-retire-in" class="editor-rtfLink">[29]</a>
"With its mild climate and hospitable Southern charm, South Carolina presents an ideal destination for retirees seeking a balanced, enjoyable lifestyle." <a target="_blank" href="https://thefrugalexpat.com/fantastic-places-to-retire-in-south-carolina/" class="editor-rtfLink">[30]</a>
"The result was a list of the top 10 best places to retire in South Carolina." <a target="_blank" href="https://smartasset.com/retirement/best-places-to-retire-in-south-carolina" class="editor-rtfLink">[14]</a>
"Although Charleston can be touristy and transient, retirement in Charleston, SC is great if you love culture, history, and access to every amenity you want." <a target="_blank" href="https://retirable.com/advice/lifestyle/10-best-cities-to-retire-in-south-carolina" class="editor-rtfLink">[31]</a>
2. Greenville: Nestled in the foothills of the Blue Ridge Mountains, Greenville boasts a thriving arts scene and picturesque landscapes that appeal to nature enthusiasts. 3. Hilton Head Island: With its pristine beaches and world-class golf courses, Hilton Head Island provides retirees with luxurious living in a resort-style setting. 4. Beaufort: This historic coastal town exudes Southern charm and offers retirees breathtaking waterfront views and a relaxed pace of life.
"Situated in the upstate region along the foothills of the Blue Ridge Smokey Mountains, Greenville is a hub for entertainment and adventure." <a target="_blank" href="https://www.kiawahisland.com/lifestyle/retire-south-carolina/" class="editor-rtfLink">[18]</a>
"Hilton Head Island is a paradise for those seeking a retirement destination that offers stunning beaches and world-class golf courses." <a target="_blank" href="https://www.noradarealestate.com/blog/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[16]</a>
"Beaufort: Retirees can relish in the historic coastal charm of this town, with antebellum architecture, museums, and outdoor activities like boating and fishing." <a target="_blank" href="https://www.thetravel.com/best-places-to-retire-south-carolina/" class="editor-rtfLink">[5]</a>
5. Mount Pleasant: Located just outside Charleston, Mount Pleasant combines small-town charm with modern amenities and easy access to beaches. 6. Pawleys Island: Known for its laid-back vibe and beautiful beaches, Pawleys Island is an ideal spot for retirees seeking tranquility and natural beauty. 7.
"Mount Pleasant offers the best suburban living with the charm of a coastal town situated just across the bridge from Charleston." <a target="_blank" href="https://thefrugalexpat.com/fantastic-places-to-retire-in-south-carolina/" class="editor-rtfLink">[30]</a>
"Known for its pristine beaches, lush scenery, and world-class golf courses, the island is a popular destination for tourists and residents who seek a tranquil and secluded getaway." <a target="_blank" href="https://www.seafields.com/south-carolinas-beaches-and-coastal-living-exploring-retirement-by-the-sea/" class="editor-rtfLink">[32]</a>
Conclusion: Embracing The Ideal Retirement Lifestyle In Beautiful South Carolina
In conclusion, South Carolina is an exceptional choice for retirees seeking an idyllic place to spend their golden years. With its warm climate, breathtaking natural beauty, and rich cultural heritage, the state offers diverse options catering to varying retirement preferences. Whether you long for coastal living or prefer the tranquility of the mountains, South Carolina has something for everyone.
"South Carolina is an enticing destination for retirees seeking an affordable yet fulfilling lifestyle." <a target="_blank" href="https://www.rightfindhomes.com/blog/best-places-retire-south-carolina/" class="editor-rtfLink">[15]</a>
"Beyond the financial aspect, the state boasts a moderate climate, picturesque landscapes, and a rich cultural heritage, enhancing the overall retirement experience." <a target="_blank" href="https://www.rightfindhomes.com/blog/best-places-retire-south-carolina/" class="editor-rtfLink">[15]</a>
"From mountains to lakes to rivers and beaches, whatever your preference for outdoor adventure, South Carolina is bound to have what you are looking for." <a target="_blank" href="https://www.sunboundhomes.com/blog/why-south-carolina-is-a-great-place-to-retire" class="editor-rtfLink">[22]</a>
The vibrant cities of Charleston and Greenville provide a perfect blend of urban amenities and charm. Meanwhile, Hilton Head Island and Myrtle Beach offer gorgeous beaches and recreational activities. Moreover, South Carolina boasts a lower cost of living compared to many other retirement destinations in the United States. This allows retirees to stretch their savings further and enjoy a comfortable lifestyle without compromising quality.
"South Carolina's charming coastal towns and historic cities like Charleston make it an appealing destination for retirees." <a target="_blank" href="https://districtlending.com/10-best-states-to-retire-in/" class="editor-rtfLink">[42]</a>
"Hilton Head Island, known for its beaches and golf courses, is a great place to retire." <a target="_blank" href="https://www.wmbfnews.com/2022/03/07/best-places-retire-east-coast/" class="editor-rtfLink">[43]</a>
"South Carolina generally boasts a lower cost of living than many other states, making it an attractive option for retirees on a budget." <a target="_blank" href="https://medium.com/@ericstegall/top-3-things-to-consider-before-retiring-to-south-carolina-004ac0799516" class="editor-rtfLink">[1]</a>
"This affordability contributes to a higher quality of life, enabling retirees to enjoy their golden years without financial stress." <a target="_blank" href="https://themartinfreemangroup.com/south-carolina-retirement-taxes/" class="editor-rtfLink">[13]</a>
Additionally, healthcare facilities in South Carolina are top-notch, ensuring that retirees can access excellent medical services. The state also offers numerous opportunities for continued learning through its renowned universities and lifelong learning programs. By choosing South Carolina as your retirement destination, you can indulge in various outdoor pursuits such as golfing, fishing, hiking, or strolls amidst picturesque landscapes.
"Spartanburg boasts a robust healthcare system, providing retirees access to top-notch medical facilities and specialized care." <a target="_blank" href="https://www.noradarealestate.com/blog/best-places-to-retire-in-south-carolina/" class="editor-rtfLink">[16]</a>
"The university also has a lifelong learning program that offers a variety of courses, as well as day trips and symposiums, for adults." <a target="_blank" href="https://www.neamb.com/retirement-planning/23-cheap-places-where-you-will-want-to-retire" class="editor-rtfLink">[44]</a>
"With expertly crafted communities across various locales and a consistently mild climate conducive to year-round outdoor activities like golf and fishing, South Carolina beckons as an ideal destination for affordable and enjoyable retirement living." <a target="_blank" href="https://www.rightfindhomes.com/blog/best-places-retire-south-carolina/" class="editor-rtfLink">[15]</a>
Additionally, you can immerse yourself in the state's rich history by exploring its historic sites and museums.
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2023-12-21T20:14:22-07:002023-12-21T21:16:52-07:00John Belltag:southernbellliving.com,2012-09-20:18096Exploring the Appeal of Mount Pleasant and Wando High SchoolExploring The Appeal Of Mount Pleasant And Wando High School
Nestled along the scenic coast of South Carolina, Mount Pleasant has become a coveted destination for individuals seeking a serene yet vibrant community to call home. Boasting picturesque landscapes, a rich historical heritage, and abundant recreational opportunities, it's no wonder that people from all walks of life are drawn to this charming town. Moreover, when it comes to education, one institution stands out among the rest - Wando High School. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
In this article, we'll delve into the compelling reasons why people from all across the country move to Mount Pleasant and choose Wando High School as their prime educational destination. From its academic excellence to diverse extracurricular activities, Wando High School has established itself as a beacon of educational quality in the region. We will also learn how these factors contribute to making Mount Pleasant an attractive choice for families and individuals looking for not only a beautiful place to live but also a top-notch educational experience. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
A Thriving Community: The Allure Of Mount Pleasant
Mount Pleasant, located in the heart of South Carolina's Lowcountry, is a charming town attracting people from all walks of life. Its thriving community is one of the main reasons why individuals choose to relocate here. With its picturesque landscapes, vibrant culture, and strong sense of community, Mount Pleasant offers a truly unique living experience. One of the key factors that draw people to this area is its proximity to the stunning beaches along the Atlantic coast. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, <a target="_blank" href="https://www.crescenthomes.net/resources7-reasons-to-relocate-to-park-west-in-mount-pleasant-good/" class="editor-rtfLink">1</a>]
Residents can enjoy beautiful sunsets and endless outdoor activities like fishing, boating, and paddleboarding. Additionally, Mount Pleasant boasts a strong economy with ample job opportunities in various sectors, including healthcare, technology, and tourism. Another appealing aspect for families is the excellent education system within Mount Pleasant. Wando High School stands out for its commitment to academic excellence and diverse extracurricular programs. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
The school's dedicated faculty members and state-of-the-art facilities provide students with an enriching environment for learning and personal growth. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Academic Excellence: Wando High School's Reputation And Programs
A key factor drawing families to Mount Pleasant is the outstanding educational reputation of Wando High School. Renowned for its commitment to excellence, Wando consistently ranks as one of the top high schools in South Carolina. Wando High School provides a comprehensive array of academic courses tailored to meet the diverse interests and goals of its students. The school boasts an extensive Advanced Placement (AP) curriculum, providing students with opportunities to earn college credit while still in high school. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, <a target="_blank" href="https://homeandmoney.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">2</a>]
Additionally, Wando offers specialized programs such as International Baccalaureate (IB), Science, Tech, Engineering and Mathematics (STEM), and Fine Arts Magnet programs. The dedicated faculty at Wando High School is another reason behind its stellar academic standing. Highly qualified teachers encourage critical thinking, foster intellectual curiosity, and provide individualized attention to ensure student success. Moreover, Wando High School prioritizes cultivating well-rounded individuals by offering various extracurricular activities, including sports teams, clubs, and community service opportunities. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
These activities not only enrich students' lives but also contribute to their holistic development.
Coastal Lifestyle: Relocating For The Beaches And Waterfront Living
One of the primary reasons why people choose to relocate to Mount Pleasant is the allure of its coastal lifestyle. Nestled along the stunning South Carolina coastline, this charming town offers its residents unparalleled access to beautiful beaches and breathtaking waterfront views. The area boasts a wealth of opportunities for water enthusiasts, from boating and fishing to paddleboarding and kayaking. The pristine beaches in Mount Pleasant serve as a haven for those seeking tranquility or adventure. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Residents can soak up the sun, build sandcastles with their families, or take long walks along the shore. The picturesque waterfronts provide an idyllic backdrop for relaxation and leisure activities. Moreover, living near the beach promotes a healthier lifestyle by encouraging outdoor physical activities like jogging or cycling on scenic coastal trails. The refreshing sea breeze and awe-inspiring sunsets create an ambiance that is both rejuvenating and inspiring. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
For families relocating to Mount Pleasant, Wando High School is an excellent educational institution that perfectly complements this coastal lifestyle. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Family-Friendly Environment: Ideal For Raising Children
One of the primary reasons why people choose to relocate to Mount Pleasant is its family-friendly environment, making it an ideal place for raising children. This charming town offers a safe and peaceful atmosphere that fosters a sense of community and belonging. Mount Pleasant boasts excellent schools, with Wando High School being a top choice for many families. Known for its academic excellence & extracurricular activities, Wando High School provides students with a well-rounded education that prepares them for future success. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
The school's dedicated faculty members are committed to nurturing each student's talents and helping them reach their full potential. Moreover, Mount Pleasant offers numerous recreational opportunities suitable for all ages. Families can discover picturesque parks, engage in outdoor pursuits like trekking or cycling on scenic paths, or relish moments together at the pristine beaches nearby. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Additionally, the town's close-knit community provides ample support networks for parents and children alike. The friendly neighbors and active community organizations create an environment where families can easily connect with like-minded individuals with similar values and interests. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Job Opportunities And Economic Growth In Mount Pleasant
Mount Pleasant, a charming town nestled along the coast of South Carolina, has become an enticing destination for individuals seeking job opportunities and economic growth. The town's strategic location and thriving business environment have played a pivotal role in attracting people from all walks of life. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
One key factor driving relocation to Mount Pleasant is the abundance of job opportunities. The town is home to various sectors, such as tech, medical services, hotel management, and academic institutions. Major employers such as Boeing and Blackbaud have established their presence here, offering a wide array of career paths for professionals. Furthermore, Mount Pleasant's proximity to Charleston provides easy access to additional employment options in the metropolitan area. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, <a target="_blank" href="https://carolinapark.com/c0/the-post-and-courier-growth-drives-the-need-for-schools-in-mount-pleasant/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://uphomes.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">4</a>]
Moreover, the robust economic growth experienced by Mount Pleasant has been instrumental in attracting newcomers. The town has witnessed significant development, with new residential and commercial projects constantly emerging. This growth not only creates new employment opportunities but also fuels local businesses, contributing to a vibrant economy. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
For families considering relocating to Mount Pleasant and choosing Wando High School for their children's education, the strong job market and economic prosperity are undeniable draws that provide stability and potential for future success. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Sports And Extracurricular Activities At Wando High School
One of the key reasons families choose Wando High School when relocating to Mount Pleasant is the school's exceptional sports and extracurricular activities program. Students can chase their passions, master new skills, and create memorable experiences. Wando High School boasts a highly competitive athletic program that consistently produces successful teams in sports such as football, basketball, soccer, volleyball, swimming, and track. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, <a target="_blank" href="https://www.nvrealtygroup.com/blog/5-reasons-why-daniel-island-real-estate-is-a-top-choice-for-families.html" class="editor-rtfLink">5</a>]
The dedicated coaching staff ensures students receive top-notch training and support to excel in their chosen sport. In addition to sports, Wando High School offers an extensive selection of extracurricular activities, including drama club, debate team, robotics club, art club, music ensembles, and student government. Such prospects enable students to hone their abilities beyond academic settings, simultaneously nurturing collaborative and leadership capacities. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, <a target="_blank" href="https://www.nvrealtygroup.com/blog/5-reasons-why-daniel-island-real-estate-is-a-top-choice-for-families.html" class="editor-rtfLink">5</a>]
Moreover, participating in sports and extracurricular activities at Wando High School provides students with a sense of belonging and community. They can form lifelong friendships with like-minded individuals who share their passions. [<a target="_blank" href="https://carolinapark.com/c0/the-post-and-courier-growth-drives-the-need-for-schools-in-mount-pleasant/" class="editor-rtfLink">3</a>, <a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Educational Facilities And Resources At Wando High School
Regarding educational facilities and resources, Wando High School in Mount Pleasant stands out. Committed to excellence in education, the school offers various programs and opportunities to cater to every student's needs. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Wando High School boasts state-of-the-art classrooms equipped with modern technology, providing an optimal learning environment. The dedicated teaching staff is highly qualified and passionate about their subjects, ensuring students receive the best education possible. The school also offers advanced placement courses, allowing students to challenge themselves academically and earn college credits. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
In addition to its exceptional academic offerings, Wando High School provides various extracurricular activities such as clubs, sports teams, and performing arts programs. These activities foster personal growth, teamwork skills, and creativity among students. [<a target="_blank" href="https://www.ccsdschools.com/wandohigh" class="editor-rtfLink">6</a>, <a target="_blank" href="https://www.nvrealtygroup.com/blog/5-reasons-why-daniel-island-real-estate-is-a-top-choice-for-families.html" class="editor-rtfLink">5</a>]
Additionally, the institution boasts a comprehensive library, replete with an extensive array of books and digital databases to support research endeavors. Additionally, Wando High School has cutting-edge science laboratories for hands-on experimentation and exploration. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>, 7]
With its outstanding educational facilities and resources catering to diverse interests and abilities, it is no wonder many families choose Wando High School when relocating to Mount Pleasant. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Conclusion: Why People Choose To Relocate To Mount Pleasant For Wando High School
In conclusion, the decision to relocate to Mount Pleasant and enroll in Wando High School is driven by many compelling reasons. Firstly, the exceptional academic programs offered at Wando High School attract families seeking a top-notch education for their children. The school's commitment to excellence is evident through its rigorous curriculum, esteemed faculty, and impressive college acceptance rates. Additionally, the charming community of Mount Pleasant itself serves as a significant draw for relocating families. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
With its picturesque landscapes, vibrant culture, and close-knit neighborhoods, Mount Pleasant offers an idyllic setting for raising children and fostering strong community bonds. Moreover, Wando High School's extensive extracurricular opportunities are pivotal in attracting families. From competitive athletic teams to diverse clubs and organizations, students have ample opportunities to pursue their passions outside the classroom while building lifelong friendships. [<a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
Lastly, the supportive and inclusive environment at Wando High School creates a sense of belonging for both students and parents alike. The school's dedicated staff fosters an atmosphere that promotes personal growth and academic achievement while embracing diversity. [<a target="_blank" href="https://www.crda.org/news/local_news/wando-high-administrator-named-2010-national-high-school-principal-of-the-year/" class="editor-rtfLink">8</a>, <a target="_blank" href="https://mountpleasantrecreation.com/mount-pleasant-sc-real-estate/" class="editor-rtfLink">0</a>]
References
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[1] "7 Reasons to Relocate to Park West in Mount Pleasant", crescenthomes.net, Unknown, <a target="_blank" href="https://www.crescenthomes.net/resources7-reasons-to-relocate-to-park-west-in-mount-pleasant-good/" class="editor-rtfLink">https://www.crescenthomes.net/resources7-reasons-to-relocate-to-park-west-in-mount-pleasant-good/</a>, Web, Accessed 07. Nov 2023
[2] "10 Things to Know Before Moving to Mount Pleasant, SC - 2023", homeandmoney.com, Unknown, <a target="_blank" href="https://homeandmoney.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">https://homeandmoney.com/blog/moving-to-mount-pleasant-sc/</a>, Web, Accessed 07. Nov 2023
[3] "Wando education continues to grow :: Carolina Park", carolinapark.com, Unknown, <a target="_blank" href="https://carolinapark.com/c0/the-post-and-courier-growth-drives-the-need-for-schools-in-mount-pleasant/" class="editor-rtfLink">https://carolinapark.com/c0/the-post-and-courier-growth-drives-the-need-for-schools-in-mount-pleasant/</a>, Web, Accessed 07. Nov 2023
[4] "Living in Mount Pleasant SC: 10 Tips Before Moving to Mount Pleasant", uphomes.com, Unknown, <a target="_blank" href="https://uphomes.com/blog/moving-to-mount-pleasant-sc/" class="editor-rtfLink">https://uphomes.com/blog/moving-to-mount-pleasant-sc/</a>, Web, Accessed 07. Nov 2023
[5] "5 Reasons Why Daniel Island Real Estate Is A Top Choice For Families", nvrealtygroup.com, Unknown, <a target="_blank" href="https://www.nvrealtygroup.com/blog/5-reasons-why-daniel-island-real-estate-is-a-top-choice-for-families.html" class="editor-rtfLink">https://www.nvrealtygroup.com/blog/5-reasons-why-daniel-island-real-estate-is-a-top-choice-for-families.html</a>, Web, Accessed 07. Nov 2023
[6] "Wando High School / Homepage", ccsdschools.com, Unknown, <a target="_blank" href="https://www.ccsdschools.com/wandohigh" class="editor-rtfLink">https://www.ccsdschools.com/wandohigh</a>, Web, Accessed 07. Nov 2023
[8] "Wando High administrator named 2010 National High School Principal of the Year - Charleston Business News - Charleston Regional Development Alliance News & Blog", crda.org, Unknown, <a target="_blank" href="https://www.crda.org/news/local_news/wando-high-administrator-named-2010-national-high-school-principal-of-the-year/" class="editor-rtfLink">https://www.crda.org/news/local_news/wando-high-administrator-named-2010-national-high-school-principal-of-the-year/</a>, Web, Accessed 2023-11-06T22:40:39-07:002023-12-21T20:04:41-07:00John Belltag:southernbellliving.com,2012-09-20:14765Top 5 Strategies to Enhance Your Home's Appeal for Potential Buyers<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Tips_to_Make_Your_Home_More_Appealing_to_Home_Buyers/charleston-sc_t20_4lmeza_1.jpg" width="1039" height="693" alt="Sell Your Charleston Area Home" title="Sell Your Home Fast" />
If you're interested in selling your home in Charleston, there is positive news: despite the rise in interest rates, the real estate market in Charleston remains highly active. This implies that you should encounter no difficulties when it comes to finding potential buyers for your property. The inventory of available homes continues to be limited, while the demand for properties in this area remains strong.
Whether you have plans to purchase another home within Charleston or if you are considering a relocation elsewhere, it is natural that you would want to sell your current home as swiftly as possible and at the highest possible price.
A competent real estate team, such as the exceptional one at Southern Bell Living, is instrumental in ensuring a swift and satisfactory sale of your home. However, as the seller, there are additional steps you can take to make your house appealing to potential buyers. Before your real estate agent (or professional photographer) captures images and lists your property, consider implementing these nine crucial actions.
<br />1. Prioritize the Attractiveness of Your Home's Exterior
As potential buyers arrive at your property for the initial visit, they will likely come by car. Regardless of any online previews they may have seen beforehand, their first impression of your house will be formed as they approach and park their vehicle.
When potential buyers arrive at your home, they should be amazed and exclaim, "
Ensure the grass is recently cut, leaves are gathered, and all plants are in good condition. It's important to have a well-maintained front yard with no toys, clean furniture, uncovered and sparkling pools, and try to eliminate unnecessary signs. The key is to have a tidy exterior that appeals to others.
In the realm of real estate, there exists a timeless adage emphasizing the significance of crafting a positive initial perception. This sentiment holds particularly true regarding the exterior of your home, as potential buyers' attention is immediately drawn to it.
<br />2. Tidy up and Organize Your Home
Afterward, it is crucial to have a clean and clutter-free home. The objective when potential buyers visit your property is to provide them with an atmosphere where they can easily imagine themselves living there. Clear out all personal items, children's toys, pet accessories like dog beds and cat litter boxes, and other similar belongings. Additionally, take down any family photographs displayed in your home.
These items serve as reminders that you currently reside in the house and can make it difficult for buyers to picture themselves in it.
Paying for a thorough cleaning before showcasing your home is highly recommended. The presence of dirt, grime, and stains can significantly deter potential buyers. Remember, the objective is to create a desire within buyers to reside in your home, and cleanliness plays a significant role in achieving this by making your home appear flawless, captivating, and fresh.
<br />3. Apply a Brand New Layer of Paint
Applying a brand-new layer of paint is a simple yet effective method to expedite the sale of a house and increase its value. There is an inexplicable charm in the presence of freshly painted walls that enhances the welcoming and flawless ambiance of a home.
When painting your house, it is advisable to select a color scheme that will attract a wide range of potential buyers. Typically, neutral shades such as grays and blues are the most suitable for interior spaces. While vibrant colors like yellow can be acceptable in specific situations, they should not dominate the overall color scheme of a house.
When you decide to enlist the services of a skilled painter, they may offer valuable advice regarding color schemes that can enhance the radiance of your home. Additionally, real estate agents often possess insights from their past experiences and can occasionally provide recommendations on what sells most effectively. We have plenty of examples/suggestions and an AWESOME painter, so all you have to do is ask & we'll make it happen.
4. Emphasize the Importance of Bathroom and Kitchen Spaces
In any house, the bathroom and kitchen areas take center stage. Potential buyers tend to pay extra attention to these specific parts, and any flaws in these rooms could hinder the sale process.
Clean all bathroom and kitchen surfaces, such as counters, sinks, tubs, stoves, and other appliances and utensils. It is essential to remove any personal items from these areas and store smaller appliances in their designated cabinets. If you have any decorative signs or ornaments that can enhance the appearance of the kitchen or bathroom, it would be advisable to display them.
Additionally, make sure to eliminate any buildup around the faucets, stains in the toilet, or any similar problems before showcasing the house.
Essentially, the aim is to have your bathroom and kitchen resemble those typically found in hotels - they should appear untouched as if no one has ever utilized them (even though they have). Lastly, We have an incredible relationship with a Cleaning Company & we offer this for FREE when Listing Your Home!
<br />5. Embrace Natural Light (and Ensure Your Home is Well-Lit)
To effectively market your Charleston home, it's crucial to embrace natural light when capturing photos and welcoming potential buyers for a tour. The key to selling your property is allowing ample sunlight to illuminate the interiors. Given the abundance of sunshine this region receives throughout the year, one of the most appealing aspects of your place is the delightful weather and the opportunity for buyers to bask in the sun within your home.
Hence, it is advisable to uncover all curtains. If you come across any lights that are not functioning or burned out, replace them promptly. For areas that lack sufficient illumination, consider acquiring lamps (such as garages, which tend to be quite dim) to ensure appropriate lighting conditions.
Allowing natural light to enter your home will enhance its ambiance and attract potential buyers.
<br />Our Charleston Real Estate Agents are Here to Assist You in Selling Your Home
Naturally, these recommendations are broad and can be implemented for any residence. Considering the specific features and worth of your property, there might be additional enhancements that could prove advantageous (such as captivating photographs or even aerial shots taken by drones). Your dedicated real estate agent will provide tailored advice and innovative suggestions that perfectly suit your unique home.
The team of real estate agents at Southern Bell Living boasts a wealth of expertise in selling properties in Charleston. We are committed to assisting you throughout the entire process and collaborating closely with you to ensure a swift and profitable sale of your home.
<br /><br /><br />
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2023-10-31T16:30:00-07:002023-12-21T20:03:09-07:00John Belltag:southernbellliving.com,2012-09-20:180432023 Home Selling Prospects: Should You Sell Now or Wait for 20242023 Home Selling Prospects: Should You Sell Now or Wait for 2024
<br />Introduction: The Current State Of The Housing Market
The housing market is a dynamic and ever-changing industry that can significantly impact homeowners' financial decisions. In recent years, the real estate market has experienced significant fluctuations, leaving many homeowners pondering whether it is an excellent time to sell their homes or wait until a future date, such as 2024. To make an informed decision, it is crucial to understand the current state of the housing market. [<a href="https://www.linkedin.com/pulse/how-elections-affect-home-sales-padpath" target="_blank">0</a>, <a href="https://ibuyer.com/blog/should-i-sell-my-house-now-or-wait/" target="_blank">1</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
Currently, the housing market is witnessing unprecedented conditions that have influenced supply and demand dynamics. Historically, low-interest rates, coupled with limited housing inventory, have created a seller's market in many regions. This means more potential buyers than available properties for sale, resulting in increased competition and higher home prices. Additionally, socio-economic factors such as population growth and job opportunities influence the demand for housing. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.kmmrealty.com/article-details.php?article=2202" target="_blank">3</a>, <a href="https://alturasrealty.com/should-i-buy-a-house-now-or-wait/" target="_blank">4</a>, <a href="https://www.nesto.ca/real-estate/canadian-housing-market-outlook/" target="_blank">5</a>]
It is important to consider regional differences when evaluating the overall state of the housing market since markets can vary significantly from one area to another. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
<br />Factors To Consider Before Selling Your Home
When contemplating whether to sell your home or wait until 2024, several factors should be carefully considered. Firstly, assess the current housing market conditions. Are prices trending upwards or downwards? If the market is experiencing a surge in demand and prices are high, it might be an opportune time to sell. Conversely, if the market is slow and prices are stagnant or decreasing, waiting until 2024 might yield better results. [<a href="https://www.asapcashoffer.com/blog/should-i-sell-my-house-now-or-wait-until-2024/" target="_blank">6</a>, <a href="https://www.businessinsider.com/personal-finance/should-i-sell-my-house-now" target="_blank">7</a>, <a href="https://www.noradarealestate.com/blog/should-i-sell-my-house-now/" target="_blank">8</a>, <a href="https://www.baymgmtgroup.com/blog/selling-vs-renting-investment-property/" target="_blank">9</a>, <a href="https://alturasrealty.com/should-i-buy-a-house-now-or-wait/" target="_blank">4</a>]
Additionally, evaluate your financial situation. Selling a home involves costs such as real estate agent commissions and closing fees. If you need immediate funds or wish to invest in another property or venture, selling now could be advantageous. Moreover, consider your long-term plans and goals. Will you need a larger home for an expanding family in the near future? Are you planning to relocate for work or retirement? [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.fool.com/the-ascent/mortgages/articles/5-pros-and-cons-of-selling-your-home-for-cash/" target="_blank">10</a>, <a href="https://www.realestatewitch.com/should-i-sell-my-house-now-or-wait/" target="_blank">11</a>, <a href="https://www.fool.com/investing/2018/05/31/whens-the-best-time-to-buy-a-house.aspx" target="_blank">12</a>, <a href="https://www.southwestjournal.com/should-i-sell-my-house-now/" target="_blank">13</a>, <a href="https://www.homesforheroes.com/blog/housing-market-trends-september/" target="_blank">14</a>]
These factors can influence your decision on whether to sell now or wait. Finally, analyze the potential tax implications of selling your home at different times. Consult with a tax professional to understand how capital gains taxes may affect your finances in either scenario. [<a href="https://www.kcpropertyguys.com/should-i-sell-my-house-now-or-wait-until-2024-kansas-city/" target="_blank">15</a>, <a href="https://ibuyer.com/blog/should-i-sell-my-house-now-or-wait/" target="_blank">1</a>, <a href="https://www.bankrate.com/real-estate/should-i-sell-my-house-now-or-wait/" target="_blank">16</a>]
<br />Understanding Market Trends And Forecasts
When considering whether it is a good time to sell a home or wait until 2024, it is crucial to understand market trends and forecasts. While predicting the real estate market with absolute certainty is impossible, analyzing current trends can provide valuable insights. One key factor to consider is the supply and demand dynamics in the housing market. A low inventory of homes for sale typically favors sellers, driving up prices and creating a seller's market. [<a href="https://www.asapcashoffer.com/blog/should-i-sell-my-house-now-or-wait-until-2024/" target="_blank">6</a>, <a href="https://www.noradarealestate.com/blog/should-i-sell-my-house-now/" target="_blank">8</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
Conversely, an oversupply of homes can lead to a buyer's market, where prices may stagnate or even decline. Additionally, monitoring interest rates can be essential in determining the optimal time to sell. Lower interest rates generally stimulate homebuyer demand by making mortgages more affordable. Conversely, rising interest rates may dampen buyer enthusiasm and impact housing prices. Another aspect worth considering is economic indicators such as employment rates and GDP growth. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.houzeo.com/blog/best-time-to-sell-a-house-in-california/" target="_blank">17</a>, <a href="https://www.realestatewitch.com/should-i-sell-my-house-now-or-wait/" target="_blank">11</a>]
A strong economy often translates into increased consumer confidence and higher home prices. To make an informed decision about selling your home now or waiting until 2024, consult with local real estate professionals with up-to-date data on market trends specific to your area. [<a href="https://nadiakhanestates.com/blog/real-estate-market-update" target="_blank">18</a>, <a href="https://orchard.com/blog/posts/should-i-sell-my-house-now" target="_blank">19</a>]
<br />Is 2024 Projected To Be A Favorable Year For Home Sellers?
Predicting the real estate market's future can be a challenging task. Still, experts have been closely monitoring trends and indicators to offer insights into whether 2024 will be an advantageous time for homeowners to sell their properties. While it is impossible to provide a definitive answer, several factors suggest that 2024 could present favorable conditions for those planning to sell. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.fastexpert.com/blog/best-day-to-hold-an-open-house/" target="_blank">20</a>]
Firstly, economists anticipate continued economic growth and stability in the coming years. A robust economy often increases buyer confidence, leading to greater demand and potentially higher selling prices. Additionally, demographic shifts may favor home sellers as millennials enter their prime home-buying years. [<a href="https://lifeandmyfinances.com/real-estate/worst-time-to-buy-a-house" target="_blank">21</a>, <a href="https://www.webuyhouseschicago.org/2023/08/03/should-i-sell-my-house-now-or-wait-until-2024-a-comprehensive-guide/" target="_blank">22</a>, <a href="https://www.digitaljournal.com/pr/news/getnews/la-rosa-holdings-is-acquiring-assets-launching-ai-empowered-real-estate-technology-and-positioning-for-breakout-2024-growth-lrhc-" target="_blank">23</a>]
Furthermore, low mortgage interest rates are expected to persist in the near future, stimulating buyer activity and increasing affordability. This could further contribute to a competitive market for sellers. [<a href="https://themortgagereports.com/107417/is-it-a-good-time-to-buy-a-house" target="_blank">24</a>, <a href="https://www.digitaljournal.com/pr/news/getnews/la-rosa-holdings-is-acquiring-assets-launching-ai-empowered-real-estate-technology-and-positioning-for-breakout-2024-growth-lrhc-" target="_blank">23</a>]
However, it is essential to note that local market conditions and unforeseen events can significantly influence real estate dynamics. Consulting with a trusted real estate agent or expert can help homeowners assess their circumstances and decide whether 2024 aligns with their individual selling goals. [<a href="https://www.sandiegorealestatehunter.com/blog/san-diego-real-estate-market-forecast/" target="_blank">25</a>, <a href="https://www.noradarealestate.com/blog/should-i-sell-my-house-now/" target="_blank">8</a>]
<br />The Impact Of Economic Conditions On The Housing Market
The impact of economic conditions on the housing market is a crucial aspect to consider when deciding whether it is a good time to sell a home or wait until 2024. Economic conditions directly influence housing prices, demand, and buyer behavior. Currently, the housing market is experiencing favorable conditions due to low interest rates and limited inventory. These factors have created a seller's market with increased buyer competition, resulting in higher selling prices. [<a href="https://www.fool.com/investing/2018/05/31/whens-the-best-time-to-buy-a-house.aspx" target="_blank">12</a>, <a href="https://www.jvmlending.com/blog/whats-ahead-u-s-housing-market-predictions-for-2024/" target="_blank">26</a>, <a href="https://www.nairaland.com/7894678/real-estate-investors-look-superior" target="_blank">27</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
However, predicting economic conditions several years into the future can be challenging. While some experts suggest that the housing market will continue to thrive in the coming years, others anticipate potential economic downturns or fluctuations that could affect property values negatively. [<a href="https://www.webuyhouseschicago.org/2023/08/03/should-i-sell-my-house-now-or-wait-until-2024-a-comprehensive-guide/" target="_blank">22</a>, <a href="https://www.asapcashoffer.com/blog/should-i-sell-my-house-now-or-wait-until-2024/" target="_blank">6</a>]
It is essential to assess both short-term and long-term economic indicators before deciding. Factors such as employment rates, inflation rates, GDP growth, and government policies all play significant roles in determining the stability of the housing market. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
Ultimately, consulting with real estate professionals and closely monitoring economic trends can provide valuable insights into whether selling now or waiting until 2024 would yield optimal results for homeowners. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
<br />Pros And Cons Of Selling Your Home Now
Deciding whether to sell your home now or wait until 2024 requires careful consideration of various factors. Here are some pros and cons to help you make an informed decision. Pros: [<a href="https://www.webuyhouseschicago.org/2023/08/03/should-i-sell-my-house-now-or-wait-until-2024-a-comprehensive-guide/" target="_blank">22</a>, <a href="https://www.sammamishmortgage.com/seattle-housing-market-in-2024/" target="_blank">28</a>]
1. Favorable market conditions: The current real estate market is experiencing high demand and low inventory, potentially leading to quicker sales and higher prices. 2. Low-interest rates: Buyers can secure lower mortgage rates, increasing their purchasing power and attracting more potential buyers. 3. Relocation opportunities: Selling now may open up new possibilities for relocation, such as moving closer to family, work, or preferred amenities. [<a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.noradarealestate.com/blog/should-i-sell-my-house-now/" target="_blank">8</a>]
4. Capitalizing on equity: If you have built significant equity in your home, selling now could allow you to cash in on your investment. Cons: [<a href="https://www.noradarealestate.com/blog/should-i-sell-my-house-now/" target="_blank">8</a>]
1. Limited housing options: Selling now might mean facing limited options when searching for a new home due to the competitive market. 2. Market volatility: While conditions are currently favorable, there is always the risk of unexpected changes that could impact property values negatively. 3. [<a href="https://www.fultonbank.com/Education-Center/Home-Ownership/How-to-Buy-a-House-While-Selling-Your-Other-One" target="_blank">29</a>, <a href="https://www.webuyhouseschicago.org/2023/08/03/should-i-sell-my-house-now-or-wait-until-2024-a-comprehensive-guide/" target="_blank">22</a>]
<br />Long-Term Considerations: Is Waiting Until 2024 Worth It?
Long-term considerations: Is waiting until 2024 worth it? When contemplating the decision to sell a home, it is crucial to evaluate the long-term implications and potential benefits of waiting until 2024. One key aspect to consider is the housing market's forecasted trajectory. While no one can predict future market conditions with certainty, experts suggest that waiting until 2024 may bring specific advantages. [<a href="https://sgtautotransport.com/autoblog/should-i-wait-to-buy-new-car" target="_blank">30</a>, <a href="https://sale-0.com/should-i-buy-a-home-now-or-wait-until-2024-38/" target="_blank">31</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://blog.winnipeghomefinder.com/is-now-a-bad-time-to-buy-a-house/" target="_blank">32</a>]
Firstly, economic growth plays a vital role in determining property prices. If the economy strengthens over the next few years, it could increase demand for homes and potentially higher selling prices. Additionally, demographic shifts might favor sellers in 2024. As millennials reach their prime homebuying age and baby boomers downsize or relocate, there could be an influx of buyers competing for properties. [<a href="https://www.nesto.ca/real-estate/canadian-housing-market-outlook/" target="_blank">5</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://themortgagereports.com/107263/housing-market-predictions" target="_blank">33</a>, <a href="https://www.sammamishmortgage.com/will-california-home-prices-rise-drop-or-flatten-in-2024/" target="_blank">34</a>]
Moreover, advancements in technology and sustainable living are likely to shape the housing market in the coming years. Buyers may prioritize energy-efficient homes or those equipped with smart technologies. Waiting until 2024 could allow homeowners time to invest in these upgrades and attract more discerning buyers. [<a href="https://www.kmmrealty.com/article-details.php?article=2202" target="_blank">3</a>, <a href="https://www.gov.uk/government/publications/pension-credit-technical-guidance/a-detailed-guide-to-pension-credit-for-advisers-and-others" target="_blank">35</a>, <a href="https://movewithabsolute.co.uk/blog/waiting-for-the-teignmouth-house-market-to-crash-will-cost-you-39-329/9615" target="_blank">36</a>]
<br />Tips For Maximizing Your Home's Value In Any Market
1. Improve curb appeal: First impressions matter, so enhance your home's exterior. Maintain a well-manicured lawn, fresh paint, and an inviting entrance to attract potential buyers. 2. Upgrade critical areas: Focus on renovating high-impact areas like the kitchen and bathrooms. These spaces often have the most significant influence on buyers' decision-making process. 3. Enhance energy efficiency: Making your home more energy-efficient not only attracts environmentally conscious buyers but can also lead to long-term cost savings for them. [<a href="https://www.rockethomes.com/blog/home-selling/best-time-to-sell-a-house" target="_blank">37</a>, <a href="https://www.fastexpert.com/blog/fix-before-selling-house/" target="_blank">38</a>, <a href="https://dreamswire.com/ways-to-sell-your-current-home-for-more-while-effortlessly-finding-your-next-dream-home/" target="_blank">39</a>, <a href="https://www.homelight.com/blog/should-i-sell-my-house-now-or-wait/" target="_blank">40</a>, <a href="https://www.cnet.com/home/energy-and-utilities/best-solar-batteries/" target="_blank">41</a>]
Consider adding insulation, upgrading windows, or installing energy-efficient appliances. 4. Depersonalize and declutter: Create a neutral and clutter-free environment that allows potential buyers to envision themselves living in the space. Remove personal items, tidy up rooms, and consider staging with minimalist decor. 5. Optimize storage space: Maximize storage options by organizing closets and cabinets efficiently. Buyers appreciate ample storage areas when considering purchasing a home. [<a href="https://www.cnet.com/home/energy-and-utilities/best-solar-batteries/" target="_blank">41</a>, <a href="https://finance.yahoo.com/news/sell-house-now-wait-150614081.html" target="_blank">42</a>, <a href="https://alturasrealty.com/things-to-consider-before-putting-your-alhambra-home-for-sale/" target="_blank">43</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>, <a href="https://www.linkedin.com/pulse/real-estate-projections-expert-insights-2024-house-naglaa-saleh" target="_blank">44</a>]
6. Highlight unique features: Identify any standout features your home possesses and emphasize them during showings or listings. [<a href="https://www.houzeo.com/blog/best-time-to-sell-a-house-in-california/" target="_blank">17</a>]
<br />Conclusion: Making An Informed Decision About Selling Your Home
In the ever-changing landscape of the real estate market, deciding when to sell your home can be a daunting task. While predicting future trends with absolute certainty is impossible, considering various factors can help you make an informed decision. Firstly, assessing the current market conditions is crucial. Analyzing local housing demand and supply trends, as well as interest rates and economic indicators, can provide valuable insights into the potential profitability of selling your home. [<a href="https://www.southwestjournal.com/should-i-sell-my-house-now/" target="_blank">13</a>, <a href="https://blog.winnipeghomefinder.com/is-now-a-bad-time-to-buy-a-house/" target="_blank">32</a>, <a href="https://joshjamesrealestate.com/blog/should-i-sell-my-house-now-or-wait-until-2024.html" target="_blank">2</a>]
Additionally, evaluating your personal circumstances and financial goals is essential. If you require immediate liquidity or are planning to downsize or relocate in the near future, selling now might be advantageous. However, it's important to remember that real estate markets are cyclical and subject to fluctuations. Waiting until 2024 could offer opportunities for potential price appreciation if the market remains strong. [<a href="https://soho.com.au/articles/should-i-sell-my-house-now-or-wait-until-2024-australia" target="_blank">45</a>, <a href="https://www.kcpropertyguys.com/should-i-sell-my-house-now-or-wait-until-2024-kansas-city/" target="_blank">15</a>, <a href="https://www.benlalez.com/blog-posts/3-reasons-to-buy-home-now-not-wait-until-2024" target="_blank">46</a>, <a href="https://soho.com.au/articles/should-i-buy-a-house-now-or-wait-for-recession" target="_blank">47</a>]
Nonetheless, timing any market ideally is nearly impossible. Ultimately, consult a trusted real estate agent or financial advisor who can provide personalized guidance based on your unique situation. [<a href="https://www.themadronagroup.com/seattle-housing-market-report/" target="_blank">48</a>, <a href="https://www.webuyhouseschicago.org/2023/08/03/should-i-sell-my-house-now-or-wait-until-2024-a-comprehensive-guide/" target="_blank">22</a>]
<br /><br /><br />
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2023-10-31T11:14:55-07:002023-10-31T15:33:10-07:00John Belltag:southernbellliving.com,2012-09-20:17482Top 5 Beaches in Charleston, SC: Discover the Perfect Coastal EscapesTop 5 Beaches in Charleston, SC: Discover the Perfect Coastal Escapes
Introduction
Regarding breathtaking coastal destinations, Charleston, SC, stands out as a true gem of the South. Best known for its historic charm and vibrant culture, this picturesque city also boasts many stunning beaches that attract visitors worldwide. This article explores the top five beaches in Charleston, SC, each offering unique appeal and beauty. Whether you're a a traveler seeking a coastal escape or a local looking for a weekend getaway, these sandy shores will undoubtedly leave you mesmerized. Let's dive in!
1. Folly Beach- <a href="https://visitfolly.com/">Folly Beach</a>
Folly Beach, affectionately known as "The Edge of America," is an iconic destination offering a mix of natural beauty, water sports, and a laid-back atmosphere. This family friendly beach is located just a short drive from downtown Charleston, making it easily accessible for locals and tourists alike. With its vast expanse of soft sand, Folly Beach is perfect for building sandcastles, bathing in the sun and leisurely strolls along the shoreline.
For adventurous souls, Folly Beach provides excellent surfing, paddleboarding, and kayaking opportunities. The Folly Beach County Park features amenities like picnic spots, restrooms, and showers, ensuring a comfortable and enjoyable beach experience.
2. Isle of Palms- <a href="https://www.charlestoncvb.com/beaches/isle-of-palms/">Isle of Palms: A Top Resort & Miles of Oceanfront Fun</a>
If you seek a luxurious beach getaway, look no further than Isle of Palms. This upscale beach community offers pristine white sand and clear blue waters, creating a postcard-worthy setting. Popular among families and couples, Isle of Palms is ideal for beach volleyball, beachcombing, and dolphin-watching tours.
Sullivan's Island, situated nearby, is a must-visit for history enthusiasts, as it houses the historic Fort Moultrie and picturesque lighthouses. The Wild Dunes Resort on Isle of Palms provides lavish accommodations and world-class amenities for those who prefer a touch of indulgence during their beach vacation.
3. Sullivan's Island- <a href="https://www.charlestoncvb.com/beaches/sullivans-island/">Sullivan's Island Beach | Plan Your Sullivans Beach Vacation</a>
Nestled between the Atlantic Ocean and Charleston Harbor, Sullivan's Island offers a quaint and serene beach experience. Known for its preserved maritime forests and Civil War history, this beach is a haven for nature lovers and history buffs. Take a relaxing walk along the picturesque beachfront, or explore the tidal pools teeming with marine life.
Unlike some of the livelier beaches in the area, Sullivan's Island offers a peaceful escape, making it an ideal spot for solo travelers or couples seeking tranquility and a chance to reconnect with nature.
4. Kiawah Island Beach- <a href="https://kiawahresort.com/">Kiawah Island Golf Resort</a>
For an unspoiled and secluded coastal paradise, Kiawah Island Beach is a must-visit. Accessible through the Kiawah Island Golf Resort, this beach boasts an untouched beauty with its dunes, marshes, and many native wildlife. The pristine beach is perfect for shell hunting, birdwatching, and long, reflective walks amidst nature's wonders.
Whether you're an avid golfer or not, the Kiawah Island Golf Resort offers world-class accommodations and amenities, ensuring an unforgettable stay in this coastal haven.
5. Edisto Beach- <a href="https://www.townofedistobeach.com/">Edisto Beach</a>
Edisto Beach is the ultimate destination if you're looking for a more rustic and off-the-beaten-path experience. With its laid-back environment and lack of commercialization, Edisto Beach provides a true escape from the hustle and bustle of daily life. Enjoy the natural beauty of this beach through activities like crabbing, shelling, and kayaking in the serene salt marshes.
Edisto Beach State Park offers campsites and cabins, making it an excellent choice for those seeking a back-to-nature camping adventure with a beachfront view.
Conclusion
Charleston, SC, is undoubtedly a coastal paradise with its diverse range of beaches, each offering its unique charm and appeal. From the vibrant energy of Folly Beach to the luxury of Isle of Palms, the serenity of Sullivan's Island, the untouched beauty of Kiawah Island Beach, and the rustic allure of Edisto Beach, there's a perfect beach for every traveler. So, pack your sunscreen and get ready for an unforgettable beach getaway to Charleston, SC, where natural beauty and relaxation await at every turn.2023-08-07T09:39:04-07:002023-12-21T20:04:02-07:00John Belltag:southernbellliving.com,2012-09-20:13420Best Places to Live in Charleston SC - Mount PleasantLooking for a Home in Mount Pleasant?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mount_Pleasant_Homes/Homes_Ryland.jpg" width="1000" height="667" alt="Carolina park homes in Mount Pleasant, SC" title="Mount Pleasant Homes" />
Mount Pleasant is one of the best places to live in Charleston, SC. It is a lovely, safe community right outside downtown Charleston. It is perfect for a family who wants the suburban home lifestyle but would still love to experience all downtown Charleston has to offer within minutes. Take a look:
<a href="https://www.tripadvisor.com/Attractions-g54354-Activities-Mount_Pleasant_South_Carolina.html">THE 15 BEST Things to Do in Mount Pleasant - 2023 (with Photos) - Tripadvisor</a>
If you are looking for your dream home in South Carolina and want a place you can plant your roots and raise your family, Mount Pleasant is worth considering. With excellent prices and stunning homes, you will find something you can grow your family in.
Happy is the Name!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mount_Pleasant_Homes/Shem-Creek-Hero-1.jpg" width="1600" height="1067" alt="Shem Creak Mount Pleasant, SC at Sunset" title="Shem Creek Mount Pleasant, SC" />
Mount Pleasant is a happy place to be. The homes are gorgeous, and the community is very family-friendly. Whether you are just married, single, and want a family someday, or you already have children and want to find you forever home, Southern Bell Living can help you find a dream home within the community of Mount Pleasant. Home to the best schools, <a href="https://www.publicschoolreview.com/south-carolina/mount-pleasant">Top 10 Best Mount Pleasant, SC Public Schools (2023)</a>, great dining and shopping, and all-around stunning scenery, you will love it here!
Things to Consider When Buying a Home in South Carolina
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mount_Pleasant_Homes/original.jpg" width="1500" height="999" alt="Homes in ION Mount Pleasant, SC" title="Homes in Mount Pleasant, SC" />
If you are hunting for a new home in Southern Carolina, there are some things to consider. Buying a home is a significant investment. Your home will be where you plant your roots, where your children will grow up, and where most of your memories will be made.
As you think about the type of home you want to buy, consider all the things you know you can’t live without. What are your non-negotiables? Maybe it’s a certain number of bedrooms? Maybe having a large backyard where your kids and furry babies can run and play? Perhaps it’s living near the best school? Maybe it’s living within walking distance of yummy restaurants.
Whatever it is, ensure you know your non-negotiables, and we can help you fill in the rest. At Southern Bell Living, we understand that a home is more than just a purchase. It is everything. It is the beginning of a new chapter, often a big and important one. It is where you will experience love, laughter, and many memories. There is so much thought that should go into the perfect home, and we are here to help you figure out those pieces.
If you are looking for a home in South Carolina, we would be happy to show you some of the most beautiful homes in Mount Pleasant. You will fall in love with the area, just as we have!
2023-06-25T15:30:00-07:002023-06-25T15:43:34-07:00John Belltag:southernbellliving.com,2012-09-20:17066FOR SALE Sign goes up at the Neighbors House- NOW WHAT?!When a "For Sale" sign appears in your neighbor's yard in Charleston, SC, it's natural to be curious about the selling price and where they're moving. This curiosity satisfies your interest and provides valuable insights for your home. Keeping track of the local market and understanding the selling prices of similar homes in your area is essential for maximizing your return on investment when selling your home or making informed purchasing decisions.
In the Charleston, SC market, there are specific steps you can take to gather accurate and up-to-date information. Here are five strategies to help you:
Seek guidance from an experienced top-performing real estate agent: To gain comprehensive knowledge about selling prices in your desired area and align them with your buying or selling goals, nothing beats the expertise of a qualified real estate agent in <a href="https://www.charlestoncvb.com/">Charleston, SC</a>. Agents here at <a href="https://www.southernbellliving.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.southernbellliving.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2lrC-QQ8cJ8YRxXO0LGWQ5">Southern Bell Living</a> possess deep insights into the local market and have access to tools that provide the most accurate information on home listings and sales. Using the multiple listing service (MLS), they can conduct a comparative market analysis (CMA) based on recent sales of three to five comparable homes in the area, enabling them to estimate the selling price of a property accurately. Trusted agents like <a href="https://www.southernbellliving.com/agents/johnbell/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.southernbellliving.com/agents/johnbell/&source=gmail&ust=1686582858345000&usg=AOvVaw0zu8xlRMdoShk2uXTej_Nz">John Bell | SouthernBellLiving.com</a>, a top seller's agent in <a href="https://experiencemountpleasant.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://experiencemountpleasant.com/&source=gmail&ust=1686582858345000&usg=AOvVaw3q1ZMq8nhTlV_wbIkV0D22">Experience Mount Pleasant</a>, leverage MLS and other online resources such as <a href="https://www.southernbellliving.com/list-with-us/listing-with-sbl/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.southernbellliving.com/list-with-us/listing-with-sbl/&source=gmail&ust=1686582858345000&usg=AOvVaw23Wg9wtWkFc1Eo_11ZzJ_Y">Listing Your Home With Southern Bell Living</a> to conduct a thorough property analysis, considering factors such as location, neighborhoods, square footage, and the home's condition.
Utilize <a href="https://www.zillow.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.zillow.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2bt4qJmGt7lK8-w9p44b3r">Zillow</a> to explore recently sold properties: For quick online research, you can use Zillow, a popular tool that lets you view recently sold properties in Charleston, SC. By entering the city's name, you'll access a list of local results in a list format and on a map. The map displays yellow dots representing recently sold properties. Clicking on any drop provides detailed information about the property, including the selling price. You can also refine your search to find similar properties regarding square footage and basic house features. While Zillow is a good starting point, it's important to note that the information may not be as accurate as working directly with a real estate agent.
Check <a href="https://www.trulia.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.trulia.com/&source=gmail&ust=1686582858345000&usg=AOvVaw1JA8L6EAfx0gTQmrvYtkeX">Trulia</a> property information database: Trulia is another valuable tool for homeowners and buyers, offering pricing information for sold properties based on public records and agent-reported sales. By selecting the "Sold" option and entering the city or specific address, you can explore recently sold properties in Charleston, SC. The map on Trulia shows red dots representing properties that have sold, and hovering over each dot provides more information about the property's details and selling date. This tool also lets you view homes currently for sale in the area, giving you a sense of the current market value.
Explore 'just sold' property listings on <a href="https://www.realtor.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.realtor.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2415fkIdGJdrYqH4mMM-Qg">Realtor.com</a> offers a unique feature called "Just Sold" which maps recently sold homes in Charleston, SC. For example, This tool allows homebuyers and sellers to different city areas and their features, such as noise levels or proximity to grocery stores. By clicking the map, you can view selling price information and the days the house was on the market before selling.
It's important to note that the selling price of a home may sometimes be different from its listing price, especially in the current competitive market. You should consult real estate listing sites for a fair and accurate comparison. Several recommended platforms like <a href="https://www.zillow.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.zillow.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2bt4qJmGt7lK8-w9p44b3r">Zillow</a>, <a href="https://www.trulia.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.trulia.com/&source=gmail&ust=1686582858345000&usg=AOvVaw1JA8L6EAfx0gTQmrvYtkeX">Trulia</a>, and <a href="https://www.realtor.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.realtor.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2415fkIdGJdrYqH4mMM-Qg">Realtor.com</a> offer regularly updated real estate listings. Popular websites such as <a href="http://homes.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=http://homes.com/&source=gmail&ust=1686582858345000&usg=AOvVaw1Sx48IB_JIzv9DCpgoSvGs">Homes.com</a> and <a href="https://www.redfin.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.redfin.com/&source=gmail&ust=1686582858345000&usg=AOvVaw2ApIbREZ5rmBnh-COfJK-j">Redfin</a> can also provide valuable information.
In Closing, there are many different resources to utilize so that you are knowledgeable & educated to take the following steps. I genuinely hope this was helpful :)
2023-06-11T08:10:16-07:002023-10-31T15:33:55-07:00John Belltag:southernbellliving.com,2012-09-20:16398Charleston Home Warranties: Are They Worth It in 2023?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Warranties/2.jpg" width="2240" height="1260" alt="Blue Charleston Home Cutout surrounded by tools, nails, screws, etc on yellow background" title="Charleston Home Warranties" />
Home warranties have become increasingly popular across the country. Many people with these warranties enjoy peace of mind that they will not be financially responsible for major repairs. If something big breaks, the home warranty, in theory, will pay for it. Home warranties can cover particular issues that certain regions face, giving homeowners moving from out-of-state peace of mind that they won't encounter a situation they may never have even considered. For prospective Charleston buyers and sellers, are Charleston home warranties worth it in 2023? As we'll see, there's no clear-cut answer - it often depends on the house and your specific financial situation.
What Are Charleston Home Warranties?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Warranties/4.jpg" width="2240" height="1260" alt="Charleston home warranty repair man working on a washing machineq" title="Charleston, SC Home Warranty Repair Man" />
Before getting into whether or not these warranties are worth it or not, it's first worth noting what exactly these Charleston home warranties are and what they cover.
Home warranties are effectively an insurance product. For example, you often get a warranty when buying a car. The manufacturer will cover any significant repair on the vehicle within the first few years or tens of thousands of miles. You can pay to extend that warranty for a few more years and tens of thousands of miles more at the dealership.
A home warranty is very similar - you pay a warranty company a fee upfront, and they will cover any cost to repair or replace something significant in your home within the first year. Most home warranties are for one year, but there are some shorter and longer-term plans.
Home warranties cover expenses related to appliances, HVAC systems, plumbing systems, electrical systems, and even things you may not expect, like garage door openers. These warranties typically do not include windows, doors, roofing, or cosmetic issues. Significant structural problems are usually under the purview of these warranties, while more minor things (like paint chipping) are not.
Why Are Home Warranties Valuable?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Warranties/7.jpg" width="2240" height="1260" alt="Charleston homeowner dropping a coin into a pink piggy bank with plants in the background" title="Value of Charleston, SC Home Warranties" />
Consider the following scenario. Suppose you buy a home in Charleston and move into the house. You have a newly-minted <a href="https://www.southernbellliving.com/blog/types-of-mortgages-offered-in-charleston-sc/" target="_blank">mortgage</a>, and the dishwasher in your home starts leaking. Frantically, you call your home warranty company, which calls out an appliance repair technician, and they manage to pinpoint the cause. The problem is that the part is no longer available, so they cannot repair the dishwasher.
As the homeowner, you now have a mortgage and a non-functional dishwasher. A home warranty would cover replacing your dishwasher and getting the appliance repair technician out. What could have been a $1,500 expense is now $0, thanks to the home warranty.
A basic home warranty costs about $300 a year, while more comprehensive plans cost about $1,000. Regardless, in our hypothetical scenario, the plan holder comes out ahead.
There are three other primary benefits to Charleston home warranties.
Convenience
In our hypothetical example above, the plan holder may have come out ahead financially, but there's another significant benefit to the warranty: convenience.
As a new homeowner, you may not be familiar with the various companies that provide services in your area. In particular, if you're used to renting, you may not know whether to call a plumber, an appliance repair technician, or someone else. After all, maintenance usually handles all requests in an apartment.
With a home warranty provider, you can call them up, and they will arrange for the appropriate person to come out and fix your issue. It's much more straightforward for new homeowners than clicking search results to determine the right service for your problem!
Sellers Can Increase Their Home Value
Sellers can increase the value of their home by offering it with a warranty. Buyers feel reassured when they know they can purchase a property without worrying about significant repairs for the next year or so. That peace of mind can lead to higher offers and faster selling times (since more buyers will appreciate that the seller went that extra mile to ensure their experience in the home is pleasant!).
These Warranties Cover Charleston-Specific Issues
Home warranties in Charleston cover issues you may encounter when buying a home in this region. While these warranties don't cover damage due to natural disasters, they may provide some financial relief for homeowners who must repair or replace appliances and home systems after a hurricane or other tropical storm.
Additionally, homeowners looking to purchase one of Charleston's many <a href="https://www.southernbellliving.com/blog/see-the-top-5-most-notable-charleston-sc-historic-homes/" target="_blank">historic homes</a> should know that many of these older systems and appliances can be costly to repair or replace. Homes built 200 years ago are certainly not the same as homes built today. Unlike newer cities, home warranties in Charleston can help safeguard against unexpected and significant bills that sometimes come with owning an older home.
Read the Fine Print, Though
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Warranties/5.jpg" width="2240" height="1260" alt="Charleston, SC Home Owner Holding a Magnifying Glass while reviewing Home Warranty Fine Print" title="Charleston, SC Home Warranty Fine Print" />
While there are many benefits of Charleston home warranties, there are some downsides.
In particular, home warranties are often selective about what they do and do not cover. Many people erroneously assume that these warranties will cover everything when, in reality, what they will pay for is typically limited in scope.
For example, some home warranties won't cover swimming pools or solar panels. Home warranties also typically don't cover "pre-existing conditions," meaning that if the insurance company can prove a plumber incorrectly installed the pipe and that was what led to the burst, they have grounds to deny the claim. Home warranties can also deny claims based on improper maintenance. As you may imagine, both clauses give these companies reasonably wide latitude to deny claims.
Home warranties also frequently have coverage limits, which may not cover the total cost of a repair. For example, a home warranty may have a limit of $1,500 per HVAC system. If your compressor goes out, that could be a $3,000 bill, so you may still need to pay $1,500 on top of what the warranty provides to fix it.
Bottom line: read the fine print thoroughly. Ensure that the home warranty covers what you want and that the fine print doesn't give the company unreasonably broad latitude to deny claims.
Are Charleston Home Warranties Worth It in 2023?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Warranties/6.jpg" width="2240" height="1260" alt="Charleston Home owner holding a post it note that has Worth it? Handwriting" title="Charleston Home Warranties worth the expense?" />
As you can likely tell from the above commentary, home warranties can be worth it. There are common scenarios where a home warranty can cover an unexpected expense when new homeowners are typically somewhat financially vulnerable (they have, after all, typically depleted some or all of their savings on a down payment). In these scenarios, a home warranty can be the difference between going further into debt or not.
However, many home warranties have excessive fine print, making it hard to file a successful claim. And, sometimes, homebuyers quickly learn that warranties don't cover everything they expect.
If you're a seller, offering a home warranty from a reputable company will often benefit your sales price. Usually, the seller comes out ahead overall. For a homebuyer, whether you're buying a home with a warranty or purchasing it independently, ensure it's from a trustworthy company and that you read the fine print. A home warranty can make a lot of sense if you're in a financial position where a significant repair would be hard to afford, and the warranty is from a trusted company with reasonable exclusions in the contract.
Please contact us using the form below if you would like to learn more about home warranties or <a href="https://www.southernbellliving.com/property-search/results/" target="_blank">find a new home </a>in beautiful, sunny Charleston with a warranty attached. <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">Our team</a> of knowledgeable Charleston real estate agents would love to help you find your dream home.2023-05-04T06:27:40-07:002023-05-29T09:10:42-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:15989Closing Costs and Realtor Fees Here’s How Much You’ll Pay in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Closing_Costs_and_Realtor_Fees_Heres_How_Much_Youll_Pay_/Charleston_Real_Estate_Closing_Costs.jpg" width="1680" height="1120" alt="Happy Couple Shaking Hands with Charleston Real Estate Agent After Closing on Their Charleston, SC home" title="Charleston, SC Closing Costs" />
Buying a home in Charleston is an exhilarating and rewarding experience. This part of South Carolina is gorgeous, with exciting food, top-notch properties, and numerous fun things to do. If you're looking at properties online, you should know that the price you see is not the final price you'll pay. In slower markets, you can negotiate a discount; in hot markets, you may need to pay above the asking price. However, regardless of the market, the buyer and the seller must pay some fees and closing costs.
The good news is that these fees are not significant. The bad news is that most of these fees are unavoidable (or unadvisable to try to avoid paying). If you're buying or selling a home in Charleston, here's what you can expect to pay in closing costs and Realtor fees.
Common Closing Costs in Charleston, SC
Closing costs are the various costs associated with finalizing a real estate transaction. Depending on the terms negotiated in the purchase agreement, these fees can be paid by the buyer, the seller, or both.
Here's a list of the seven most common fees on a purchase document, including who typically pays them unless you negotiate differently.
1. Appraisal Fee (Buyer)
Before the bank can issue a loan, it must be confident that the property underwriting the loan has enough value. Legally, nothing stops someone from offering to buy a $200,000 property for $2 million, but it certainly would not make sense for the bank to issue such a large loan on a property that's only worth a mere fraction of the offer.
The bank orders an appraisal to ensure the value underlying asset is equal to or greater than the offer amount. During this process, the appraiser will survey the property and look for comparable properties in the neighborhood. They'll use statistically-valid methods to ensure that the offer on this property is in line with other homes in the area. The only way to avoid this fee is to pay for a home in cash.
For Charleston, SC, homes, appraisals typically cost between $300 and $500. The buyer must pay the fee, but the lender selects an appraiser they trust to go out and look at the property.
2. Home Inspection Fee (Buyer)
Unless the buyer explicitly waives this contingency (and it is generally not a good idea to do so), the buyer will usually arrange for a home inspection. During this process, an inspector will look at the property to document what needs fixing. An inspector is very valuable, as they can find issues that may require costly repairs before completing the purchase.
Home inspection costs typically range from $300 to $500, but they are worth it. The buyer can sometimes use the repairs noted by the inspector as leverage to request a reduction in the sale price. An experienced real estate agent can walk the purchaser through this step and often the buyer some money.
3. Title Search (Buyer)
The buyer typically pays for a title search as part of the closing costs, but this is a reasonably negotiable fee, and sometimes the documents state the seller will pay it. The results from that search are in the closing documents. A title search proves to the buyer that the property is free of liens and other encumbrances that would otherwise taint the sale. A clean title ensures nobody can claim the property in the future.
The fee for this search varies, but it's usually between $300 and $600.
4. Title Insurance Closing Costs (Buyer and Seller)
Title insurance defends the buyer in the case of a claim against the property in the future. Two policies must be active - one for the lender (if the buyer has one) and one for the buyer. Most of the time, title insurance is pretty cheap, and the buyer will pay for the lender's title insurance while the seller will pay for their insurance.
5. Transfer Tax/Deed Stamps (Seller)
South Carolina has a real estate transfer tax of $1.85 per $500 of the sales price. The seller typically pays this fee when transferring the property from the seller's name to the buyer.
For example, if the property's sales price is $500,000, this fee will be $1.85 * 1,000 = $1,850. The closing attorney will pay this fee directly to the County Register of Deeds.
6. Mortgage Origination Fees (Buyer)
Sometimes, <a href="https://www.southernbellliving.com/blog/types-of-mortgages-offered-in-charleston-sc/" target="_blank">mortgages</a> will have origination fees. These fees cover the cost of the lender to do all the underwriting, document verification, and disbursement of the funds. These fees vary from lender to lender but typically range from 0.5% to 1% of the total loan amount. Buyers can reduce these fees by putting more money down and eliminating them by paying for a home in cash.
7. Attorney Fees (Buyer and Seller)
Unlike some states, South Carolina mandates that buyers use a licensed attorney to handle and review all the paperwork. This attorney is optional for sellers but highly recommended to ensure all deal terms look good.
Fees for real estate attorneys typically range from $500 to $1,500. The buyer pays all costs associated with their attorney; likewise, if the seller chooses to retain one, the seller pays all the expenses related to theirs.
Closing Costs: Real Estate Agent Commissions
Sellers must also pay <a href="https://www.southernbellliving.com/blog/a-run-down-of-the-5-most-important-people-in-the-home-buying-process/" target="_blank">real estate agent</a> commissions for both the buyer and seller's agents. Usually, real estate agents charge 2.5%-3% of the home's value for their services, so the seller is looking at about 5%-6% of the sales price in agent fees.
While some sellers try to sell their homes independently to minimize these costs, a good agent is worth much more than the 3% commission. A top-quality agent helps sellers get the most money for their listings and ensures they don't accidentally do something that could result in significant headaches later.
Other Fees Are Possible
Buyers often elect to take out a home warranty, which typically goes into the closing costs. Buyers also need an annual insurance policy, which reflects in the closing costs (although it's not a one-time cost to close the deal, but rather a yearly policy that homeowners must pay).
Likewise, sellers sometimes have to make concessions as part of the home inspection findings. For example, a seller might agree to take $10,000 off the sales price after an inspector finds a major repair that will cost the buyer plenty of money to fix. This concession isn't a fee, per se, but it's not uncommon for sellers to make these concessions to coax a deal through.
Take Into Account the Closing Costs
On average, sellers will pay about 7% of their home's value, including real estate agent fees, in closing costs. Buyers typically pay between 2% and 5% of the home's value, but those fees depend on whether the buyer is using a lender or purchasing a home in cash. A cash purchase can cost significantly less, as the buyer can waive appraisals and inspections.
At <a href="https://www.southernbellliving.com/blog/3-reasons-to-pick-southern-bell-living-as-your-charleston-sc-real-estate-agents/" target="_blank">Southern Bell Living</a>, we have extensive experience buying and selling real estate for our clients. Given any property, we have a pretty good idea of the closing costs and how those costs could impact real estate decisions. If you're ready to buy or sell and want to start exploring some options, including what fees you may have to pay, <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">we're here to help</a>! 2023-03-21T11:01:10-07:002023-10-19T14:46:53-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:15671South Carolina Property Tax: Understand Your Tax Bill Before You Buy<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/South_Carolina_Property_Tax_Understand_Your_Tax_Bill_Before_You_Buy/Charleston_Area_Property_Tax_Blog_Image.jpg" width="1200" height="630" alt="Charleston Area Property Tax Folder in Filing Cabinet" title="Charleston Area Property Tax" />
Many prospective buyers want to know their property tax liability when buying a home. After all, most mortgages estimate both property tax and home insurance and add that to the monthly payment (the money goes into an escrow account the bank uses to pay the property tax bill). If you buy a home with a significant property tax rate, your monthly payment will be higher. You may have heard that South Carolina property tax rates are <a href="https://www.kiplinger.com/state-by-state-guide-taxes/south-carolina" target="_blank">among the absolute lowest in the United States</a>. They are, indeed, low.
However, it's still important to understand what type of bill you might be looking at (and if you come from a state like New Jersey, be prepared to be pleasantly surprised). Here's everything you need to know to figure out your tax bill.
South Carolina Property Tax: Calculating Your Bill for Charleston, Dorchester, and Berkeley Counties
As Southern Bell Living focuses on the local counties of Charleston, Dorchester, and Berkeley, this post will focus on how to calculate taxes there.
The formula is quite simple.
First, you take the fair market value of your home. Next, you multiply that by your assessment ratio. Multiply that once more by the millage rate. Subtract any potential deductions. Your result will be the amount of tax you owe!
As a formula, it's:
(FMV of your home x Assessment Ratio x Millage Rate) - (FMV of your home x Assessment Ratio x Property Tax Relief) = Tax You Owe
Let's explore each of these components in more detail without further ado.
Fair Market Value of Your Home
The first step to calculating your South Carolina property tax is understanding your home's fair market value. While there is no way to determine this value with 100% accuracy, you can typically ballpark it pretty well - at least well enough to accurately calculate your South Carolina property tax.
To understand what your fair-market home value will be, you have to take a look at comparable sales in the area. Don't look at other active listings. Look at what other homes have sold for, and look for homes similar to the one you want. Pretty soon, you'll have a good understanding of what your home's actual value is.
Assessment Ratio
If you want to buy a primary residence or a privately-owned (non-corporate) agricultural property, your assessment ratio is 4% or 0.04.
For all other real estate, including investment real estate, use 6% or 0.06 for the investment ratio.
Millage Rates
The millage rate is unique per county. One mill is equivalent to 1/1000th of a dollar. These rates vary from city to city and can change dramatically from city to unincorporated area. However, you can use the following averages to get a good sense of your property bill.
Charleston County average combined millage: 0.253
Berkeley County average combined millage: 0.304
Dorchester County average combined millage: 0.373
Deductions and Property Tax Relief
If you are buying your home and you are 65 years of age, or you are legally disabled, or you are legally blind, you can exempt up to $50,000 from the fair market value of your home. So, if your home has a $300k FMV, you can reduce that to $250,000 for the calculations above.
Additionally, if you buy an owner-occupied home, you receive property tax relief - that is, you're exempt from paying the School Operations millage rate. This amount varies but is typically about half of the total millage rate.
Examples of How to Calculate Your Prospective South Carolina Property Tax Bill
Perhaps the best way to illustrate how to calculate your South Carolina property tax is to go through a complete example.
Let's suppose you want to buy a $500k home in Charleston. Further, suppose that the fair market value of that home is, indeed, $500,000. You want to buy it as your principal residence, and the place within Charleston County you wish to buy has a millage rate of 0.250, with a School Operations millage rate of 0.130.
The calculation would then be as follows:
FMV ($500k) * Assessment Ratio (0.04) = $20,000 * Millage Rate (0.25) = $5,000
We would then calculate the deduction:
FMV ($500k) * Assessment Ratio (0.04) * School Operations Millage Rate (0.13) = $2,600
So, in this scenario, you could expect to pay $2,400 ($5,000 - $2,600) in property taxes annually.
Now, suppose that this property was an investment property for you. Then the calculation would look like this:
FMV ($500k) * Assessment Ratio (0.06) = $30,000 * Millage Rate (0.25) = $7,500
Since it's an investment, there's no deduction.
Notice how in this scenario, your property taxes shot up by $5,100!
Let's take a look at one more scenario. Suppose you are over 65 and buying this as your principal residence. Instead of your FMV being $500,000, you can take $50,000 off that number. So the calculation would look like this:
FMV ($450k) * Assessment Ratio (0.04) = $18,000 * Millage Rate (0.25) = $4,500
Now we apply the new deduction:
FMV ($450k) * Assessment Ratio (0.04) * School Operations Millage Rate (0.13) = $2340
In this scenario, you'd save $240 annually by applying for the homestead exemption. Not bad!
Payment Dates
South Carolina is relatively strict about property tax collection. You must pay your taxes by March 17 each year or risk losing your home.
The dates you need to remember are:
Oct 1 - Property tax rolls open!
Jan 15 - Property taxes are due.
Feb 1 - If you pay before Feb 1, but after Jan 15, you must pay a penalty of 3%.
Mar 16 - If you pay after Feb 1, but before Mar 16, you owe an additional penalty of 7%.
Mar 17+ - If you pay on Mar 17 or later, you owe an additional 5%.
After March 17, the county can sell the property, if necessary, to collect the delinquent taxes.
South Carolina Property Tax: It's Relatively Easy to Ballpark It
Calculating your South Carolina property tax down to the penny is hard before you receive your first assessment. However, you can almost always get an excellent idea of what you'll be looking at (within a few hundred annually) if you follow the steps above.
For primary residences, please take what you think the home's value will be, multiply it by 4%, and then multiply that by your city's millage rate minus the School Operations millage rate.
For vacation homes, the calculation is even more straightforward, as you need to multiply your home's value by 6% and find your county's total millage. You cannot claim back the School Operations rate on a second home.
<a href="https://www.southernbellliving.com/about/our-team/" target="_blank">Please get in touch with us</a> if you have any questions about calculating your South Carolina property tax on your dream home in Charleston, Dorchester, or Berkeley Counties! We can help you find your prospective property tax and help you find the home that fits your budget! 2023-02-10T05:15:56-07:002023-10-19T14:49:26-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:15406How Inflation is Affecting the Housing Market in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/How_is_Inflation_Affecting_the_Charleston_SC_Housing_Market/Charleston_SC_Housing_Inflation.jpg" width="1665" height="942" alt="Inflation spelled in incrementally increasing size of block letters" title="Inflation in the Housing Market Charleston, SC" />
It’s safe to say no one in the United States is immune to rising inflation rates when living in 2022. Everyone feels the price hikes at the grocery store, buying movie tickets, and beyond. If you are a <a href="https://www.homelight.com/" target="_blank">homeowner</a> in the glorious city of <a href="https://www.google.com/url?q=https://www.homelight.com/charleston-sc/sell-house-fast&sa=D&source=docs&ust=1674141286539918&usg=AOvVaw0085aRQFyvn712nzsBzx8w" target="_blank">Charleston, South Carolina</a>, you may wonder how inflation affects your local housing market. Look no further for our insights into the changes you are seeing.
General notes
The housing market across the U.S. is undergoing a recalibration. What exactly does this mean? The days of crazy buyer wars and huge home sale prices are slowly trickling into a thing of the past. This shifting market is something that everyone is navigating and may be a sign that a recession is coming our way.
Across the country, inflation soared to record highs in 2022. Inflation hit more than a 40-year high in the month of June. Since June, it has slowly been creeping downward but is still elevated and has a long way to go before it reaches what was once considered normal.
How will inflation affect the housing market?
For starters, home prices across the U.S. could go down, making home values decrease slightly. Inflation also affects mortgage rates, which are higher than the record lows we saw during the pandemic. Inflation also could increase the cost of construction for new homes, as materials will likely cost more. All these factors could slow the rate at which homes sell.
Charleston market
More specifically, to Charleston, South Carolina, Redfin shows the market is becoming less competitive (as we stated earlier when generally speaking of the U.S.). Average homes sell for around 2 to 6 percent higher than the list price, depending on the time listed. This is a promising statistic to note.
With shifts in inflation and market recalibration, you can expect home prices to drop from what they were in recent years. Based on data from Charleston County, the housing market in Charleston has shifted to a buyer’s market, meaning more homes are listed than the demand requires. This increase in inventory versus the number of buyers also contributes to the lowered home prices overall.
Charleston forecast
Job growth in Charleston is consistent and not anticipated to drop, which will help keep the demand for homes high. Because of this steady job growth in the area, <a href="https://www.southernbellliving.com/blog/the-best-areas-to-invest-in-charleston-sc-for-purchasing-a-home/" target="_blank">Charleston has historically been a stable place to invest in real estate</a>. In fact, over the past ten years, Charleston real estate has offered an average home appreciation of 7.28 percent. This places Charleston in the top 20 percent of all U.S. cities for real estate appreciation.
We hope you better understand how inflation affects the housing market in the United States and, more specifically, in Charleston, South Carolina. <a href="https://www.southernbellliving.com/blog/when-is-the-best-time-to-buy-a-home-right-now/" target="_blank">Don’t be afraid to make a real estate transaction</a> if you are in the position to. <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">Our dedicated team of Charleston, SC, real estate agents</a> is here to offer you educated guidance and a smooth transaction. Contact us today!2023-01-17T05:55:28-07:002023-01-19T07:16:52-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14950Why Should I Buy a Home in Charleston, SC? Here Are 5 Amazing Reasons<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/1st_Image.jpg" width="1200" height="900" alt="Charleston, SC Homes and City Skyline at Sunset" title="Charleston, SC Skyline" />
It's undeniable that Charleston is one of the best places to live in the United States. With sandy beaches, warm weather, and some of the best cuisine you'll find anywhere in this country, Charleston has a long, rich history of being a desirable destination. With COVID enabling the flexibility to work remotely for many professionals, Charleston has seen a resurgence in popularity, with many looking to trade the cold climate and high cost of living for the sunshine that Charleston provides. However, don't take our word for it - you should know that when you ask yourself, "why should I buy a home in Charleston," the data backs up the obvious answer: yes, you should.
Here are five great data-backed reasons why taking the plunge and buying a home here is a superb decision (and a wise investment - both in yourself and financially!).
Why Should You Buy a Home in Charleston: The Cost of Living Is Lower
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_2.jpg" width="1200" height="630" alt="Bar Graph drawn on green chalk board with arrow sloping down with Cost of Living text above " title="Cost of Living" />
<a href="https://www.cnn.com/2022/07/13/economy/cpi-inflation-june/index.html" target="_blank">Inflation is at a 40-year high</a>. If you have been following the news, this should be no surprise, as many pundits have been talking about how inflation is changing consumers and real estate.
Record-high inflation means that people find it tough to make ends meet in high-cost-of-living places like New York or Los Angeles. The cost of living is <a href="https://www.nerdwallet.com/cost-of-living-calculator/compare/charleston-n-charleston-sc-vs-new-york-manhattan-ny" target="_blank">162% higher</a> in Manhattan than in Charleston. Los Angeles is <a href="https://www.nerdwallet.com/cost-of-living-calculator/compare/charleston-n-charleston-sc-vs-los-angeles-long-beach-ca" target="_blank">52% higher</a>. Even Miami is <a href="https://www.nerdwallet.com/cost-of-living-calculator/compare/charleston-n-charleston-sc-vs-miami-dade-county-fl" target="_blank">18% higher</a> than Charleston!
Your money goes further in the Charleston area. At 0.56%, South Carolina has <a href="https://www.charlestoncountydevelopment.org/data-center/real-estate-property-tax-data/" target="_blank">one of the nation's lowest effective property tax rates</a>. Indeed, compared with New York (1.4%) or Pennsylvania (1.51%), South Carolina's property tax rates are a bargain. Even "cheap" places like Texas (1.69%) and Ohio (1.62%) are still significantly higher than South Carolina. Depending on your housing situation, choosing Charleston instead of some of these higher cost-of-living destinations could save you thousands a year in property taxes!
Charleston remains a great choice if you want to "beat" inflation!
Homes in Charleston Retain Their Value
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_3.jpg" width="1200" height="630" alt="Model Charleston Home Sitting on top of gold coin stacks that increase incrementally " title="Charleston Homes Retain Value" />
As is self-evident from looking at the Federal Reserve data for <a href="https://fred.stlouisfed.org/series/ATNHPIUS16700Q" target="_blank">all transactions in the Charleston area</a>, homes in this region tend to hold their value well. Since 1985, home prices have always gone up, save for the 2008 recession. Even then, home prices declined from an average of $265,000 in 2007 to $211,000 in 2011 (about a -20% decline).
Compared with the US home price average, Charleston residents re-gained their 2007 home price levels about one year before the average home in the US did. By 2015, Charleston residents were back to even, while the average owner in the US had to wait until 2016.
Charleston is a desirable place to live, so it should come as no surprise that homes tend to increase in value and recover from any broader financial issues faster than other cities in the United States.
Charleston Has Fantastic Schools
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_4.jpg" width="1200" height="630" alt="Teacher working with student in Charleston, SC" title="Charleston Schools" />
The Charleston area is home to some of the best schools in the entire state of South Carolina.
For elementary and high school students, Porter-Gaud is one of the best in the area. 75% of faculty at this school have master's degrees or higher, and students here have one of the lowest student-teacher ratios in the city: there are just 12 students for every faculty member. These impressive stats are why Porter-Gaud is <a href="https://www.niche.com/k12/porter-gaud-school-charleston-sc/rankings/" target="_blank">one of the top 500 private high schools in the United States</a> and the fourth-best private high school in South Carolina.
High school students will find other excellent educational facilities here. Wando High School, for example, in Mount Pleasant, has impressive stats. Students attending this school have <a href="https://www.greatschools.org/south-carolina/mount-pleasant/254-Wando-High-School/" target="_blank">higher SAT scores, college acceptance rates, and test scores</a> than the South Carolina average.
Lastly, Charleston is home to two highly-ranked educational facilities for college-aged students. The College of Charleston was ranked #9 in Regional Universities South and received the #5 spot for the best undergraduate teaching <a href="https://www.usnews.com/best-colleges/college-of-charleston-3428" target="_blank">by US News</a>. Additionally, The Citadel, The Military College of South Carolina, received the #2 spot for Regional Universities South and was the #1 college for veterans, <a href="https://www.usnews.com/best-colleges/citadel-3423" target="_blank">according to US News</a>.
Charleston is a place to get an excellent education. Whether you're looking at a home for your young children to learn and grow or you're looking at going to college, Charleston will exceed your expectations, which is another reason to buy a home here!
Comparatively Speaking, Charleston Has Low Crime Rates
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_5.jpg" width="1200" height="630" alt="Kids laying down in Charleston, SC Playground Field" title="Charleston Has Low Crime" />
Crime rates are incredibly low if you locate in the right neighborhood (and our expert real estate agents can help you do that!). For example, crime in Mount Pleasant, SC, is a <a href="https://www.bestplaces.net/crime/city/south_carolina/mount_pleasant" target="_blank">fraction of that of the US</a>, and some other suburbs report similarly low levels. And <a href="https://www.bestplaces.net/crime/city/south_carolina/charleston" target="_blank">violent crime is less in Charleston than in the United States</a>.
Charleston has less crime than other major metro areas like New York, Dallas, Tampa, Miami, and Boston. Even within South Carolina, <a href="https://www.bestplaces.net/crime/city/south_carolina/columbia" target="_blank">Charleston is significantly safer than Columbia</a>!
A significant reason why Charleston has lower crime is the fact that it is a destination for people seeking a family-friendly, relaxed lifestyle. In other words, people here are looking to build a better life, which helps keep the crime rate down! That lower crime rate helps properties retain value, making them better investments.
Charleston Is Fun!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_6.jpg" width="1200" height="630" alt="Friends smiling and having fun while waiting to go Kayaking in Charleston, SC" title="Charleston is Fun" />
Last but not least, Charleston is a fun place to live - which can make all the difference when buying a home.
Charleston has some of the best restaurants in the country, with almost any type of food you can imagine. Southern delicacies, Chinese, Hispanic, Thai, English - you name it, there's a restaurant in this area that has it on the menu! We were recently featured in the <a href="https://www.southernbellliving.com/blog/17-of-the-best-hidden-gems-in-charleston-sc/" target="_blank">Redfin blog</a> (article also published on Southern Bell Living), where we highlighted one of our team's favorite places, <a href="https://zerogeorge.com/zero-restaurant-bar/" target="_blank">Zero George</a>!
History buffs will also love wandering around downtown Charleston, learning about the city and which famous presidents lived in or stayed in each home. From <a href="https://chstoday.6amcity.com/presidential-ties-charleston-sc/" target="_blank">George Washington to JFK</a>, presidents have long had ties to Charleston.
Finally, there's so much to do outdoors in this area. You'll love having a home here if you love hiking, kayaking, exploring the wilderness, and camping. All of these activities are close. And access to all these activities is part of what helps the homes in this area retain their value.
You'll likely find fun activities here in Charleston, no matter what you enjoy doing!
Why Should I Buy a Home in Charleston: It's an Excellent Investment
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Should_I_Buy_a_Home_in_Charleston_SC_5_Amazing_Reasons/Image_7.jpg" width="1200" height="630" alt="Laptop showing property investment growth chart with Model Charleston Homes on Desk " title="Invest in Charleston" />
With lovely weather, a comparatively affordable cost of living, home prices that retain their value, fun activities, excellent schools, and a relatively low crime rate, there are many reasons to buy a home in this lovely city.
Many cities in the US have rising crime, a skyrocketing cost of living, and home prices that are starting to collapse (San Francisco, for example, has seen prices fall due to rising interest rates). Charleston isn't like that. Buying a home here means you can always drive to the beach, eat at one of our many delicious restaurants, and forget that all those problems even exist. It's a solid investment for years to come, and in Charleston, you're always welcome - it's the Southern way!
If you're interested in starting your Charleston adventure, please <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">contact us</a>! Our team of dedicated real estate agents would love to hear more about the type of property you're looking for and help you find the perfect Charleston home. There are so many different areas with different characteristics and traits, so you're sure to find something you like here! 2022-11-16T06:36:02-07:002023-01-17T05:54:31-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14695When Is the Best Time to Buy a Home? Right Now!<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/When_is_the_Best_Time_to_Buy_a_House/First_Image.jpg" width="1980" height="1173" alt="Realtor and Client Searching for Charleston Homes on a Lap Top" title="When is the Best Time to Buy a House?" />
With the Federal Reserve increasing interest rates substantially in recent months, many people have started to feel like buying a home isn't the best idea. You might think that the market will go down to compensate, or the thought of paying a 5%-6% rate when just last year it was 2%-3% feels financially unsound. You might contemplate waiting until the market drops or rates drop before diving into homeownership. As such, you're simply wondering, "when is the best time to buy a home?"
The short answer is: right now. If you want to be a homeowner, starting the process today is the best way to make that happen! Timing the market rarely works because there's always an excuse to avoid buying. To illustrate this point, let's consider some economic situations in the past and see how homeowners who bought during these times fared.
When Is the Best Time to Buy a Home: Looking Back at COVID
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/When_is_the_Best_Time_to_Buy_a_House/Covid.jpg" width="2048" height="1366" alt="Charleston Family Holding a Model Home wrapped with a Medical Mask" title="Real Estate Post Covid" />
Let's go back just a couple of years ago to 2020. COVID was still a new phenomenon, and people didn't know what to expect. People were conflicted - they were scared of contracting the virus, but they also had the freedom to live wherever they wanted, thanks to many jobs becoming remote.
Initially, property prices went down, but so did inventory. People stayed in their homes, looking to ride out the COVID wave. In some places, like New York, there was a massive outflow of people escaping the big rents and high living costs now that remote work was possible. In other places, like Charleston, quite a few people moved into our beautiful city, trading those cold winters for warm Charleston nights.
As the economy began to recover, property prices (and inventory) increased at record paces. That rise, in part, is why the Federal Reserve needs to hike rates to combat inflation! If you bought in 2020, a couple of years later, you were almost certainly ahead in terms of equity.
It's important to remember that buying during 2020 was a scary prospect. Nobody knew what would happen with COVID or what would happen with the economy. They were uncertain times, yet, with hindsight being 20/20, it was an excellent time to buy.
The 2008 Recession and the Years Leading Up to It
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/When_is_the_Best_Time_to_Buy_a_House/Recession.jpg" width="1496" height="793" alt="Charleston Home Models with a Downward Red Economic Arrow" title="2008 Recession" />
The 2008 recession was one of the worst incidents in the housing market that most of us have experienced in our lifetime. The <a href="https://fred.stlouisfed.org/series/MSPUS" target="_blank">median home price in the US reached $257,400 in Q1 2007</a>, the highest it had ever been. And in just 2006, <a href="https://www.forbes.com/advisor/investing/fed-funds-rate-history/" target="_blank">the Federal Funds Rate peaked at 5.25%</a> (by contrast, today, it sits at 3.25%, still two full percentage points lower than in 2006).
Those who lived through the Great Recession know how this story goes. 2008 marked a significant housing market collapse. Prices plummeted 20% from about $250k to $200k. Some areas even had it worse. The Federal Reserve had no choice but to lower interest rates to 0% to spur the economy.
Buyers who purchased in 2007 got a bad deal, right?
Not quite.
By 2013, about 5-6 years later, the median price in the US surpassed the previous highest price set in 2007. Now, in 2022, the median cost is about $440,000.
The average home, bought at its peak in 2007, is now worth almost 2x what it was back then. And most homebuyers had the opportunity to refinance their loans (if they so desired) at meager rates when the mortgage rates went historically low in the years after the recession.
Indeed, what probably felt like a horrible decision in 2007-2010 would have paid off exceptionally well in the long run.
The 2001 Recession: The Dot-Com Bubble
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/When_is_the_Best_Time_to_Buy_a_House/Dot_Com.jpg" width="2218" height="1441" alt="Person Holding a Pin above Stock Market Bubble Text written in Blocks" title="Dot Com Bubble" />
The years leading up to the 2001 dot-com bust were exuberant. People were throwing money at almost anything technology-related. The housing market also experienced a surge, with the Federal Reserve rate reaching a high of 6.5% before decreasing to 1% in 2003. By December 11, three months after the tragic events of 9/11, the interest rate was already down to 1.75%.
Housing, though, remained remarkably consistent. The average home price in the US was $179,000 in Q2 2001. By Q1 2002, the average price had already climbed to $188,000. And, as we all know, that price kept rising! Twenty years later, the median home price is almost 2.5x what people paid in the early 2000s.
All those who bought during the elevated interest rate period of 2001 were likely able to refinance their homes in 2002 at a lower interest rate and with more equity in their property! Indeed, a single-family home or condo was arguably the best investment during that timeframe. Stocks dropped significantly, but real estate held its value and recovered remarkably quickly.
When Is the Best Time to Buy a Home? Yesterday!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/When_is_the_Best_Time_to_Buy_a_House/Final.jpg" width="1680" height="1120" alt="Couple Celebrating the Purchase of a Charleston Home" title="Best time to buy a home" />
There will always be a reason to put off buying a home. When the market is going down, people will say wait for the bottom. When the market rises, people will say that the houses are now too expensive. If interest rates go down, people will point to that as evidence that the economy is shaky. Conversely, if interest rates increase, people will say that buying a home now is too expensive.
Pundits will always have opinions, but there is one undeniable fact: with enough time, real estate almost always increases in value. Of the past recessions, only one, the 2008 collapse, significantly impacted real estate. And even then, people who bought just before the '08 recession made all their money back in five years and nearly doubled it in fifteen. Plus, a few years after the recession hit, people could refinance their home loans to lock in those incredibly low rates!
Now is as good a time as any to buy a home! You cannot time the market perfectly, as nobody has a crystal ball to see the future. Our dedicated team of experienced real estate agents can help you find the home you want and help you negotiate a fair price for it. And, if interest rates come down in the future, refinancing to take advantage of those lower rates is always an option! At least, though, you'll build equity in the meantime.
If you're interested in enjoying our gorgeous city, <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">please contact us</a>. We can help you find the perfect home for your lifestyle! 2022-10-07T05:16:00-07:002023-03-15T07:38:52-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14618Home Price Appreciation vs. Inflation Rate: Which One Is Higher?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Price_Appreciation_vs._Inflation_Rate_Which_One_Is_Higher/Inflation.jpg" width="1665" height="942" alt="Inflation Sign in front of Stacks of Coins" title="Inflation" />
"Inflation." It's the word everyone is suddenly talking about, from economists on TV to people surprised by the prices at the local Publix market. There are good reasons for this - the latest inflationary numbers are not encouraging, <a href="https://www.bloomberg.com/news/articles/2022-07-13/us-inflation-accelerates-to-9-1-once-again-exceeding-forecasts" target="_blank">with the CPI now up to 9.1%</a>! Given that many of our prospective buyers and sellers haven't ever dealt with real estate in an environment like this before, we thought it would be helpful to do a blog on home price appreciation vs. inflation rate and see how they work together. Also, let's look at which one is higher (that is, will your home go up more than inflation, thereby making it an excellent investment?).
We must first explore how inflation affects property prices to answer these questions.
Home Price Appreciation vs. Inflation Rate: How They Intersect
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Price_Appreciation_vs._Inflation_Rate_Which_One_Is_Higher/Intersect.jpg" width="768" height="513" alt="Highways intersecting in wooded area" title="Intersect" />
How home prices and inflation intersect can be an incredibly complex economic topic as numerous factors go into this dynamic.
A high inflation rate alone, left unchecked by the Federal Reserve, would send property prices soaring. The cost of goods will go up, then salaries will eventually go up to compensate, and, as you would expect, housing would also go up with it. Rising equities would make raising capital for building projects, buying homes, and creating new communities easier.
However, the reality is that inflation does not go unchecked. Inflation greater than about 3% annually is not healthy for an economy, so the Federal Reserve steps in and raises target interest rates to curb inflation. Effectively, the Federal Reserve makes the cost of money itself more expensive. While the Federal Reserve interest rate does not directly influence mortgage rates, these increases often have the side effect of increasing mortgage rates.
Increasing mortgage rates means homeowners must pay more monthly to afford the same property. For example, a $500k loan for a home in Charleston at 3.5% interest is a mere $2,245. However, a $500,000 loan at 6.5% interest is $3,160 - nearly $1,000 a month more!
Therefore, inflation increases the cost of everything, helping homes appreciate, but it also triggers a monetary response that makes mortgages more expensive.
How Does This Impact Property Prices?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Price_Appreciation_vs._Inflation_Rate_Which_One_Is_Higher/Property_Prices.jpg" width="2218" height="1478" alt="Model Charleston Home and Coins balancing on block" title="Property Prices" />
Consider these <a href="https://www.urban.org/urban-wire/how-higher-mortgage-rates-have-historically-affected-home-prices" target="_blank">three data points</a> regarding how inflation rates affect home prices.
First, changes in interest rates weakly correlate with property price increases, but perhaps surprisingly, that correlation is positive. That is, higher interest rates and higher rates of appreciation are somewhat likely to happen together. While this may seem counterintuitive, it makes sense: high-interest rates typically correspond with more robust economic times, which means that people have the resources to pay more for homes!
Secondly, perhaps somewhat unsurprisingly, the inflation rate is one of the best indicators of appreciation rates. High inflationary periods lead to increased property price appreciation!
However, quickly increasing interest rates (which happens in response to inflation) decelerate price appreciation. Home prices tend to grow more slowly as inflation gets more under control. They usually don't decrease, but they will slow down as the cost of a mortgage becomes increasingly expensive.
Eventually, property prices increase more in line with the inflation rate but are usually ahead. So instead of rising 10% or even 20% per year with inflation also at 10% annually, perhaps the housing market and inflation will go up at a more manageable 3% (inflation) and 5% (housing) per year. Looking at the data, inflation-adjusted returns, even factoring in inflation, have almost always been positive in history - meaning that price appreciation for real estate is greater than the inflation rate!
There Are Other Factors This Time
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Price_Appreciation_vs._Inflation_Rate_Which_One_Is_Higher/Factors_to_Consider.jpg" width="2724" height="1816" alt="Charleston Homeowner Thinking about housing market while starting at phone" title="Factors to Consider" />
With that said, looking at the past data points may not give us a crystal clear picture of home price appreciation vs. the inflation rate this time. There are a few differences between the current situation and the previous ones.
For starters, America (and Charleston) have <a href="https://www.nytimes.com/2022/07/14/upshot/housing-shortage-us.html" target="_blank">significant housing inventory shortages</a>. The lack of supply means that prices will likely remain buoyant, even if the Federal Reserve does continue to raise rates.
Secondly, despite the increase in interest rates, they are still quite a bit lower than many times in the past. Even though 6%+ might seem high on a mortgage now, it's worth considering that it could still be relatively inexpensive. If the Fed needs to raise rates to 8%-10% or even higher to curb inflation, we could see mortgage rates that are 10%+. Buying a new home now, and locking in a rate, is still quite a fiscally-sound move. In the recent past, any attempts to raise rates have eventually fizzled out, but the rampant inflation means that the Fed will have to continue raising rates upward!
Demand should remain firm for the foreseeable future as people are looking to close housing deals before the Fed raises rates even further!
Finally, COVID changed where people live and work. Many areas, like Charleston, have seen interest from people wanting to work remotely and will continue to be in high demand. And Charleston is still relatively inexpensive. People will still be moving here. As life in the large metropolitan areas becomes even more unaffordable, people will still want Charleston for a family-friendly, financially-stable future.
Put another way, none of the previous metrics factored in the workforce dynamics that have changed since COVID. Due to that, Charleston still likely has quite a bright future in terms of property price appreciation!
Home Price Appreciation vs. Inflation Rate: Your Home Itself Has the Biggest Impact on Appreciation
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Home_Price_Appreciation_vs._Inflation_Rate_Which_One_Is_Higher/Your_Home.jpg" width="1478" height="986" alt="Dog sitting on front porch of Charleston, SC home" title="Home Price vs Inflation Rate" />
To summarize, home prices, with the rare exception of the 2008 Great Recession, almost always increase. Inflation will buoy those increases, while increases in interest rates will temper price gains. When looking at the home price appreciation vs. inflation rate, it becomes easy to see that homes, as a whole, are a pretty good hedge against inflation, unlike some other investment types.
However, ultimately, the home and area you choose will impact appreciation most. Fortunately, Charleston is an in-demand area, and even more in-demand, thanks to the ability of people to work remotely. People love the friendly atmosphere, sunny skies, gorgeous scenery, and beautiful history this city offers. If you pick the right property here, your home will always have value - not because of some large-scale macroeconomic forces - but rather because you've chosen one of the best places in the country to live.
If you're looking to find your perfect Charleston property, <a href="https://www.southernbellliving.com/contact/" target="_blank">please get in touch with us</a>. We'd love to show you what this beautiful city offers, help you lock in an interest rate before they go even higher, and find you your little piece of Charleston paradise!2022-09-27T02:19:00-07:002022-10-07T08:16:12-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:1448717 of the Best Hidden Gems in Charleston, SC!<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Hidden_Gems_in_Charleston/Rainbow_Row.jpg" width="900" height="600" alt="Homes on Rainbow Row Charleston, SC" title="Rainbow Row" />
The largest city in South Carolina, Charleston, also referred to as “The Holy City,” is well known for its cobblestone streets, historic charm, and waterfront views. With so many activities to do in and around the city, you may be struggling to figure out what to do first. If you’re looking for an activity that isn’t so touristy, this list is for you. We reached out to locals to share their favorite hidden gems in Charleston. So, whether you are considering <a href="https://www.southernbellliving.com/blog/5-reasons-why-moving-to-charleston-sc-is-the-best/" target="_blank">living in Charleston</a>, recently purchased a <a href="https://www.southernbellliving.com/communities/mount-pleasant/" target="_blank">home in Mount Pleasant</a>, or are looking at <a href="https://www.southernbellliving.com/communities/kiawah-island/" target="_blank">houses for sale on Kiawah Island</a>, you won’t want to miss out on these sites and activities that make Charleston special.
Hidden Gem Locations in Charleston
Charles Towne Landing and Legare Waring House
Charles Towne Landing is a state historical site that lives on a marshy patch of land located off the Ashley River. There are many activities to do, from an interactive museum to visiting the wharf area. Legare Waring House is an event space with beautiful gardens and natural beauty.
“A visit to Charles Towne Landing and Legare Waring House is a must-do for a trip to Charleston,” shares <a href="http://www.markiewalden.com/" target="_blank">Markie Walden</a>, a local photographer. “You won’t get the full Charleston experience without seeing the gorgeous, Spanish moss-covered oaks and historic land that overlooks downtown Charleston.”
Mount Pleasant Old Village
<a href="https://www.southernbellliving.com/blog/here-are-the-5-best-neighborhoods-in-mount-pleasant-sc/" target="_blank">The Old Village Historic District in Mount Pleasant</a> provides trendy shopping, a main street, and fantastic dining.
“One of my favorite hidden gems is located in Mount Pleasant’s adorable Old Village. A short 10-minute drive from the historic peninsula of Charleston, the Old Village has gorgeous homes dating to the 1700s. For one of the best views of the Charleston harbor, head down Pitt Street in the Old Village until it ends. Here, you’ll find the Pitt Street Bridge. Once the only car and train route from Mount Pleasant to nearby Sullivan’s Island, today it is a pedestrian-only area with a paved walkway and benches overlooking the harbor,” reveals <a href="http://www.cosmosmariners.com./" target="_blank">Cosmos Mariners</a>, a travel tip blog.
Pitt Street Bridge
Once a trolley bridge that connected Sullivans Island and <a href="https://www.southernbellliving.com/blog/mount-pleasant-sc-real-estate-5-reasons-why-this-community-may-be-perfect-for-you/" target="_blank">Mount Pleasant, SC</a>, Pitt Street Bridge is a great place for rest, relaxation, and recreation.
<a href="https://jessejamesphotos.com/" target="_blank">Jesse James</a>, a local photographer notes, “My favorite hidden gem in Charleston is Pitt Street Bridge. It’s a beautiful palm tree-lined walkway, surrounded by ocean on either side. You’ll see sailboats, the Ravenel bridge in the distance, and dolphins playing in the water. It leads to an old bridge that has been turned into a fishing dock and has some amazing views.”
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Hidden_Gems_in_Charleston/Angel_Oak.jpg" width="900" height="600" alt="Angel Oak Tree Johns Island, South Carolina" title="Angel Oak" />
Park Circle in North Charleston
Park Circle is an up-and-coming area of <a href="https://www.southernbellliving.com/communities/north-charleston/" target="_blank">North Charleston</a> that has craft breweries, delicious restaurants, and beautiful parks.
“There are so many vibrant neighborhoods in Charleston that are worth exploring, especially for food. Make your way to North Charleston and visit Park Circle for a glass of natural wine at Stems & Skins, and then wander down Montague Avenue for heritage-driven New Chinese American cuisine at Jackrabbit Filly,” says Jai Jones, food writer and photographer of <a href="https://jaieats.com/" target="_blank">JaiEats</a>.
Folly Beach
Folly beach is a gorgeous waterfront city that features a pier, local shops, and picnic and recreational areas.
“I love meeting my photography clients on Folly beach for photos, and after an early morning sunrise session, ‘Center Street Cafe’ is the place to go. They’ve got great coffee and tea options, and the staff is always the friendliest,” raves Kayla White of <a href="http://www.kaylarochellephotography.com/" target="_blank">Kayla Rochelle Photography</a>.
Salt Marshes
Located on the Southeastern coast, the Salt Marshes provide great habitats for many species in South Carolina.
“Charleston is a charming and old city filled with colorful characters and rich history, but the true hidden gem of Charleston lies just off the beaten path and into the salt marshes. Kayak through the salt marshes on a fishing expedition and prepare to be blown away by the incredible biodiversity and peaceful tranquility of the marsh,” notes <a href="https://charlestonscactivities.com/" target="_blank">Charleston SC Activities</a>, a local city guide.
Hampton Park
One of Charleston’s largest parks, Hampton Park boasts beautiful green spaces and flower gardens.
<a href="http://www.charlestonpiratetour.com/" target="_blank">Charleston Pirate Tour</a>, a local tour company, says, “Originally part of a plantation, Hampton Park was the site of the Washington Race Course. Race week was the height of Charleston’s social season for almost 100 years. The road that encircles the park, Mary Murray Boulevard, was built atop the racecourse.”
Zero George
Zero George is a boutique hotel located in <a href="https://www.southernbellliving.com/blog/see-the-top-5-most-notable-charleston-sc-historic-homes/" target="_blank">Charleston’s historic</a> Ansonborough neighborhood.
“Zero George exemplifies Charleston’s epicurean scene, this is one you do not want to miss, raves <a href="https://www.southernbellliving.com/" target="_blank">Southern Bell Living</a>. “Circa 1804, history meets contemporary up-scale hospitality in the heart of Historic <a href="https://www.southernbellliving.com/communities/downtown-charleston/" target="_blank">Downtown Charleston</a> and where your perspective of hotel plus restaurant becomes a memorable adventure.”
Hidden Gem Restaurants in Charleston
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Hidden_Gems_in_Charleston/Ravenel_Bridge.jpg" width="1200" height="800" alt="Ravenel bridge at sunset" title="Ravenel Bridge" />
Kiki & Rye
Kiki & Rye offers locals and visitors American cuisine and specializes in woodfired cooking.
“Charleston is full of hidden restaurant gems, both on and off the peninsula. One of my favorites includes Kiki & Rye in Mt. Pleasant. I am especially obsessed with their Queso Fundido and Nancy Paloma cocktail, which are perfect for enjoying on their outdoor patio,” reveals <a href="https://www.girleatscharleston.com/" target="_blank">Girl Eats Charleston</a>, a local food blog.
Stono Market and Tomato Shed Cafe
Owned by the Ambrose family, Stono Market and Tomato Shed Cafe is a place where people can come to shop, meet, and catch up with neighbors.
“Stono Market and Tomato Shed Cafe have an amazing atmosphere, and their food is delicious. One of my favorite items is tomato shed shrimp and crab cakes. Family owned and operated, the kitchen features local produce that is used in their cafe,” says <a href="https://alenaphotographs.com/" target="_blank">Alena Photographs</a>, a local photographer.
Harken Cafe & Bakery
Overlooking Charleston’s French Quarter, Harken Cafe serves up sweet treats like quiche and jamboree.
<a href="https://orianaphotography.com/" target="_blank">Oriana Photography</a> reveals, “Just off the hustle and bustle of two of Charleston’s most popular streets (East Bay and Meeting Street), you’ll find The Harken Cafe & Bakery. Nestled on a side street, this oasis has a part European and part Southern feel and is 100% charming. Go for a coffee, midday respite from the heat, or cozy breakfast. The quiche is a must-try menu item, but beware, it’s a generous portion, but you won’t want to leave a bite behind.”
Salty Mike’s
Salty Mike’s is a great place to grab a drink while gazing at the views of the water.
“Salty Mike’s is another one of my favorites,” shares John Zucker, Executive Chef & Owner of <a href="https://crucafe.com/">Cru Catering and Cru Café</a> in Charleston, SC. “Salty Mike’s is a classic Charleston dive bar that’s been a local hotspot for almost 60 years. It is the best place to go for a great cold beer.”
The Wreck of Richard and Charlene
A Seafood restaurant in Mount Pleasant, SC, The Wreck of Richard and Charlene serves everything, including fresh shrimp and scallops. The restaurant was even a <a href="https://www.redfin.com/blog/tv-show-cities/" target="_blank">filming location for the TV show Outerbanks</a>.
“The Wreck of Richard and Charlene is one of the area’s best spots for fried fish, shrimp, scallops, and oysters,” notes Jon of <a href="https://american-eats.com/" target="_blank">American Eats</a>. “Named after a chaotic trawler wreck during 1989’s Hurricane Hugo, the restaurant stands directly on the spot where the eye passed, and the nearby dock was destroyed. Now, under more pleasant circumstances, you can have a great meal – look out for their low country boil nights – before going on a stroll through old town Mount Pleasant under the Pitt street bridge. It’s one of the Charleston area’s best-hidden gems, with tons of covered outdoor seating and beautiful views of the river and sunset.”
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Hidden_Gems_in_Charleston/King_Street.jpg" width="1200" height="800" alt="King Street Charleston South Carolina" title="King Street" />
Betty Lou’s Bistro
Betty Lou’s Bistro offers southern food – everything from fried Po’ boy sandwiches to shrimp and grits.
“My favorite hidden gem restaurant in Charleston is Betty Lou’s Bistro, located just outside the Historic District in <a href="https://www.southernbellliving.com/communities/west-ashley/" target="_blank">West Ashley</a>,” says local photographer <a href="http://www.erinrosephoto.com/" target="_blank">Erin Rose</a>. “This cozy bistro features fresh and locally sourced ingredients with a Charleston favorite She Crab Soup and mouth-watering Brussel Sprouts drizzled with honey and truffle oil. For dinner, you can’t go wrong with any entree, but their Seared Scallops and Fried Pork Chop are some southern staples. I crave their menu regularly and always leave room for dessert.”
Harbinger Cafe & Bakery
Located on Charleston’s King Street, Harbinger Cafe & Bakery offers everything from cakes to gourmet breakfast sandwiches.
“The Harbinger Cafe & Bakery is a calming and cozy cafe perfect for catching up with friends or meeting someone for coffee. You can often find me there working on my laptop and eating their “Best Friend” cookie (quite possibly the best chocolate chip cookie I’ve ever eaten),” shares Charleston photographer <a href="http://abbymurphyphoto.com/" target="_blank">Abby Murphy</a>.
Laurel Hill County Park
Laurel Hill Country Park is located in Mount Pleasant and has an open meadow for lounging, running trails, and oak trees.
“One of my favorite spots in the Charleston area is Laurel Hill County Park,” raves local photographer <a href="http://www.leahjudwayphotography.com/" target="_blank">Leah Judway</a>. “With its gorgeous walking paths through the woods, many people don’t know there is a beautiful aisle of Spanish moss-covered live oak trees tucked away in this county park. Most will pay a lot of money to see this kind of tree-lined road at area plantations but don’t realize that you can walk down a beautiful road lined in these classic southern trees in this county park for free.”
Hidden Gem Hack – Charleston County Parks Gold Pass
The Charleston County Park Gold Pass offers unlimited admissions to many county parks. Some of which include Folly Beach, Isle of Palms, and James Island County Parks.
“My favorite hidden gem is the Charleston County Parks Gold Pass,” notes Ryan McHugh of <a href="http://www.buyfromry.com/" target="_blank">Ryan All Charleston Houses</a>. “The gold pass gives access and free parking to over 20-30 county parks and local events throughout the year. If you have a family, that’s a huge saving in parking and attendance costs alone. There is so much to discover in Charleston, and the Gold Pass is your golden key to family fun and exploration in our county parks and events.”
Ryan also shares that some of his favorite adventures from the park pass include Folly Beach County Park, Palmetto Islands County Park, and the Holiday Festival of Lights. 2022-09-07T07:59:00-07:002023-10-19T14:59:59-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14316The Best Areas To Invest in Charleston, SC for Purchasing a Home<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/charleston-south-carolina-usa-skyline-2021-08-26-18-13-08-utc.jpg" width="900" height="601" alt="Charleston, SC Skyline at Dusk" title="Charleston, SC Homes for Sale" />
Charleston, South Carolina, is not only an excellent place to put down roots and live but also to invest in real estate. There’s a healthy balance of all types of people in Charleston, from retirees and families to temporary residents. What’s the appeal of Charleston that pulls in over 150,000 residents like a magnet? Safety, good public schools, historic charm, and great entertainment are certainly at the top of the list. All of those promote a heavy flow of people wanting to move to the area, either temporarily or permanently. In fact, <a href="https://learn.roofstock.com/blog/charleston-investment-properties#:~:text=Over%2040%25%20of%20households%20in,from%20Zumper%20(February%202022)." target="_blank">~40% of Charleston’s residential properties are renter-occupied</a>. If you’re thinking of getting an investment property in Charleston in the near future, you’ll want to know all the best areas that will make your investment worthwhile. Without further ado, let’s look at the best neighborhoods in Charleston that are worth the investment in 2022.
1. Downtown Charleston
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/Downtown_Charleston.jpg" width="1000" height="667" alt="rainbow row homes in downtown charleston, sc" title="Downtown Charleston, SC Homes For Sale - Charleston Real Estate Agents" />
Purchasing a residential property in the downtown area of just about any city offers a great return on investment. The keyword here is “residential.” Commercial properties can be a hit or miss, depending on the business type, but you can almost never go wrong with a residential investment property. Since <a href="https://www.southernbellliving.com/communities/downtown-charleston/" target="_blank">Downtown is at the heart of the city</a>, where you can find a plethora of restaurants, bars, and entertainment establishments, there will always be a demand for it. Downtown isn’t typically a place where families decide to settle down, but any lively individual will want to be at the center of everything (also saving on transportation). The quaint yet lively downtown area of Charleston is no exception, which makes it an excellent location for an investment property.
2. Mount Pleasant
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/mtp_p.jpg" width="1602" height="972" alt="Mount Pleasant aerial photo of beach and inner coastal homes" title="Homes for Sale in Mount Pleasant - Mount Pleasant Realtors" />
<a href="https://www.southernbellliving.com/communities/mount-pleasant/" target="_blank">Mount Pleasant</a> is one of the largest towns in Charleston, and for good reason. The majority of residents will confirm that it’s one of the best places to live. With its close proximity to the downtown area, yet having all the perks of a suburban neighborhood (nature, riverside, and beachside living) and great public schools, you’ll certainly find someone in the market dreaming about settling down here for a little while. While property prices are relatively high (~$600,000 on average), you can put a unit on rent for an average of ~$1,600 and witness a significant return on investment.
3. Summerville
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/Carnes-Crossroads-Aerial-May2018-Retouched_CC_RET_1920.jpg" width="1056" height="594" alt="aerial view of Summerville homes in the carnes Neighborhood " title="Homes for Sale in Summerville - Summerville Realtors" />
This suburb, like Mount Pleasant, is one of the largest areas in Charleston and is home to ~50,000 residents. <a href="https://www.southernbellliving.com/communities/summerville/" target="_blank">Summerville</a> is right along the I-26, which makes it optimal for commutes to and from work, along with easy access to amenities like schools and hospitals. It has a high concentration of renter households, with ~38% of all residential properties in Summerville being rentals. That is a satisfactory insight for investors to consider when determining the location of their next rental property.
4. James Island
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/SC_Bennetts-Bluff_Amenities_Dock_7_1920.jpg" width="1920" height="1080" alt="James Island Home with Dock on coastal channel" title="James Island Homes for Sale - James Island Realtors" />
Nestled on the southern tip of South Carolina, <a href="https://www.southernbellliving.com/communities/james-island/" target="_blank">James Island </a>is a quaint waterfront area with a lot of charm. Its ratio of permanent residents to renters is relatively high compared to other areas we looked at, but it still offers a lot of perks for temporary residents, such as entertainment, restaurants, and, of course, the harbor nearby. It’s also considerably near the metropolitan area as well (only a 10-minute drive away). Residential properties are going around the <a href="https://www.charlestonrealtors.com/wp-content/uploads/2021/03/MarketNsight-Charleston-March-2021.pdf" target="_blank">market with an average monthly rent of $1,300</a>, which is substantial for investors.
Additional Home Investment Tips
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Best_Areas_To_Invest_in_Charleston_for_Purchasing_a_Home/1property-investment-2021-10-22-00-33-41-utc.jpg" width="1500" height="1000" alt="model charleston house with coins growing plants stacked next to it" title="Charleston Home Investment Tips - Realtors" />
Here are a few extra home investment tips to ensure you get the most out of your experience:
If you’re thinking of getting a rental property as your first mortgage-financed property, the smartest <a href="https://www.jhabelmortgages.ca/5-must-know-first-time-home-buyers-tips-for-2021/" target="_blank">first-time home buyer tip</a> we can give you is to get a residential property first or do a lot of research. First-time homebuyers can face hidden costs and have more difficulty navigating the world of mortgages and real estate. It’s recommended to get a mortgage for your first own house and then acquire some equity to purchase a second investment property once you know your way around the market.
Secured your property in Charleston already and are ready to rent it out? Ensure you conduct considerable research before setting the monthly rent price. Take a look at average and median rent prices in each area (we mentioned a few above) before setting a rate. If the property spends too many days on the market, you may want to consider lowering the price.
Don’t underestimate hidden gems. You can consider house flipping to increase the potential that a property has, turning it into an absolute showstopper that can generate a high monthly return on investment. Of course, it’s important to weigh the costs to ensure you’ll earn back the investment you made in the property sooner rather than later.
Now you know all the potential you can unlock in Charleston, SC, so go ahead and make the most of it while the market is still hot. Our <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">team</a> of dedicated realtors can help you find the perfect home for your next property investment. Don't hesitate to contact us with any questions or inquiries, we are here to help!2022-08-18T06:29:00-07:002022-09-22T10:08:28-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14265A Run Down of the 5 Most Important People in the Home-Buying Process<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/charleston-south-carolina-usa-skyline-2021-08-26-18-13-06-utc.jpg" width="1122" height="749" alt="Charleston, SC Skyline and sunset" title="Charleston, SC Real Estate Agents" />
Among all US states, CNBC listed South Carolina as the one with the <a href="https://www.cnbc.com/2022/07/17/these-are-the-10-states-with-americas-most-stable-housing-markets.html" target="_blank">most stable housing markets</a>, making it a suitable place to check out if you’re looking for a new place to call home. It has a 21.4% appreciation rate, so house prices in South Carolina are expected to increase and remain popular among real estate buyers as an investment.<br /> <br /> However, acquiring a home requires expert knowledge because of its many moving parts. Before committing to a purchase, here are the five people that should be involved in your home-buying process to ensure that you’re getting what you’re paying for:
Real Estate Agent
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/realtor-handing-a-man-the-key-to-his-new-home-sol-2022-08-01-04-12-53-utc.jpg" width="947" height="631" alt="real estate agent handing buyer keys to home" title="Charleston, SC Realtors - Southern Bell Living" />
These licensed professionals guide homebuyers through every step of the buying process, from scouting the property to closing the deal. If you’re new in the real estate market, <a href="https://www.southernbellliving.com/blog/buyers-why-do-i-need-a-local-charleston-sc-real-estate-agent/" target="_blank">having a real estate agent</a> will help you maximize your budget because they will look out for your best financial interests. They will recommend fair and competitive prices and recommend reasonable discounts for home repairs on the property.<br /> <br /> <a href="https://www.southernbellliving.com/about/ramsey-trusted-elp/" target="_blank">Hiring a real estate professional</a> like our RamseyTrusted professionals at Southern Bell Living does not have to be expensive, but you do need someone who is reliable. If you’re looking for a home in Charleston, South Carolina, we offer free real estate agent services to assist homebuyers in the buying process. This will lessen your worries when buying a new home while also ensuring that you get the perfect home in the area.
Loan Officer
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/partial-view-of-realtor-giving-pen-and-clipboard-w-2021-08-30-01-47-10-utc.jpg" width="1104" height="737" alt="partial-view-of-lender-giving-pen-and-clipboard" title="Charleston, SC Mortgage Lenders - Charleston Real Estate Agents" />
Mortgage loan officers help clients by managing and giving monetary assistance to individuals for purchasing or refinancing their properties. <a href="https://online.maryville.edu/online-bachelors-degrees/finance/careers/loan-officer/" target="_blank">Although most loan officers</a> have educational backgrounds in finance, not everyone has certifications like the mortgage loan originator (MLO) license. Finding a loan officer with a license ensures that they specialize in real estate transactions and can give you the best home loan option possible according to your financial status.<br /> <br /> Aside from financial accounting and management skills, our <a href="https://www.southernbellliving.com/our-lender/" target="_blank">licensed mortgage lender partner</a>, Ethan Lane, emphasizes the importance of communication skills as a mortgage loan officer. If your loan officer can properly convey your financial obligations, you will understand your responsibilities as a debtor and it will help you to establish a good relationship with each other.
Real Estate Appraiser
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/a-real-estate-appraiser-estimates-the-cost-of-hous-2022-08-01-01-48-42-utc.jpg" width="896" height="545" alt="a-real-estate-appraiser-estimates-the-cost-of-house" title="Charleston, SC Real Estate Appraiser - Charleston Real Estate Agents" />
For mortgage and tax purposes, your property should be assessed by a real estate appraiser to verify its actual value. Matt Harmon, a <a href="https://money.usnews.com/loans/mortgages/articles/what-you-need-to-know-about-home-appraisals" target="_blank">state-certified property appraiser</a>, explains that appraisers create a report to define a home's value determinants and what its estimated market value is. With an unbiased opinion from an expert, lenders can ensure that a home is worth what is being paid for.<br /> <br /> Since the property usually serves as the loan collateral, this is also a security measure for mortgage lenders to confirm that you aren't overborrowing. Having your property appraised by professionals is necessary as you may be denied a home loan if the appraiser finds a large discrepancy between your home’s worth and the mortgage you’re requesting.
Home Inspector
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/plumber-signs-a-contract-for-the-services-in-the-k-2021-12-17-01-37-00-utc.jpg" width="900" height="600" alt="Home Inspector writing a report" title="Charleston, SC Home Inspector - Charleston Realtors" />
Home inspectors are the ones who thoroughly check and assess all aspects of the house. They will let homebuyers know about any problems related to the house, such as faulty wirings or leaks, so buyers can make informed decisions before purchasing the property.<br /> <br /> This means that you can renegotiate the sale price of the home to the seller based on the assessment provided by the home inspector and have these issues repaired by <a href="https://cardinalhi.com/" target="_blank">expert home inspectors</a> like Cardinal Home Inspectors who we work with.<br /> <br /> It’s important to check for an inspection contingency in your purchase agreement contains as this gives you the right to have the home assessed by experts. A home inspection should always be your priority because it can help you reallocate your budget to making the necessary repairs for your new home.
Real Estate Attorney
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/A_Run_Down_of_the_5_Most_Important_People_in_the_Home-Buying_Process/shake-hand-professional-man-lawyers-work-at-a-law-2021-10-24-14-32-56-utc.jpg" width="900" height="539" alt="shake-hand-professional-man-lawyers-work-at-a-law" title="Charleston, SC Real Estate Attorney - Charleston Realtors" />
Some states require buyers to hire a real estate attorney during transactions, especially when closing a deal. It's because they facilitate the legal transfer of property as well as ensure that proper legal procedures are followed during the acquisition or sale of the property.<br /> <br /> You may not be familiar with the property and tax laws in each state, so we recommend working with a <a href="https://towneslawfirm.com/about-us" target="_blank">local real estate attorney’s guidance</a>. Townes Lawfirm can assist and protect you when you acquire a new home. They will prepare the necessary documents and thoroughly review the property’s paperwork to ensure that the seller legally owns the property and can sell it to you without any legal repercussions when you choose to collaborate with us at Southern Bell Living.
Article contributed by Roanne Jeanne2022-08-09T12:26:00-07:002023-03-15T07:39:24-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14179Solving the Dilemma of Choosing Between a Forever Home and a Starter Home<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Solving_the_Dilemma_of_Choosing_Between_a_Forever_Home_and_a_Starter_Home/Keys_opening_the_front_door_of_a_house_1.jpg" width="4608" height="3072" alt="keys opening door to new charleston home" title="Solving the Dilemma of Choosing Between a Forever Home and a Starter Home - Charleston Realtors" />
The decision to choose between a forever home or starter home is not one to take lightly. While a starter home provides an affordable path to homeownership, it’ll require you to make another move in a few years. Conversely, a forever home will secure your housing needs for the foreseeable future but will involve a larger investment. If you’re in two minds regarding which option to go with, this article by <a href="https://southernbellliving.com/" target="_blank">Southern Bell Living</a> will help you make an informed decision.
Why Buy a Starter Home?
For first-time homeowners with limited capital, buying a starter home is a good option. For example, you can find starter homes in Charleston <a href="https://www.southernbellliving.com/property-search/results/#uprice_250000/" target="_blank">for around $250K</a>, depending on the neighborhood. Given that homes are lower priced; they make it easier to secure a mortgage with an affordable down payment. Additionally, along with paying down the mortgage you also build equity, which is a big plus for those who continue to rent.
Being a homeowner will serve as a valuable experience as you’ll need to handle the responsibilities of maintaining the property, conducting repairs, and making necessary modifications. By keeping the property in good condition you can also benefit from an increase in property value on an annual basis. =
Why Buy a Forever Home?
As the name suggests, these homes are purchased as a long-term investment. While the mortgage and down payment <a href="https://www.investopedia.com/mortgage/mortgage-guide/down-payment/" target="_blank">requirements</a> can be high (jumbo loans in South Carolina, for instance, often require <a href="https://jumbomortgagesource.com/charleston-updated-low-down-payment-jumbo-loan/" target="_blank">20 percent down</a>), the property will include all the amenities you require such as a great location, extra bedrooms, outdoor spaces, etc.
But, given the size of the investment, homebuyers need to be confident in their decision to settle down, as another relocation for any given reason will not be an option for the foreseeable future.
Choosing Between the Two Options
Now that you have a better idea regarding both the options, here’s a list of questions to help you decide which home best suits your needs:
How Much Home Can You Afford?
As reported by CNBC, with the recent hike in mortgage rates, undertaking debt is slightly more <a href="https://www.cnbc.com/2022/05/04/3-things-thatll-get-more-expensive-after-the-feds-historic-rate-hike.html" target="_blank">expensive than before</a>. For a forever home, you’ll need to choose between a 15- or 30-year mortgage (FHA, Conventional, Jumbo, or VA), having an interest rate of at least 4%. Sound financial planning will be required to afford a large down payment and consistently meet repayment obligations.
If you feel your finances aren’t as strong as they can be, a starter home is a safe option. You can take a lower mortgage, <a href="https://www.badcredit.org/how-to/ways-to-fix-your-credit-to-buy-a-house/" target="_blank">build up</a> strong credit through its repayment and use your home’s future equity to buy the next home. Another option to explore would be to consider refinancing your debt to afford the home. Remember to check the <a href="https://www.pennymac.com/rates" target="_blank">US bank refinance rates</a> before making a decision.
Lastly, check the area’s cost of living score to ensure you can afford to live there without stretching your budget to the breaking point. According to Best Places, Charleston has a <a href="https://www.bestplaces.net/cost_of_living/city/south_carolina/charleston" target="_blank">cost of living score of 111.5</a>, which is above the national average of 100. Make sure you pay close attention to your finances before making a final decision.
What Are Your Future Plans?
With a starter home, you have the advantage of relocating based on future plans, including pursuing job opportunities, moving to a new location, and more. But, for those planning to start a family or a business, forever homes provide the stability needed to pursue those goals.
Is Location One of Your Priorities?
Given the affordability of a starter home, they may not be located in the best neighborhoods. For young homeowners who work from home, this may be a trade-off they’re willing to make.
If you consider location a priority, you’ll need to put in the time to research the <a href="https://www.tchabitat.org/blog/choosing-a-neighborhood" target="_blank">best neighborhoods</a> and their proximity to amenities and pay a premium to secure your dream home.
Given that your decision will have a major impact not only on finances but your professional and personal life as well take the time to weigh the pros and cons of both options and choose the one that provides the best balance between your current and future needs.2022-08-01T08:59:00-07:002022-08-30T09:42:53-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:141145 Steps to Complete Before Building Your Dream Home<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Steps_to_Complete_Before_Building_Your_Dream_Home/architecture-building-lawn-house-construction-exterior-home_t20_E0rPe1.jpg" width="985" height="657" alt="Luxury Charleston Home view from backyard" title="Charleston Home Construction - Realtor Near Me" />
For a moment, imagine the house of your dreams. What are its features? How does it appear? What unique touches would you put in the design? Your vision is one-of-a-kind, and it is unlikely to be available on the market. Nothing beats designing a customized house to make your dream home a reality.
The building or <a href="https://www.southernbellliving.com/blog/quick-and-easy-ways-to-make-your-charleston-sc-home-a-haven/" target="_blank">renovating of a home</a> is the finest thing you'll ever do. It's also the most difficult, expensive, and time-consuming undertaking you'll ever face. Building a house from the ground up, as satisfying as it might be, is complex and challenging (annoying how those two things generally go hand in hand, right?). That is why it is critical to plan ahead to keep things running as smoothly as possible. In order to maintain your sanity, we offer you this guidance. Here are several things to consider if you're planning to build a house.
Determine your budget for building a home
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Steps_to_Complete_Before_Building_Your_Dream_Home/accountant-is-calculate-the-budget_t20_3wkxE3.jpg" width="1049" height="699" alt="Home buyer calculating budget to build a charleston home" title="Create a Budget for Your Custom Home - Realtors Near Me" />
Unless money isn't a barrier (in which case, congratulations! ), you'll need to decide how much you'd like to spend on your new house in total.
The National Association of House Builders reports that the median cost of building a new home is about $290,000. However, this figure might be inaccurate, and some experts recommend analyzing custom house prices as a range rather than an average.
Building a house typically costs between $100 and $200 per square foot. If you're looking for a luxury property, this will cost you between $200 and $500 per square foot.
It should be noted that these figures do not include the cost of the lot, which might vary based on location. It also excludes the cost of labor, permits, design fees, and supplies.
Because of these considerations, creating a custom house is regarded to be a more expensive alternative than purchasing an existing home or even a newly constructed home based on a conventional model design.
The entire cost of building a home can vary greatly based on your selections, the components you use, labor prices, and where you live in the country. Charges for anything from contractors to cabinetry may rapidly mount up, so consider consulting with an expert, such as a building contractor, builder, realtor, or civil engineer, to help you comprehend the expenses.
Set a realistic budget that you can afford
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Steps_to_Complete_Before_Building_Your_Dream_Home/paying-the-bills-balancing-the-budget-and-taking-care-of-finances-tony-andrews-photography_t20_YQYdb0.jpg" width="1016" height="677" alt="phone calculator and money on top of laptop keyboard" title="Set Realistic Budget - Real Estate Agents Near Me" />
After you've received expert guidance, create a precise budget. Include everything that will be in your new house that you can think of. While materials and labor should account for around 75% of the entire cost, there is also the expense of the lot, fees and taxes, furnishings, décor, landscaping, and other expenses.
Don't forget to leave some flexible space in there as well. Most people will say that when they <a href="https://www.southernbellliving.com/blog/new-home-construction-in-charleston-sc-is-booming/" target="_blank">constructed their custom house</a>, they went over budget.
Are you seeking a few simple strategies to save money? Here are some suggestions:
Make your floor layout smaller
The foundational work and concrete slab are two of the most costly components of home construction. Reduce expenses by keeping square footage to a minimum.
Supplies for research
Get quotes and look for bargains on appliances, fixtures, and supplies.
Inquire about tax advantages
The use of energy-efficient furniture, building supplies, water heaters, and heating and cooling systems frequently qualifies for tax incentives. Inquire with your builder or with your local provider.
Spend less on relocating
You probably love spending your money on your new house rather than on moving out of your old one. Look for methods to save on relocation costs so you can use that hard-earned cash toward a particular feature or enhancement for your new home.
Choose the Best Lender to Finance Your Dream Home.
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To pay for land and home development, you'll almost certainly need to borrow money. Look for a bank that offers real estate financing, such as building and land loans.
Loans for construction: These short-term, relatively high loans cover both the cost of the land and the cost of constructing the home. Because you don't have the house to offer as collateral, you'll need to have a comprehensive budget, schedule, and strategy to receive approval.
Loans for land: As the name implies, these loans are used to <a href="https://www.robertjfischer.com/blog/land-buying-tips/" target="_blank">buy land</a>. Most of the time, this will be an "improved land loan," which implies your property has access to roads, power, and water. Because there is no security on the property presently, you will need a substantial down payment and a high credit rating to get approved.
We recommend <a href="https://www.southernbellliving.com/our-lender/" target="_blank">Ethan Lane at Mortgage Network</a>!
When designing a custom home, moderate your expectations.
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Steps_to_Complete_Before_Building_Your_Dream_Home/patience-expectation-waiting-businessman-compromise-professionalism-arbitration-experience_t20_1QN1G1.jpg" width="1202" height="586" alt="Charleston homeowner thinking about design options for their custom home" title="Custom Home Moderate Expectations - Realtors Near Me" />
It's exciting to list every <a href="https://www.kiplinger.com/personal-finance/shopping/home/603217/home-features-todays-buyers-want-most" target="_blank">feature you want in a new house</a>, but reality settles in whenever you see the list and the pricing. You may even have to make some compromises. Hardwood flooring, marble counters, smart home technology; there are certain things you're ready to give up, etc. Where you can find reasonable alternatives, especially if it's something that can be readily improved later.
It may be challenging to distinguish between what is genuinely worth investing in and what is simply hype when home blogs, social media accounts, Pinterest sites, and other platforms constantly bombard you with #housegoals. It helps to have the proper experts in place who can advise you on whether you actually need that gift-wrapping room or five-car garage.
Be Detail Focused
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Steps_to_Complete_Before_Building_Your_Dream_Home/structural-details-drawing-close-up-view-architectural-or-engineering-project-plotted-plan-with_t20_neKjEP.jpg" width="1040" height="585" alt="structural-details-drawing-close-up-view-architectural-or-engineering-project-plotted-plan-" title="Be Detailed Focused with Custom Home - Real Estate Agents Near Me" />
Nobody cares as much about your ideal house as you do, so plan on being active in the process to ensure everything runs well. While we don't recommend strapping on a toolbelt and heading to the building site, there are a few things you can do to ensure your project stays (largely) on time, on budget, and on schedule:
Maintain daily communication with your builder.
Check invoices and keep track of your expenses.
Make a choice and stay with it. Changing your mind frequently increases your total cost.
Compare progress against plans to confirm that work is proceeding as planned. If not, it's critical to discover it early and ensure that the builder accepts responsibility for any expenses connected with correcting a problem created by their team or subcontractors.
Keep everything in writing. There are many moving pieces, and while you don't have to write everything down, you also need documentary evidence.
Enjoy your new home! You worked hard to make your dream come true. It's time to chill, celebrate, and soak it all in. You deserve it!
If you are interested in learning more about <a href="https://www.southernbellliving.com/custom-homes/" target="_parent">custom homes</a> in Charleston, the realtors at Southern Bell Living have a wealth of experience working with clients just like you.
2022-07-22T07:39:00-07:002023-09-16T19:00:59-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:14009The Top 5 Tips to Sell Your Charleston, SC Home Quickly and Profitably<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Top_5_Tips_to_Sell_Your_Charleston_SC_Home_Quickly_and_Profitably/old-brick-concrete-heritage-southern-american-house.jpg" width="1028" height="685" alt="historic charleston, sc home with window box and cobble stone street" title="Selling Your Home in Charleston, SC - Charleston Realtors Southern Bell Living" />
If you want to sell your Charleston, SC home quickly and for a great price, there's welcome news: it is still a seller's market. While it is true that interest rates have gone up from their near-record lows, these rates are still significantly below historical averages. Indeed, <a href="https://themortgagereports.com/61853/30-year-mortgage-rates-chart" target="_blank">the average historical mortgage rate is about 8%</a>, and we have a long way to go before we hit that! With amazing homes, fantastic weather, and low-interest rates, people will continue to want to move to Charleston for the foreseeable future.
However, while there are many ready and willing buyers who likely want to take a look at your property, there are some things that you can do to help your home sell faster and for more money. Properly setting up your house for the listing process can help you find the right buyer for your home. Here are the top five ways to sell your home faster and for more money!
1. Sell Your Charleston, SC Home By Decluttering It and Removing Personal Artifacts
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Top_5_Tips_to_Sell_Your_Charleston_SC_Home_Quickly_and_Profitably/bedroom-cosy-interior_t20_dr7yY9.jpg" width="1048" height="699" alt="cozy organized bedroom ready to sell in Charleston, SC" title="Declutter Your Home and Remove Personal Artifacts - Charleston, SC Real Estate Agents Southern Bell Llving" />
The number one easiest (and mostly free) way to sell your Charleston, SC home faster and for more money is to declutter it. This tip may sound too simple, but it is vitally important.
To get buyers interested in your property, they must envision living in it. They have to walk through your house and imagine their sofa sitting in your present-day living room. Or, they need to walk through and imagine their truck in your garage.
When there's a lot of clutter and personal artifacts, it becomes tough for buyers to form that vision. After all, when you see photos of someone else's family in a room, it's challenging to see yourself making memories in that same place. Or, when you see messy boxes or dirty dishes, your first instinct is to go the other way and avoid it - not the instinct you want your buyers to have!
Take the time to tidy up and take down any personal photos and signs. Make sure the home looks desirable for your next buyer - unlike a house you live in today!
2. Pay Special Attention to Exterior Work
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In the home buying process, first impressions matter. If your buyer comes up to your home and sees overgrown grass, unkempt front gardens, and chipping exterior paint, it doesn't matter how awesome the inside of your house looks, the outside disaster will stick in buyers' minds.
Therefore, along with tidying up the inside, ensure you also tidy up the outside. Make sure to mow the grass, take care of the flower beds, and sweep any walkways and driveways to your house. You want people to have a highly favorable first impression, which will carry forward into a higher probability of an offer, and one at top dollar!
In the Charleston area, having a beautiful exterior is incredibly vital. Consider that many people are looking to move to the Charleston area from cooler climates like New York or Illinois. For these people, especially, seeing a lovely lawn, perhaps with some palm trees in the back or front yards, will help these northern buyers feel like Charleston (and your home within Charleston, in particular) is their ideal place to live. And it is!
3. Stage Your Home
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One of the little-known facts about selling a home is that staged homes sell faster and for more money than non-staged properties. <a href="https://www.linkedin.com/pulse/latest-home-staging-statistics-show-return-investment-naomi-findlay" target="_blank">Statistics have shown</a> that staged homes spend about 11 days less on the market and sell for about 17% more than homes with no staging.
If this is your first time selling a home, this might sound a little odd to you. Why would staged homes sell for more and in a shorter time?
The answer is deceptively simple: staging makes it easier for buyers to envision themselves in your property. They see how a couch could fit along one of your walls or how their artwork might hang up behind it. They'll get a feel for how the crib will look in the bedroom or how working remotely in the office space would be.
In short, staging helps guide buyers through your home, giving them ideas and inspiration on how to make it theirs.
4. Allow Virtual Tours
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Top_5_Tips_to_Sell_Your_Charleston_SC_Home_Quickly_and_Profitably/show-home-during-coronavirus.jpg" width="2000" height="1125" alt="Charleston realtor showing a Virtual home Tour on iPad" title="Leverage Virtual Tours when Selling Your Charleston, SC Home - Listing Agents Southern Bell Living" />
As noted above, Charleston has quite a few out-of-state buyers looking to trade in the high taxes and cold for the affordability and sun of South Carolina.
One of the best ways to sell your Charleston, SC home quickly and profitably is to offer virtual tours. There's no waiting for an open house to see how wonderful your home is! With virtual home tours, buyers can interactively learn more about your home on the web, at any time, from the comfort of their existing home.
For out-of-state buyers, this is a game-changer. Indeed, in the post-pandemic real estate market, cash offers are not uncommon, sight-unseen with a fantastic virtual tour!
5. List Your Home in Peak Charleston Selling Season
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Top_5_Tips_to_Sell_Your_Charleston_SC_Home_Quickly_and_Profitably/Selling_home_in_summer.jpg" width="1254" height="836" alt="Charleston Home Model with Sun Shinning Through" title="List Your Charleston, SC Home During Peak Season - Local Realtors Southern Bell Living" />
<a href="https://www.counton2.com/news/latest-news/south-carolina-real-estate-is-booming-during-the-summer-months/" target="_blank">Summer is the best time</a> for buyers and sellers in the Charleston area. Sellers tend to list the most properties in the May-August timeframe (right after that spring cleaning to make the home look good!), bringing out the buyers in droves.
Therefore, if you want to sell your home quickly and for as much as you can get for it, you'll probably want to list it sometime in the summer. That's not, of course, to say that fall and winter are bad times to sell. Quite the opposite, actually. Charleston's red-hot housing market makes it the ideal time to sell pretty much any time. However, statistically speaking, the summer months are when most buyers are out, and housing sales are on an upward trend.
Getting the right timing for your listing can sometimes make the difference between selling fast vs. sitting on the market for a little while.
Sell Your Charleston, SC Home Quickly and Profitably
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/The_Top_5_Tips_to_Sell_Your_Charleston_SC_Home_Quickly_and_Profitably/partial-view-of-realtor-hanging-sold-sign-in-front-2021-08-29-22-35-54-utc.jpg" width="1763" height="1177" alt="Sell Your Charleston Area Home " title="Sell Your Home" />
Charleston's market continues to stay hot, and with more people taking advantage of work-from-home flexibility, the market doesn't appear to be cooling any time soon. Therefore, the number one tip for selling your Charleston, SC home is this: <a href="https://www.southernbellliving.com/about/listing-with-sbl/" target="_blank">begin the process now!</a>
When you're ready to sell your home,<a href="https://www.southernbellliving.com/about/our-team/" target="_blank"> get in touch with us</a>! We'd love to help you sell your Charleston, SC home quickly, profitably, and painlessly!2022-07-07T08:24:00-07:002022-10-25T09:22:38-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13902See the 5 Best West Ashley, SC Neighborhoods<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_West_Ashley_Neighborhoods/Best_West_Ashley_Neighborhoods.jpg" width="1600" height="1066" alt="Aerial view of west ashely and the west ashley connector" title="Best West Ashley Neighborhoods - West Ashley Real Estate Agents" />
The Charleston area is consistently one of the best places to live on the Atlantic ocean. With warm winters, impressive architecture, excellent schools, and a vibrant food and nightlife scene, Charleston is a place where everyone can find their ideal lifestyle. There are many beautiful areas to live in; however, one of the top places has always been West Ashley. Its proximity to downtown Charleston - without the downtown Charleston congestion or prices - has always made it a lovely place for families, retirees, and young professionals. If you're considering moving to the West Ashley area, here are the top five neighborhoods you need to explore!
One of the Best West Ashley Neighborhoods: Northbridge
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Thanks to its location, the Northbridge area is one of the premier places to live in West Ashley. Situated close to the Ashley River in the northeastern part of West Ashley, this community is minutes from both North Charleston and downtown Charleston. That makes it the perfect place for people who want to be in the city quickly (perhaps for work or nightlife) and those looking to relax in the more northern parts of the town, which have a much more suburban life.
Homes in the Northbridge neighborhood tend to be lovely with large lot sizes. They are reasonably priced relative to the area, especially considering the location and amenities nearby. There's minimal traffic, numerous grocery stores, gyms, and amazing people.
Families will love the relatively low crime rates and the high-quality schools. West Ashley is home to Orange Grove Elementary, a charter school with a <a href="https://www.greatschools.org/south-carolina/charleston/1829-Orange-Grove-Elementary-Charter-School/#Neighborhood">9/10 rating</a> on Great Schools.
Northbridge is a fantastic place to live - if you're considering living in West Ashley, this is one area you'll want to put on your list to explore!
The Crescent
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Another one of the best West Ashley neighborhoods is "The Crescent." Fewer than five minutes from beautiful downtown Charleston, The Crescent is the perfect place to live if you want to be close to downtown Charleston while still having a more suburban lifestyle. Professionals and families love this area as it is close to the esteemed <a href="https://www.portergaud.edu/" target="_blank">Porter Gaud school</a>, easy to get into the downtown for work, while still having a more suburban life with a gorgeous home on a sizable lot.
The Crescent is home to some of the best luxury homes in the Charleston area, thanks to the traditional home styles and mature oaks and pines. Since residents first established the neighborhood back in the 1920s, all the trees are grown, providing beautiful scenery and much-needed shade for all the homes.
Residents also love The Crescent for its proximity to coffee shops, groceries, and other supplies. Families love how quiet the neighborhood is and how large and beautiful the homes are.
Anyone thinking of moving to West Ashley that wants a taste of luxury would be wise to at least check out The Crescent, easily one of the best West Ashley neighborhoods!
Another One of the Best Luxury West Ashley Neighborhoods: The Settlement @ Ashley Hall
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The Settlement at Ashley Hall is a unique, attractive new neighborhood that is one of the best and one that any prospective resident should check out.
The site itself is on the National Register of Historic Places, and part of what makes this area so appealing is its history. The oaks here have been around for centuries. This community is also unique because it is Charleston's first "<a href="https://www.southernlivinginspiredcommunities.com/communities/42-the-settlement-at-ashley-hall" target="_blank">Southern Living Inspired Community.</a>" It's also Charleston's only community to earn that designation.
You might assume that homes in this area are costly, considering its rich history, but remarkably that's not the case. Homes here are pretty affordable for anyone coming from one of the many higher cost-of-living areas along the east and west coasts.
However, it's the amenities that truly make this new community unique. With a riverfront pool, fire pit, deepwater community dock, dog park, and a pavilion, this neighborhood is one where everyone will feel welcome!
With everything that The Settlement has, it's undoubtedly one of the best West Ashley neighborhoods - and one that you need to explore!
Avondale
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Avondale is one of the top West Ashley neighborhoods, thanks to its accessibility. It, and neighboring Byrnes Downs, have homes built in the 1940s (and some in the 1950s), meaning they have lots of character and history. However, unlike some of the areas in West Ashley, these homes are relatively affordable. If you're coming from the likes of New York or California, Avondale will seem incredibly inexpensive for what you get!
This area is also desirable, thanks to its proximity to downtown Charleston. Indeed, if you want to be in the city, you can be in the downtown area in about 10 minutes, assuming no traffic or accidents!
Families will love many of the amenities in the Avondale region. Perhaps the most desirable - especially for families with young children - is that Ackerman Park is so close. Take a stroll in this park, walk your dog, let your children play, or go on a bike ride! This park is perfect for families, no matter what you and your loved ones love to do!
Indeed, Avondale is nearly perfect for many people looking to reside in the Charleston area with lovely homes and family-friendly activities!
South Windermere
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_West_Ashley_Neighborhoods/South_Windermere_Neighborhood.jpg" width="960" height="639" alt="Luxury Home in the South Windermere Neighborhood West Ashley" title="South Windermere Neighborhood in West Ashley - South Windermere Real Estate Agents" />
Last but not least is the neighborhood of South Windermere. Situated close to Byrnes Down and The Crescent, South Windermere is a perfect neighborhood. It's for people looking to be close to downtown without the cost of downtown real estate. It's even closer to the downtown core than Avondale is!
What makes South Windermere so attractive is that you can find practically any home style there. If you want something a little more luxurious for your family, South Windermere has it. Conversely, if you're looking for relative value, this neighborhood has that, too!
Families of younger children will appreciate how close these homes are to<a href="https://www.ccsdschools.com/standrews" target="_blank"> St. Andrews School of Math and Science</a>, a K-5 educational facility. This school is well-rated overall and is minutes from many homes in this neighborhood.
It's not just this location's proximity to the downtown area that makes it valuable. This neighborhood is also right by Folly Rd Blvd. Take that road south, and you are on <a href="https://www.southernbellliving.com/communities/james-island/" target="_blank">James Island</a>. Residents of South Windermere can drive downtown or have a relaxing getaway on James Island, all within mere minutes!
The Best West Ashley Neighborhoods Are Wonderful Places to Live!
<img src="https://assets.site-static.com/userfiles/1830/image/ashley-hall-plantation-sign.png" alt="ashley hall plantation sign" title="Ashley Plantation Sign - West Ashley Realtors" />
West Ashley is undoubtedly one of the premier places to live in the Charleston area. With fantastic food, proximity to the downtown core, and lovely homes, these West Ashley neighborhoods are places to explore. They are some of the best places to realize your Charleston dream.
If you are interested in learning more about these neighborhoods, <a href="https://www.southernbellliving.com/contact/" title="https://www.southernbellliving.com/about/our-team/" target="_blank">please get in touch with us</a>! We would love to hear from you and see how we can help you find your ideal Charleston home!2022-06-27T06:00:00-07:002023-10-19T14:55:13-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13857John Bell Earns Top Achievement from HomeLight<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/John_Bell_Earns_Top_Achievement_from_HomeLight/rainbow-row-in-charleston-sc-colorful-pastel-painted-houses-pink-yellow-tourist-spot-famous-location_t20_BavJNr.jpg" width="950" height="700" alt="Homelight Top Producer of 2021 badge with Charleston rainbow row houses in the background" title="Homelight Top Produce 2021" />
From the beginning of his career in sales in his hometown of Williamsport, Pennsylvania, <a href="https://www.homelight.com/agents/john-bell-sc-101536" target="_blank">John Bell </a>has thrived on his desire and passion to work with people. His personable attitude helped him to expand his work into the banking sector where he spent over a decade working as Vice President and Sales Manager of the Eastern U.S. Market for a Fortune 500 Financial Institution. John’s final career move was into real estate when he became a full-time resident of Charleston, South Carolina.
Along with his fellow realtors at Southern Bell Living, John Bell is passionate about Charleston real estate. The Southern Bell Living team has negotiated savings for their buyers 95.18% of the time. They have also saved buyers approximately $27,500 and helped sellers earn about $24,491 more on average.
John Bell carries on the Southern Bell Living tradition of excellence with each and every client. His love for the Charleston area shows in his tireless effort to provide a seamless home buying and selling experience for his clients. John’s dedication to Charleston real estate and to his real estate clients is also evident in his sales volume. John Bell is ranked in the top 2% of agents in his area based on his total sales volume, earning him the <a href="https://www.homelight.com/achievements" target="_blank">HomeLight achievement</a> of Top Producer of 2021. 2022-06-20T08:40:00-07:002022-08-30T09:21:41-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13816How to Minimize Stress While Moving and Starting a Business<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/How_To_Minimize_Stress_While_Moving_and_Starting_a_Business/charleston-sc_t20_Ja68eQ.jpg" width="972" height="703" alt="Ravenel bridge at sunset" title="Ravenel Bridge Charleston, SC" />
The <a href="https://www.bestplaces.net/economy/city/south_carolina/charleston">unemployment rate in Charleston</a><a href="https://www.bestplaces.net/economy/city/south_carolina/charleston"> </a><a href="https://www.bestplaces.net/economy/city/south_carolina/charleston">is 4%</a>, while the average in the United States is 6%. Moreover, the city's job market is expected to grow more rapidly than the national average. If you'd rather <a href="https://tremblylaw.com/control-destiny-five-reasons-consider-launching-business">be in charge of your own destiny</a>, entrepreneurship could be a smart move for you. But it's vital to know how to both make a move and start a business simultaneously without any unexpected hiccups along the way.
Start Your Digital Marketing Plan Now
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/How_To_Minimize_Stress_While_Moving_and_Starting_a_Business/Marketing.jpg" width="927" height="742" alt="Marketer creating a digital real estate marketing plan on a computer" title="Create a Digital Marketing Plan" />
If you haven't scheduled your move yet, you can still <a href="https://www.salesforce.com/resources/articles/create-marketing-strategies-small-business/">start your marketing campaign</a>, even if you'll only be offering your services or products locally. It gives you an opportunity to network and draw in potential clients or customers before you move. For instance, it's not too early to launch a website. As you create one, incorporate eye-catching infographics. They demand attention and can make large quantities of information easily digestible.
You have the option to hire a professional graphic designer for this project, but you could also do it yourself if you decide to <a href="https://www.adobe.com/express/create/infographic">try a free infographic maker</a>. When you use an online program, you choose from templates and can customize them by adding a background, color, logo, and text, among other elements.
Create a Home Checklist First
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/How_To_Minimize_Stress_While_Moving_and_Starting_a_Business/notes_t20_a7poEv.jpg" width="1023" height="683" alt="Charleston Business owner making a home checklist " title="Home Checklist" />
Prior to home shopping, create a home shopping checklist. Include how many rooms and bathrooms you need to accommodate your current and expected family size. Know which parts of your home mean the most to you. For instance, if you cook meals every day, you may need a large kitchen with <a href="https://realtytimes.com/consumeradvice/sellersadvice/item/48555-20161111-the-4-things-home-buyers-really-want-in-kitchen-cabinetry">ample counter space and large cabinets</a>. If you enjoy baths, you might want a bathroom with a spacious tub.
If your business is home-based or you'll be addressing any aspects of it from home, a home office is a must-have. As you choose your home with office space in mind, think about the size of the room as well as the position of the outlets. Whilst you can rewire the room, if you don't have experience with electrical, you must hire a professional, which will cost you. It also helps to consider the location of the office space. Will it be close enough to your child's room if you have an infant or toddler? And don't forget to factor in the view out the office windows. You want it to be a place you enjoy being.
Make sure you research the <a href="https://www.planetware.com/tourist-attractions-/charleston-us-sc-char.htm">local attractions in Charleston</a> so your family can get out and enjoy life when you're not busy managing your business and juggling other responsibilities.
Simplify Running Your Business
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Take every step you can to make running your business simple. This will benefit you as you move and in the future. For example, think about forming a <a href="https://www.upcounsel.com/forming-an-llc">limited liability company (LLC)</a>. It'll reduce your tax expenses each year by giving you an opportunity to file additional deductions and will reduce your paperwork.
Become a Pro at Juggling Your Business, Moving, and Home Life
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/How_To_Minimize_Stress_While_Moving_and_Starting_a_Business/ball-hand-circus-balls-juggle-juggler-magician_t20_nm16nA.jpg" width="1008" height="672" alt="group of people juggling balls" title="Juggling Your Business, Moving, and Home Life" />
When you research Charleston or wherever you plan to move and know what you're looking for, you'll find a home you love in an area that suits you. By understanding a few tips, you can make the transition smoother.
Check out local listings at <a href="https://www.southernbellliving.com/">Southern Bell Living</a> today. 2022-06-14T07:42:00-07:002022-08-30T09:21:04-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13491See the 5 Best Johns Island, SC Neighborhoods<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_Johns_Island_Neighborhoods/Retreats_Blog-which-plantation-should-visit-in-charleston-sc.jpg" width="1700" height="1134" alt="Drive way with live oaks" title="Johns Island Neighborhoods" />
The greater Charleston area is one of the best places in South Carolina to live, work, and raise a family. Part of the reason why this city is so desirable is that it has such a wide variety of neighborhoods. People can find whatever home and lifestyle they want here. You can locate costly, historic houses full of character, or you can find a more suburban life. Johns Island offers a beautiful suburban life that's still close to the heart of Charleston. If that sounds appealing to you, here are the five best neighborhoods you'll want to check out!
Stonoview
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<a href="http://www.stonoviewsc.com/" target="_blank">Stonoview </a>is a relatively new community. With unobstructed views of the Stono River, these new developments encourage everyone to connect with the Lowcountry. There are numerous opportunities for recreation, including a community dock, waterfront park, community pool, tennis courts, trails, and more.
Homes in this community typically sell in the $500k-$1 million range, typical of what you'll find for this type of housing on Johns Island.
As a relatively secluded, tight-knit community, Stonoview is one of the safest places to live in the Charleston area. It also has access to some excellent schools. The only potential downside for some is that it is a bit of a drive to restaurants and shops, but this is a perk for those looking for privacy and peace.
If you're looking for Johns Island homes for sale, check out Stonoview! There's a good chance you'll fall in love with all this community offers!
Kiawah River
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If you're looking for peace and quiet in your new home, check out the homes in <a href="https://kiawahriver.com/" target="_blank">Kiawah River</a>. As the name implies, these homes are right along the river, and they offer some of the best amenities on Johns Island. There's a boat launch, pool, and a riverfront restaurant in this community. Additionally, homes in this area are very close to downtown Charleston and close to Kiawah's Beachwalker Park.
Since these homes are somewhat secluded, you'll find it a quiet, family-friendly community. Crime rates are low, and the schools are good. If you're into golf, you're also close to some fantastic courses, being such a short drive from Kiawah Island!
For a family-friendly atmosphere and quiet luxury, check out the homes in Kiawah River!
Kiawah River Estates on Johns Island
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_Johns_Island_Neighborhoods/KiawahRiverEstates-porch.jpg" width="805" height="480" alt="Home on the Kiawah River Estate Golf Course, with rocking chairs on porch " title="Kiawah River Estates" />
Not to be confused with the Kiawah River community, the <a href="https://kiawahriverestatespoa.com/" target="_blank">Kiawah River Estates</a> are a planned community located on the southern tip of John's Island. Like the other communities on John's Island, these homes are also a short drive from downtown Charleston.
As a family-friendly community, you'll find some fantastic amenities here, including a pool, tennis courts, a clubhouse, golf, a crabbing dock on the Kiawah River, and some lovely common grounds. Indeed, this community is perfect for families, young professionals, and retirees who are looking to stretch their dollars further. It offers everything you'd expect from a quality Lowcountry lifestyle!
Since this is a gated community, residents feel incredibly safe. And, for families with children, the schools nearby are excellent. You're also close to all the entertainment, restaurants, and golf that Kiawah Island offers!
With quite reasonably priced homes, you'll want to check out Kiawah Island Estates if you're thinking of moving to Johns Island.
Villages in St. Johns Woods
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Located right off the Maybank Highway, Villages in St. Johns Woods consists of 188 single-family homes. There are numerous amenities for residents, including trails, a clubhouse, and a pool. Families will appreciate the picnic and playground areas, which make perfect family days or places to host guests (e.g., have your kid's birthday party!).
One of the nicest aspects of this community is its proximity to the best shopping and restaurants that Johns Island offers. Since it's right off the Maybank Highway, you'll be close to fantastic eats like the Tattooed Moose, The Southern General, and Cabana Burgers and Shakes. Additionally, there are plenty of food stores, including a seafood market, Simply Seafood, and KJ's Market, a grocery store. Being right off the highway also means you're a mere 10 miles (18 minutes) from the downtown area.
Many people love the Villages in St. Johns Woods for its location and the community's lovely homes. Indeed, if you want your little piece of Charleston heaven, you'll want to check out these homes (and, as your local Johns Island real estate agents, we'd love to show them to you)!
Rushland Plantation
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_Johns_Island_Neighborhoods/Rushland_Plantation.jpg" width="1200" height="600" alt="Rushland Plantation Home" title="Rushland Plantation Neighborhood on Johns Island" />
Last but certainly not least is Rushland Plantation, a community that sits along the Stono River. Homes in this area are among the most desirable because they tend to be higher-end, more significant properties. Homes in this community have access to some lovely amenities, including a pool, park, playground, and clubhouse. Additionally, you can even get waterfront homesites in this community!
Families and retirees, especially, will appreciate this community's safety and quiet lifestyle. Homes in this community are spacious and have ample land. You'll find 2,700 sq. feet and above living spaces, with up to five bedrooms. And, every single home has nature as its backdrop. Indeed, you won't see tiny homes and cramped spaces here! You'll feel like you have the freedom and space to do whatever you want on your property!
Much like the Villages in St. Johns Woods, these homes are very close to the Maybank Highway, so it's a matter of mere minutes to go into downtown Charleston. If you want the peace and tranquility of the Stono River with the ease of getting into Charleston, homes in Rushland Plantation might be your perfect choice!
See the Best Johns Island Neighborhoods for Yourself!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/See_the_5_Best_Johns_Island_Neighborhoods/Johns_Island.jpg" width="970" height="545" alt="walkway on the river and marsh in Johns Island" title="Johns Island Neighborhoods" />
Johns Island represents some of the best that Charleston has to offer. It's quiet, suburban, and perfectly situated between all the excitement in downtown Charleston and the beauty and splendor of Kiawah Island. Indeed, with a home in these communities, you're only a short drive from the beach and an equally short drive from all the best restaurants, nightlife, and shopping that Charleston offers! As a bonus, homes on Johns Island tend to be reasonably priced, so most buyers - especially those coming from high-cost-of-living places - should be able to find their perfect home on Johns Island.
If you're thinking of moving to the Charleston area, <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">please contact us</a>! As your Johns Island real estate agents, we'd love to show you the idyllic lifestyle that this part of Charleston offers and all the current Johns Island homes for sale!2022-04-29T07:06:00-07:002023-10-19T14:58:09-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13232Here Are the 5 Best Neighborhoods in Mount Pleasant, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Here_Are_the_5_Best_Neighborhoods_in_Mount_Pleasant_SC/Mount-Pleasant.png" width="1500" height="1001" alt="inner-coastal-channel-at-sunset-with-fishing-boats" title="Mount Pleasant Real Estate Agents" />
The Charleston area is not only one of the best places to live in South Carolina, but it's also one of the best places to live in the United States. With lots of sun, a beautiful ocean, and some of the best food you'll find anywhere in the US, living here can sometimes feel like a dream. The greater Charleston area, including Mount Pleasant, is quite diverse, so it's essential to pick a neighborhood that will provide you with the lifestyle you want. If you're thinking of moving to the Charleston area, here are the five best neighborhoods in Mount Pleasant SC. You'll want to check these out!
One of the Best Neighborhoods in Mount Pleasant, SC: I'On
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I'On is one of the best neighborhoods in Mount Pleasant SC, especially if you love the idea of living in this area while minimizing needing a car. I'On is a "new urbanist" community, which means planners designed it to have "<a href="https://www.cnu.org/resources/what-new-urbanism">walkable blocks and streets, housing and shopping in close proximity, and accessible public spaces</a>." Indeed, I'On was one of the first new urbanist communities in the United States.
Now, I'On is a higher-end neighborhood with a lovely feel, especially if you're looking to raise a family. The schools are good, the crime is low, and the housing is spectacular. You'll find well-designed, spacious homes with charm and sophistication. Many neighborhood amenities exist in I'On Square, including excellent restaurants, shops, etc.
Consider I'On if you want a lovely place to live where you won't need your car as much!
Old Village
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Here_Are_the_5_Best_Neighborhoods_in_Mount_Pleasant_SC/oldvillageposthouse.jpg" width="1152" height="768" alt="Old village post house in old village mount pleasant. sc" title="Old village real estate agents" />
As the name implies, Old Village is Mount Pleasant's most historic neighborhood. Like I'On, Old Village is a higher-end neighborhood, so expect to see some gorgeous homes. However, unlike I'On, which is relatively new, Old Village features vintage homes with real character, as well as new developments.
Old Village has one of the best locations in Mount Pleasant. It is minutes from Sullivan's Island and downtown Charleston. In other words, whether you want to hit up the beach or you need to get into the downtown area to work, you're close to the action!
With great restaurants, excellent schools, and a vibrant history, it's no wonder that Old Village is one of the most sought-after neighborhoods in Mount Pleasant!
Dunes West
<img src="https://assets.site-static.com/userfiles/1830/image/hospitality-outdoor-lighting-dunes-west-exterior-2-1920x1920_1.png" alt="Dunes West Neighborhood Welcome Sign" title="Dunes Welcome Neighborhood Sign - Mount Pleasant Realtors" />
Dunes West is one of the best and most exclusive communities in Mount Pleasant. Perhaps most remarkable about it is that if you're used to California or New York pricing, you'll love what you can get in this gated community! And, it's a golfing community, so if you dream of living on a golf course one day, now's your chance!
The schools around Dunes West are second-to-none in the Mount Pleasant area. And, since it is a newer neighborhood, you'll have numerous amenities nearby. Plus, you get the safety and security of living in a gated community!
Of course, if you love to golf, Dunes West Golf Club is spectacular. Designed by Arthur Hills, this course is scenic, using both the Wagner Creek and Wando River to provide majestic views and add some complexity. Golfers will undoubtedly love being so close to this impressive course!
Dunes West is most certainly one of the best neighborhoods in Mount Pleasant SC. As such, homes in this community tend to sell rapidly! If you're interested in it, ensure you quickly contact one of our knowledgeable real estate agents.
Another One of the Best Neighborhoods in Mount Pleasant, SC: Rivertowne
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Here_Are_the_5_Best_Neighborhoods_in_Mount_Pleasant_SC/Rivertown_on_the_Wando.jpg" width="2584" height="1742" alt="River Towne Luxury home" title="Beautiful River Towne Luxury Home" style="font-size: 17px; color: #363636;" />
Rivertowne is another one of the best communities in Mount Pleasant. Perhaps unsurprisingly, it's also the product of Dunes Properties (the same company behind Dunes West).
Home to the first Arnold Palmer signature course in Charleston and the Rivertowne Country Club, this community has some of the best homes in Mount Pleasant. Indeed, there's a remarkable selection of properties available within this community. There are homes in this community with private docks on the Wando River if sailing is something you want to do. There are homes in the community on the lower end of the price spectrum and ones on the higher end. No matter what you're looking for, Rivertowne probably has it home-wise.
Additionally, this community boasts many amenities, including tennis courts, a playground, walking trails, and community docks (so if you don't have a private one, you can still have access to the water!). Families will appreciate that this is a quiet community with excellent schools!
Rivertowne is easily one of the best neighborhoods in Mount Pleasant SC, and one that everyone interested in the city should check out!
Carolina Park
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Last but not least, Carolina Park is another one of Mount Pleasant's most beloved neighborhoods. Indeed, it's quickly becoming the area's most significant neighborhood thanks to the numerous regional and national builders constructing new homes. Since the market is so hot, these homes are selling rapidly!
Part of what makes Carolina Park so desirable is that it is a planned community with every amenity a family could ask for within walking or biking distance of many of the properties. Wando High School, Carolina Park Elementary, Roper St. Francis hospital, three churches, a fire and police station, and a public library are all within this master community of 1500 homes and 300 acres of parks and wetlands. Plus, all the grasslands are accessible via walking trails!
While there's no golf course in this community, it has everything families could ever want! Additionally, the homes in this neighborhood are affordable relative to Mount Pleasant. That makes it even more desirable for families!
The Best Neighborhoods in Mount Pleasant, SC Are Fantastic Places to Live!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Here_Are_the_5_Best_Neighborhoods_in_Mount_Pleasant_SC/pitt-street-bridge-sunset.jpg" width="1500" height="1000" alt="pitt-street-bridge-sunset" title="Mount Pleasant, SC Realtors" />
With low crime, excellent schools, lovely restaurants, beautiful views, and some of the best amenities in the city, the above areas are some of the best places to live in Mount Pleasant!
If you're interested in the best neighborhoods in Mount Pleasant SC, <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">please get in touch with us</a>! Whether you're actively in the process of moving or simply curious as to what Charleston has to offer, we'd love to talk with you and see how we can assist you with all your real estate needs!2022-03-25T07:05:00-07:002023-11-07T10:08:02-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13174Quick and Easy Ways to Make Your Charleston, SC Home a Haven<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Quick_and_Easy_Ways_to_Make_Your_Home_a_Haven/door-mat-in-front-of-home-with-the-word-hello-in-script-font-barefooted-person-standing-at-threshold_t20_3wZr27.jpg" width="1050" height="701" alt="Charleston homeowner standing on a hello welcome mat" title="Quick and Easy Ways to Make Your Home a Haven - Mount Pleasant Real Estate Agents" />
This time last year, we thought for sure we would be squarely out of the pandemic by now. Well, we aren’t, and that means that many of us will be spending more time at home again especially since winter is here. Here’s how to make your home a place you want to be, even when you don’t have a choice.
Look Ahead
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Quick_and_Easy_Ways_to_Make_Your_Home_a_Haven/modern-simple-elegant-bright-white-bathroom-with-brushed-brass-tapware-shower-head-soap-vanity-timber_t20_dr9l0B.jpg" width="1044" height="696" alt="Modern Charleston South Carolina Home Bathroom" title="Property Value Boosting Renovations" />
Before you make any type of update or renovation, think about things that might boost your <a href="https://www.familyhandyman.com/list/home-renovations-that-instantly-add-value-to-your-home/">property’s value</a>. This is especially important if you plan to sell within the next 12 to 15 months. Talk to your realtor about what features and amenities buyers want, and ask about those that will turn people away. If you think you might list your home for slightly more than the closest competition, make sure you have plenty of photos and receipts to help you justify a higher listing price. A few ideas of inexpensive upgrades that might <a href="https://www.realsimple.com/home-organizing/home-improvement/renovations/home-upgrades-payoff">provide an ROI</a> include painting, new siding, and great landscaping.
Something else to consider: depending on the scale of the remodeling project you have in mind, you might find it easier to simply empty out certain rooms in order to give you more space to work with. If so, make use of this free<a href="https://www.adobe.com/express/create/label"> </a><a href="https://www.adobe.com/express/create/label">label maker</a> to keep your boxes clearly marked. That’ll save you lots of headaches, and is a great thing to bear in mind for future moves, as well!
Comfort Matters
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Quick_and_Easy_Ways_to_Make_Your_Home_a_Haven/bouquet-of-tulips-on-a-tray-and-in-the-background-a-white-dog-on-a-sofa_t20_1QOZYN.jpg" width="1025" height="687" alt="Bouquet of flowers on a tray in front of a dog laying on gray couch" title="Comfort Matters In Your Home" />
Since you will likely be spending more time at home, look for ways to enhance your health and comfort. Practical ideas include changing out your HVAC filters (which also means your system <a href="https://byrdheatingandair.com/articles/important-change-air-filter-regularly">will use less energy</a>), cleaning and shampooing the carpet to reduce dust that can exacerbate allergies when the air is dry, and adding insulation to <a href="https://t2conline.com/home-maintenance-tips-to-keep-your-family-healthy/">reduce heat loss</a> throughout the home.
Fun For Fall And Beyond
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Quick_and_Easy_Ways_to_Make_Your_Home_a_Haven/patio_t20_XQEmeG.jpg" width="957" height="718" alt="Charleston patio complete with lounge chairs - lights- bbq- fire pit" title="Make Outdoor Changes to Your Home That Are Fun for All Seasons" />
One of the biggest downsides to winter is that we don’t spend as much time outdoors. But, being in the sun actually promotes emotional positivity and allows your body to create the vitamin D it needs for optimum health. Look for things you can do around your deck, patio, and yard to encourage everyone to spend more time outdoors. A simple fire pit is a great start, and you can build one yourself using materials found at your local hardware store. If budget allows, you might also consider adding a hot tub. <a href="https://www.sundancespas.com/en-us/what-is-a-plug-n-play-spa.html">Sundance Spas explains</a> that you don’t have to go through the expense of adding a 240 V electrical hookup. There are many “plug and play” options that work with your home’s existing electrical source.
DIY Vs. Contractor Jobs
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Quick_and_Easy_Ways_to_Make_Your_Home_a_Haven/this-is-a-photo-of-a-bathroom-renovation-if-you-look-closely-you-can-see-the-female-tradeswoman_t20_lL4mp2.jpg" width="976" height="698" alt="Charleston homeowner doing a bathroom renovation" title="DIY vs Contractor Jobs on Your Charleston Area Home" />
No matter which types of upgrades, repairs, and renovations you’re considering, you will need to decide if you’re going to <a href="https://home.howstuffworks.com/home-improvement/repair/5-home-repairs-you-should-do-yourself.htm">do them on your own</a> or outsource to a professional. DIYing has many benefits, including giving you something to do when you’re bored and saving you money. Bringing in a contractor, however, assures that the job is done up to code and means you have someone to call if something isn’t working right within your warranty period. The decision should be based on your experience and comfort doing home repairs, your budget, and whether or not the job involves one of your home's major systems or components, such as the foundation, electrical system, plumbing system, roof, or HVAC (aside from changing out the filters).
Your home is supposed to be a safe haven where you feel most at ease. But, when it gets dark by 4 PM, your safe space may feel more like a prison. A few simple upgrades can change this for the better, and there are many things you can do on your own. Remember, start by looking ahead to updates that either provide a financial return or enhance your quality of life. Then, choose your projects carefully, and know when to call for help.
<a href="https://www.southernbellliving.com/">Southern Bell Living</a> provides a seamless transaction from inception to close. Whether you're buying or selling, our goal is to make the process as painless as possible while ensuring you get the best possible deal. If you have any questions, <a href="https://www.southernbellliving.com/contact/">let us know</a>!2022-03-16T07:08:00-07:002022-08-30T09:07:17-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13111What Are Physician Loans in South Carolina and Are They the Best Choice?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/Attractive-female-doctor.jpg" width="1200" height="630" alt="Charleston South Carolina Physicians" title="Physician Loans South Carolina with Southern Bell Living" />
South Carolina is an attractive state for doctors to practice in as well as a great place to do a residency for medical students. The Charleston area, in particular, is home to the <a href="https://web.musc.edu/" target="_blank">Medical University of South Carolina</a>, the oldest medical school in the South and one of the best in the nation. This beautiful campus trains more than 3,000 students and 850 residents and fellows in six colleges each year. However, while medicine is a wonderful field, recent graduates and even experienced doctors may find themselves in a predicament regarding home loans: even with high salaries, their student loans are also high, making it hard to qualify for a conventional loan. Fortunately, there are physician loans in South Carolina to solve this problem for our esteemed current and future medical professionals!
What Are Physician Loans in South Carolina?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/Signing-Loan-Documents.jpg" width="770" height="400" alt="Charleston Physician signing Home Loan Documents" title="What Are Physician Loans in South Carolina" />
If you have been browsing mortgages, you may have come across various loan types. There are conventional mortgages, conforming loans, jumbo mortgages, FHA loans, VA loans, etc. Most of these loan types refer specifically to the kind of government backing the loan has. For example, a conforming conventional loan adheres to the guidelines of Freddie Mac and Fannie Mae. These two government entities will buy these loans, thereby negating risk to the lender.
Physician loans in South Carolina are not a government program, either at the federal or state level. Instead, they're a category of loans that some banks have, recognizing that many medical professionals have high levels of student debt but equally have a tremendous income potential for the future. The elevated student debts may make it impossible to qualify for a traditional loan. Recognizing that, participating banks agree to make the guidelines less stringent, acknowledging that the earning potential outweighs the student loan risk.
In short, even if you are a medical resident or physician who may not qualify for a "traditional" loan, you may very well qualify for a physician loan in South Carolina if you go through a participating bank!
Perks of Physician Loans
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/physician-loan.jpg" width="2000" height="1125" alt="Charleston model homes next to a stethoscope" title="Perks of Physician Loans in South Carolina" />
There are numerous benefits of physician loans in South Carolina.
The first and most significant benefit is that these loans typically offer up to 100% financing and do not require private mortgage insurance. Typically, conventional loans need 20% down, and if you put less than 20% down, you must buy mortgage insurance. That insurance can be costly - sometimes around 1%-2% of the loan value per year! If you're borrowing $500,000, that could mean you're spending $5,000 a year just on insurance! Therefore, not needing to put anything down and saving money on insurance is a substantial benefit!
Secondly, physician loans typically have quite substantial limits. For South Carolina and Charleston, these loans can often have $1 million or more caps. That opens up most of the Charleston area to any physician, except perhaps the most historic downtown area, as those homes often go for many millions. However, if you want to live in Kiawah Island, Mount Pleasant, West Ashley, James Island, and similar places, a physician loan will provide you with more than enough to buy a beautiful home!
Lastly, physician loans don't count student debt towards your debt-to-income ratio, don't require high credit scores, and don't have particularly stringent employment standards. You can have a debt-to-income ratio greater than 50% and close up to 90 days before starting your employment. Such terms are unheard of with other mortgage products. However, since doctors typically see a significant increase in their salary as they progress, lenders are much looser with these requirements.
For doctors looking to buy a home in Charleston, a physician loan is a fantastic way to start your career in your own gorgeous home instead of throwing your money away on rent in some apartment each month!
Potential Drawbacks
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/medicalsurveys_800.jpg" width="800" height="533" alt="stethoscope and chart on top of keyboard" title="Drawbacks to Physician Loans in South Carolina" />
As with any financial product, there are some potential drawbacks for anyone considering one of these loans.
The biggest drawback is that physician loans typically do not come with a fixed interest rate. Banks can offer fixed rates (as in, there's nothing illegal about doing so), but usually, they don't. Therefore, any physician loan you will get will typically have an adjustable rate. For the most part, these are fine, so long as you keep your monthly payment low enough that potential rate hikes in the future don't cause havoc on your finances.
If you don't put any money down, another drawback is that you won't have much equity in your home at the start of the mortgage. That means you may have to wait to sell to avoid losing too much on the transaction. For example, if you buy a $1 million home and want to sell three months later for $950k, you'll need to pay a bunch of fees to make the sale, plus you'll need to make up most of the difference in equity.
Assuming you buy a home you know you'll love, the above concern shouldn't be a problem. But, it does mean that you should take your time to find a property you feel you'll be happy with for a few years before taking advantage of one of these loans.
What Banks Offer Physician Loans?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/putting-money-into-a-piggybank_t20_vKPpYl.jpg" width="979" height="735" alt="Charleston physician placing coin into piggy bank" title="Banks who offer Physician Loans in South Carolina" />
At Southern Bell Living, we have substantial experience working with physicians looking for properties in Charleston. We can refer you to our <a href="https://www.southernbellliving.com/our-lender/" target="_blank">preferred lender</a> who can get you the best rates for these loans.
However, suppose you're looking to obtain financing yourself. In that case, most major banks offer these types of loans, including <a href="https://www.mortgagenetwork.com/" target="_blank">Mortgage Network</a>, Bank of America, United Community Bank, TD Bank, U.S. Bank, Citizens Bank, and many more.
You can always call your preferred lender to see if they could offer one of these loans for you!
Physician Loans in South Carolina: Are They a Good Idea?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_Physician_Loans_in_South_Carolina_and_Are_They_the_Best_Choice/healthcare-and-medicine-doctor-using-a-digital-tablet-in-the-morning_t20_e9aJW7.jpg" width="1046" height="698" alt="Charleston doctor-using-a-tablet-surrounded-by-digital-icons" title="Are Physician Loans in South Carolina a Good Idea?" />
Are physician loans good for medical professionals looking to buy in South Carolina? For the most part, yes. The relaxed requirements will help many MDs buy as opposed to renting. Building significant home equity early on in your career can help you significantly later in life! As long as you can afford the monthly payments, getting one of these loans is almost always smart.
At Southern Bell Living, we have helped many physicians buy their dream Charleston home. If you want to move to this beautiful scenic city, <a href="https://www.southernbellliving.com/contact/">please contact us</a>!2022-03-11T06:36:00-07:002022-08-30T09:01:56-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:13062What Are the 5 Most Popular Neighborhoods in Charleston, SC?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_the_5_Most_Popular_Neighborhoods_in_Charleston/rainbow-row-in-charleston-sc-colorful-pastel-green-blue-painted-houses-with-fall-foliage-autumn_t20_A3WzWV.jpg" width="973" height="649" alt="Blue Pastel colored downtown charleston home" title="Charleston Rainbow Row Home - Charleston Real Estate Agents" />
Charleston is an incredibly vibrant and exciting city. With a rich history, beautiful architecture, and equally fantastic weather, Charleston is growing into one of the premier destinations for people all across the United States. People quickly fall in love with the lifestyle and overall happiness of the Charleston area. One of the reasons it is so popular is that there's such a wide range of neighborhoods. Indeed, Charleston has it all, whether you like artistic, hip, new builds, old mansions, or anything in between. For those considering moving to this beautiful city, here are the five most popular neighborhoods in Charleston. Offering every type of lifestyle, make sure you check out these places!
One of the Most Popular Neighborhoods in Charleston: South of Broad
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South of Broad is one of the top neighborhoods for many people. Within this area, you'll have an experience like none other in almost any American city. You'll find cobblestone alleys and an almost-European feel. On top of that, you'll be in the heart of an old American city, complete with all its history.
It's not uncommon to have homes on the market in the Charleston area that influential people owned two hundred or more years ago. You might find a property with a former governor or president as its owner. Or, you might find one once owned by a prominent business tycoon. There's something unique and remarkable about owning a property like that!
There truly is something for everyone in the South of Broad. You're not far from excellent restaurants, exciting nightlife, and the weather is ideal. There's nothing quite like taking a stroll along the waterfront and experiencing the palm trees, sunshine, and majestic housing that the South of Broad neighborhood has to offer!
Harleston Village
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If you are going to the College of Charleston or expect your children to go there, you'll want to look into Harleston Village. For starters, the college is there, so that is incredibly convenient. And, if you haven't checked out the campus itself, you should! It's gorgeous, with live oaks, old-homes-turned-campus-buildings, and stunning architecture. It feels incredibly peaceful and quaint and is an excellent school!
The college is not all this lovely neighborhood has to offer, though! You'll find excellent food, nightlife, and lovely parks (Cannon Park and Colonial Lake Park, for example, are both beautiful ways to relax, unwind, and reconnect with nature right in the heart of the city).
There's a lot to love about Harleston Village. Like South of Broad, housing can be expensive in this community. Still, it's certainly no more than you would pay for homes in many other large metropolitan markets - and you'll likely get a much better-looking property for it!
Another One of the Most Popular Neighborhoods in Charleston: Cannonborough Elliotborough
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Not only does this neighborhood have the longest name of any of the places on this list, but it is also one of the most popular neighborhoods in Charleston.
Situated north of Harleston Village, this community might be small in square feet, but it has so much to offer in terms of lifestyle and entertainment. Indeed, there are so many lovely restaurants here. Whether you love bakeries, Asian food, breakfast nooks, or anything else, there's something for everyone here. Many locals love the Bon Banh Mi Southeast Asian Kitchen and Bistronomy by Nico.
Additionally, this neighborhood features most shopping and services, meaning that you'll be able to conveniently and quickly get your groceries, haircuts, and more, all at local businesses. Since this neighborhood is so small, many of these places are within walking distance - which helps save money on gas and lets you get some extra vitamin D on those lovely sunny Charleston days!
French Quarter
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_the_5_Most_Popular_Neighborhoods_in_Charleston/philadelphia-alley-charleston-sc_1.jpg" width="1000" height="536" alt="philadelphia-alley-in-the-french-quarter-of-charleston-sc" title="French Quarter Charleston Homes - French Quarter Charleston Real Estate Agents" />
If being in the center of all the action is your idea of an ideal place to live, check out the French Quarter. Located to the east of Harleston Village and above South of Broad, there is so much shopping, dining, and nightlife in this area.
In the French Quarter, you'll find some of the best restaurants in the Charleston area, and, like many of the other places on this list, there's an incredible diversity in food choices. You'll find diners, barbecue places, seafood shops, bars, Asian food, and practically anything else you could want. Additionally, since you're in the downtown area, you'll find many choices in terms of price. You can go for a nice meal in an elegant place in Burwell's Stone Fire Grill, or you can have something more casual (and less expensive) at Millers All Day.
The only issue with the French Quarter is that there's less room for housing since there are so many shops and restaurants. As such, inventory tends to be low. So, if you see a home in the French Quarter you love, you'll need to snap it up quickly!
These Most Popular Neighborhoods in Charleston Have the Lifestyle You Want!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/What_Are_the_5_Most_Popular_Neighborhoods_in_Charleston/garden-park-travel-city-street-charleston-south-carolina_t20_6y1j4L.jpg" width="1039" height="693" alt="Battery Park in Downtown Charleston" title="Battery Park - Charleston Real Estate Agents" />
One of the fantastic things about Charleston is that you can find the right home and property for your lifestyle. Whether you want something that feels historic and inspiring or something close to incredible food, fantastic friends, and awe-inspiring nights, Charleston has it all.
If you're considering moving to this city, check out these most popular neighborhoods in Charleston. There's a good chance one of them will have what you are looking for, but if not, that's ok, too. Our team at Southern Bell Living <a href="https://www.southernbellliving.com/contact/">will work diligently to help you find the perfect home</a> for your adventure here in this beautiful city!2022-03-03T08:38:00-07:002022-08-30T08:58:09-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:12542Real Estate Capital Gains Tax in South Carolina: What Is It and How to Avoid It<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Capital_Gains_Tax_in_South_Carolina_What_Is_It_and_How_to_Avoid_It/Capital_Gains_Tax_in_South_Carolina_-_South_Carolina_Real_Estate.jpg" width="1011" height="674" alt="One hundred dollar bill coming out of real estate portfolio on a lap top screen" title="Capital Gains Tax in South Carolina - South Carolina Real Estate" />
Real estate can sometimes be a complex subject. There are many advantages to buying, holding, renting, and even selling real estate. Unfortunately, the tax laws can sometimes seem opaque and, if you're not careful, you could trigger a massive tax bill without even realizing it. One area where investors and homeowners can sometimes find themselves afoul is the real estate capital gains tax. This tax can sometimes rear its ugly head, especially if you're looking to downsize from a high cost-of-living place to a lower cost-of-living one. Or, if you're looking to sell a rental property, you might wind up triggering a tax debt there, too.
No matter what type of property you're looking at buying or selling in South Carolina, it's usually best to understand your potential capital gains situation first. Not doing so could leave you with a hefty bill to the IRS!
Real Estate Capital Gains Tax: When Does It Apply
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Part of the reason why many homeowners are caught off-guard is that the real estate capital gains tax is not entirely straightforward. It will apply to some people and not others.
Federal Capital Gains
Federally, the <a href="https://www.irs.gov/taxtopics/tc701" target="_blank">capital gains tax usually applies</a> when one of the following conditions are true:
You are selling a second or investment home.
You sell your primary residence and have a capital gain of more than $250,000 for single filers or $500,000 for joint filers.
If you are selling a second home, not your primary residence, you will owe capital gains on the total increase in the value of your property from the time you bought it to the time you sold it. As a quick example, if you purchased an investment property for $200,000 and sell it for $500,000, you'll owe real estate capital gains tax on that $300,000 increase.
You may also owe capital gains tax on the sale of your primary residence. However, it is not guaranteed. Section 121 provides an exclusion amount of $250,000 for single filers and $500,000 for joint ones for the sale of any home that you have used as your primary residence for at least two of the past five years. If you sell your home for a gain that is more than the exclusion amount, you'll pay capital gains tax on the amount above it.
As a quick example, if you bought a home as a single filer for $200,000, lived in it for five years, and are now selling it for $400,000, the Section 121 exclusion means you won't pay any capital gains taxes. However, if you sold it for $500,000, you would owe the tax on $50,000 ($500,000 selling price - $250,000 exclusion - $200,000 original price = $50,000 taxable).
Lastly, please note that those on extended duty in the military can elect to suspend the five-year test for up to ten years.
South Carolina Capital Gains
If you are selling your home in South Carolina or considering buying an investment property here, you should know that South Carolina also does tax capital gains.
Long-term capital gains are included in South Carolina taxable income and taxed at rates up to 7%. However, you can <a href="https://dor.sc.gov/resources-site/lawandpolicy/Documents/SCTIED-Chapter%203.pdf" target="_blank">subtract up to 44% of your net South Carolina capital gains</a>, so if you sell a home in South Carolina for a $100,000 profit, your South Carolina tax on that gain would be approximately $3,920.
The good news is South Carolina does follow federal sections 121 and 1031, but for the 1031 exchanges, you may have a taxable gain in the future.
Is It Possible to Avoid These Taxes?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Capital_Gains_Tax_in_South_Carolina_What_Is_It_and_How_to_Avoid_It/Woman_Celebrating_Paying_Less_Capital_Gains_Tax.jpg" width="1058" height="706" alt="Homeowner Celebrating Paying Less on their Capital Gains Tax from the Sale of their Charleston, SC Home" title="Avoid Capital Gains Tax in Charleston, SC - Real Estate Agents Near Me" />
The top federal capital gains tax rate is 20%. The effective state rate is 3.92%. Combined, that means it is theoretically possible to lose up to 23.92% of your home's increased value to taxes alone! That means if you take advantage of appreciation and your home sells for $500,000 above what you paid for it many years ago, you could owe up to $119,600 in taxes, both to South Carolina and the Federal government.
The prospect of such a tax bill leads many to wonder: is there any way to avoid these taxes?
There are two ways to minimize the amount you will pay for capital gains taxes. The first way, as discussed above, is the Section 121 exclusion which exempts $250k/$500k from this tax. For many primary residences in the Charleston area, this might be enough. Investment properties cannot use Section 121, but they can conduct a 1031 exchange. This provision lets investors swap similar properties. So, if you have a $500,000 home, sell that, and use the proceeds to buy an $800,000 multi-family unit, you can use a 1031 exchange to avoid capital gains tax on that $500k sale.
The complete nuances of these rules are beyond the scope here, but a <a href="https://www.investopedia.com/financial-edge/0110/10-things-to-know-about-1031-exchanges.aspx" target="_blank">1031 exchange is arguably the best way to avoid this tax on rental properties</a>.
Proper Real Estate Capital Gains Tax Planning Is Essential
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Before selling your home, whether it's a second home or your primary residence, it may be a good idea to understand your potential tax implications before you put the house on the market. With proper planning, it's sometimes possible to legally minimize or even eliminate the amount you could owe!
Lastly, please remember that the advice given above is, of course, general guidance. Please make sure you speak with a tax accountant or attorney to get more specifics for your particular situation!
When you are ready to sell or buy a home in Charleston, we would love to hear from you! Please <a href="https://www.southernbellliving.com/about/our-team/">get in touch with us</a>, and we will be happy to guide you through the process! 2021-12-30T06:10:00-07:002023-10-19T14:44:44-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:12304Real Estate Contingencies: 5 You Must Consider in Your Next Offer<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/Key_to_Your_Charleston_Dream_Home_-_Realtors_Near_Me.jpg" width="799" height="600" alt="homeowner holding a key in front of their new Charleston home" title="Key to Your Charleston Dream Home - Realtors Near Me" />
Those new to the homebuying process, or those who haven't bought a home in a while, know just how dizzying the terminology surrounding homes, offers, and purchase contracts can be. You'll hear your real estate agent talk about many different things, and you might be surprised when the offer you submit is many pages long and not just something simple like "I'll buy this house for $200,000." Part of the reason offers are so long is that they represent a formal well-tested legal contract that gives you, the buyer, a fair shot at acquiring your dream Charleston home. Part of the legal protections the agreement provides is one or more real estate contingencies.
What are these contingencies, and which ones must you have in your next offer? Let's find out!
What Are Real Estate Contingencies?
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Real estate contingencies are conditions that must be true for the contract to be enforceable. Another way to think about these contingencies is that the offer you submit is "contingent" upon certain conditions.
Effectively, these contingencies are escape clauses that permit a seller to break the original contract without losing their earnest money deposit (which can often be many thousands of dollars). They protect the buyer from having to take possession of a home that had misrepresentations or for which the buyer could not obtain the necessary financing. It is worth noting that both buyers and sellers can have contingencies, although almost all buyer offers have them, whereas sellers seldom do. Logically, this makes sense. A seller will not want any impediments to closing the deal, while the buyer will want to back out if any aspect of it doesn't work well!
The Most Common Contingency: Home Inspection
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According to a NAR survey, 58% of buyers put a home inspection contingency into their contract, making it the most popular of the real estate contingencies.
This contingency states that the home must pass an inspection for the contract to be valid. During this inspection, a professional inspector will look at everything. They'll look at the foundation, the walls, fixtures, lighting, electrical, plumbing - indeed, if there's any defect or issue in the home - an inspector will find it.
The contingency stipulates that the home must be free of defects. Almost assuredly, the home inspector will find something wrong with the house. Even a leaky faucet, for example, would be a defect. Therefore, this contingency often gives the buyer the most latitude to walk away from a transaction.
It is also worth noting that this contingency provides negotiating power. You may get an inspection report back that reveals the roof needs replacing in the next 2-3 years. You could then ask for $10,000 of the selling price to put towards those repairs you know you will eventually need. The seller has the option to decline the proposal or accept it. If they reject it, you can still enforce the original contract and original sales price - so it never hurts to ask for at least a small credit! Your real estate agent can walk you through this process!
Another Common Contingency: Appraisal
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/Home_Appraisal_Contingency_in_Charleston_SC.jpg" width="800" height="531" alt="home appraisal written on a note next to a home key chain" title="Home Appraisal Contingency in Charleston, SC" />
Arguably, the most common real estate contingency (and one that most buyers should have) is for the appraisal. In essence, this contingency says that if the home does not appraise for at least the buyer's offer amount, the buyer has the choice to walk away.
Whether you're purchasing the home all-cash or obtaining financing, you want to know that your investment is worth what you're paying for it. If you put an offer in for $500,000 and the home only appraises for $300,000, whether that offer is cash or financing, you'll want the ability to walk away without losing any earnest money!
Of course, if the home appraises for $495,000 and you put down $500,000, you'll probably still want to go through with the transaction. However, having the ability to opt out if the home doesn't appraise is a choice that nearly every buyer should have. It just wouldn't feel good significantly overpaying for a property!
The Financing Contingency is Also Necessary
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/Financing_Contingency_Charleston_SC_-_Local_Charleston_Realtors.jpg" width="800" height="533" alt="Home buyer standing at desk looking over home financing options in Charleston, SC " title="Home Appraisal Contingency in Charleston, SC" />
If you are looking at getting a mortgage, you must have this contingency on your offer! The financing contingency stipulates that you will make a good-faith effort to obtain financing. However, if you cannot, you can get your earnest money back and break the contract.
Now, it is worth noting that this contingency states that you will make a good-faith effort, and it makes no mention of interest rates or conditions. Therefore, buyers cannot break the contract because they only received approval for a loan at 5.9% for 30 years, but they wanted 2.5% for 15 years. This contingency effectively says that you will obtain financing at market rates if the seller accepts your offer, which may not necessarily be at your preferred rate!
To eliminate these problems, all prospective buyers should get a pre-approval letter. The pre-approval letter is valid for 90 days and will lock your interest rate and loan term. Then, you can put offers in with confidence that there won't be any major surprises when you get your mortgage.
Home Sale Contingency
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/Home_Sale_Contingency_Charleston_SC.jpg" width="800" height="575" alt="Charleston Realtor with model of Charleston home and sale written on wooden blocks" title="Home Sale Contingency Charleston, SC" />
This contingency is generally best to avoid, if possible because it introduces uncertainty into the process. This clause stipulates that your purchasing of the home will only happen if your current one sells.
This scenario is quite common: a couple wants to enjoy more space and a bigger home, so they submit an offer on a Charleston property contingent upon selling their New York condo. The problem is that this is very uncertain for sellers. They don't know if the buyer will be able to get the home or not. The condo might sit on the market forever!
Usually, you're better to sell your home first and then use that money to buy your Charleston place. Or, you might have enough saved for a down payment to have two homes temporarily. Both are more certain for sellers, and you will have a higher probability of acceptance! However, if you cannot do that, you absolutely must have the home sale contingency in your offer to prevent a scenario where you cannot sell your old home but are legally on the hook to buy the new one!
For Condo Purchases: HOA Contingency
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/HOA_Contigency_in_Charleston_SC.jpg" width="800" height="599" alt="Home Owners Association text written on lined white paper torn from spiral notebook with a pencil and compass" title="HOA Contingency in Charleston, SC" />
Last but not least is the HOA contingency. If you are buying a condo, you are buying into a homeowners' association. The problem is that you don't get the chance to review all the HOA finances and CC&Rs (conditions, covenants, and restrictions) before you put in an offer. Therefore, most buyers put an HOA contingency that lets them review these documents, and if they don't like anything in there, they can back out of the deal.
Most of the time, people exercising this option either find the HOA finances are a mess, or they find out that the HOA prohibits renting the condo out. Even if you do not plan to rent the unit out yourself, these condos are less valuable to investors. Therefore, they typically have lower sales prices and are harder to sell. If you want to move out in a few years, this might be a reason to back out!
Real Estate Contingencies Provide Protections
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Real_Estate_Contingencies_in_Charleston_SC_5_You_Must_Consider_in_Your_Next_Offer/Key_in_Lock_Protecting_Home.jpg" width="800" height="533" alt="Key hanging in charleston home door" title="Key in Lock Protecting Charleston, SC Home - Local Real Estate Agents Near Me" />
Ultimately, real estate contingencies are all about protection. They let the buyer (or seller) walk away from a deal if any issues arise. If the home inspection reveals problems or the home doesn't appraise, the buyer can negotiate. Indeed, they can either get the price down or drop the purchase altogether.
At Southern Bell Living, we have extensive experience negotiating the right contingencies for all types of markets. If you want to buy a Charleston home and want the best protection for your transaction, <a href="https://www.southernbellliving.com/about/our-team/">please contact us</a>! We'd love to help you with the buying process. We will help you avoid costly issues with the right real estate contingencies!2021-12-03T06:07:00-07:002022-08-30T08:46:55-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:121525 Steps to Buy Your Dream Condo in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Buying_a_Condo/Condos_for_Sale_in_Charleston_SC.jpg" width="1200" height="742" alt="Charleston, SC condo development" title="Buying a Condo in Charleston, SC" />
Charleston, SC, is a gorgeous place to live. With plenty of water, beaches, one of the best food scenes in all of America, and a friendly, southern lifestyle, Charleston has always been in high demand. When COVID-19 hit, many people started to re-evaluate their current working situations. No longer tied to big, expensive cities, many people have begun to discover the benefits of living in a beautiful place like Charleston can provide (including sun and warmth!). As such, condos have become in more demand. For some, a Charleston condo is a perfect getaway property - to work and vacation at the same time. For others, the thought of selling a small NYC condo, getting a nice Charleston one, and pocketing many hundreds of thousands of dollars is appealing. No matter your reason for looking at Charleston South Carolina condos for sale, here are five steps to buy your dream home!
Get Pre-Approved
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Buying_a_Condo/Mortgage_Approval_-_Charleston_SC.jpg" width="1047" height="698" alt="Woman gets approved for Home Loan mortgage" title="Mortgage Approval - Charleston, SC" />
The first step in the buying process is to get pre-approved, assuming you will be obtaining a mortgage. If you are planning on buying the condo all-cash, you can skip to the next step!
A pre-approval is essentially a soft approval from the bank. They will run your credit report and use what you tell them for your income and other expenses as a basis for issuing the pre-approval letter. Then, when you apply for the mortgage, you'll need to verify what you stated during the pre-approval process. Assuming it all aligns with the pre-approval, the bank will approve you for the mortgage.
In a tight market like Charleston, it's very challenging to win bids without a pre-approval letter. The pre-approval letter gives the seller a sense of security, knowing that you will obtain the financing necessary to close the deal if they select you.
Therefore, before you do anything else, get a pre-approval letter from your preferred lender! That way, you can put offers in on homes with the confidence that you'll be able to close the deal!
Define Your Needs and Wants
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The next step in buying a condo is to get a good sense of what you want. In particular, you'll want to know three things: size, price, and area.
The size of the condo is essential to know early. If you are a single person, you might be able to get away with a one-bedroom unit. However, if you're a family with two kids, you'll probably be looking at three-bedroom condos with at least a couple of bathrooms. Ultimately, it would be best if you had a sense of the number of bedrooms and bathrooms your family needs.
With that in mind, to have a better sense of what you want, you'll need to look at prices. You'll want to look at condos at or below your pre-approved amount. At this stage, it's usually best to start involving a real estate agent. For example, at Southern Bell Living, we can work with people to help them get a ballpark estimate of their dream condo and help them find that dream property within their budget.
The last part is knowing the area you want. Again, a real estate agent can listen to your needs and requirements (e.g., the condo must be near a good school or must be near the beach). Your agent can help you find the best area that meets all your other criteria: price and size.
Alternatively, if you prefer to do some of this research online, you can. Indeed, on our site, <a href="https://www.southernbellliving.com/property-search/results/#styles_Condominium/">you can search for condos</a> only and peruse them to get a sense of what style, price, size, and area you want!
Ultimately, whether you use a real estate agent or do the research online, you need to have a good idea of what you want.
Look at Charleston, SC Condos for Sale and Place Offers
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Buying_a_Condo/Submitting_Offers_on_Charleston_SC_Condos.jpg" width="1055" height="699" alt="Potential homebuyer submitting multiple offers on condos in Charleston, SC" title="Submitting_Offers_on_Charleston_SC_Condos" />
The next step is to begin looking at Charleston, South Carolina condos for sale with your <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">local real estate agent</a> and start putting in some offers!
Your agent will help guide you through the offer process. They'll be able to help you get the best deal financially while also helping to point out some positives and negatives about the property. When looking at condos, it can be easy to get swept up in all the positives or negatives about a place without considering the other side. For example, it might look perfect, but there are problems with the HOA that an agent can help point out. Having that second set of eyes with a fiduciary duty to you can help provide peace of mind that you're getting the best deal!
Once you see some places you like, your agent will help you place offers on them! Eventually, a seller will accept one, and you will be under contract. At this point, the seller will open escrow, and you'll need to wire the earnest money into this account.
Work Through the Purchase Process
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Typically, there is a 45-day wait until closing (sometimes lenders can do it more quickly, but condos often have a little more scrutiny than single-family homes). If you are buying the condo all-cash, you can close much quicker.
There are typically two inspections you'll need to complete: an appraisal and a home inspection. The appraisal is for the bank to ensure that the home is worth at least the offer price. The home inspection report is for you, the buyer, to know all the details about the condo you're buying. Home inspectors cover every part of the home, so you'll learn everything from minor repairs like a leaky faucet to substantial problems like mold.
If the home inspection reveals things you will want to repair, you can sometimes ask for a discount on the offer price. Your real estate agent can walk you through that process of asking for a little off your offer price!
Finally, during all of this, you will be completing the mortgage process with the bank. This process will typically involve significant documentation, including bank statements, W-2s, and more. Additionally, banks will need to review HOA financials and regulations to ensure the association is solvent and in good financial condition. This part of the process is what is different for condos relative to single-family homes.
Sign the Closing Documents and Enjoy Your New Home!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Buying_a_Condo/Sign_Closing_Documents_-_Charleston_SC_Condos.jpg" width="1058" height="705" alt="Charleston Homeowner signing closing documents on Charleston, SC condo" title="Sign_Closing_Documents_-_Charleston_SC_Condos" />
After going through the purchase process, eventually, your lender will be ready to fund the loan. You'll attend "closing," where you will essentially sign a large number of documents going over every single aspect of the loan. After this signing, you will need to wire the rest of the down payment to the escrow company, and the bank will wire the extra amount necessary to cover the purchase price.
Once the money is in escrow, the documents will go to Charleston County for recording. After the county records the sale, the property is officially yours! Your agent will meet you with the keys after that, and you'll be able to enjoy your new condo!
Buying a Condo is Straightforward
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Buying one of the many Charleston, South Carolina condos for sale is relatively straightforward. While it can be a little labor-intensive - depending on documents necessary during the loan closing process - it is a well-documented, well-trodden path. Indeed, many people are surprised at how easy it is to get into the condo of their dreams!
Whether you're looking for a vacation home or a primary residence condo in one of the best places to live in the United States, <a href="https://www.southernbellliving.com/about/our-team/">please get in touch with us</a>! We would love to learn more about your needs and help you find the perfect unit!2021-11-15T06:01:00-07:002022-08-30T08:40:40-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:12121Buying and Managing Your First Investment Property in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Buying_and_Managing_First_Investment_Property/buy-home-house-is-placed-on-the-calculator-planning-savings-money-of-coins-to-buy-a-home-concept-for_t20_2WAp68.jpg" width="1067" height="673" alt="Miniature models of charleston homes on a calculator" title="Buying and Managing Rental Properties in Charleston" />
Real estate is a great place to put your money, offering an <a href="https://www.bankrate.com/investing/buying-income-property/" target="_blank">investment</a> for the long term. Even if you just break even at first, you can build equity in your properties. For those hoping to join the lucrative investment of real estate, check out these steps to take to get started in the land-lording business, presented by <a href="https://www.southernbellliving.com/" target="_blank">Southern Bell Living</a>.
1. Save for a Down Payment
No matter what type of property you buy, when you buy investment real estate as opposed to a new home for yourself, you have to put down a <a href="https://www.millionacres.com/real-estate-financing/articles/investment-property-down-payments-how-much-will-you-need/" target="_blank">large down payment</a>, probably 20% of the purchase price. You also need money for closing costs, along with cash reserves in case you have to make some unexpected repairs to the property right away.
2. Choose a Good Location
Look for <a href="https://www.southernbellliving.com/communities/" target="_blank">neighborhoods</a> where property values are <a href="https://www.homelight.com/blog/what-makes-property-value-increase/" target="_blank">increasing</a> more quickly than others. These areas should be vibrant, with new businesses coming into the area. If your property appreciates in value, you do not have to rely so much on making a lot of money every month. Instead, you are <a href="https://sparkrental.com/build-real-estate-equity-faster/" target="_blank">building equity</a> for the long term. Your renters will be paying to cover your mortgage and expenses while your property steadily increases in worth, leaving you in a great financial position in the future.
3. Establish an LLC for Protection
Experts recommend setting up a limited liability company to protect yourself in case you get sued in connection with your rental properties. An LLC prevents your personal assets from being dragged into any lawsuit. A lawyer can help you set up an <a href="https://www.zenbusiness.com/south-carolina-llc/" target="_blank">LLC in South Carolina</a>, or you can save some money by using a formation service.
4. Decide on Single-Family Homes vs an Apartment Building
You need to decide whether you want to invest in multiple single-family homes or purchase an apartment complex. Single-family homes may be easier to obtain, but multi-family properties can give you higher <a href="https://www.biggerpockets.com/blog/single-family-vs-multifamily" target="_blank">cash flow</a> since the expenses are spread out over many units.
5. Pick the Right Property
When you are deciding which income property to purchase as your first, don't choose a fixer-upper. These are fine for experienced investors, but when you are starting out, you should not get involved in something so complicated. Look for a property that is in good repair.
Make sure you <a href="https://www.redfin.com/definition/vacancy-rate" target="_blank">investigate</a> the vacancy rate of the property and compare it to average vacancy rates in the area. If too many units in your apartment building become vacant at once, you will not have enough money coming in to cover your expenses.
6. Consider Hiring a Property Manager
One big decision you need to make when you purchase a rental property is to determine who will manage it. Will you be comfortable handling it yourself? A <a href="https://climb.pcc.edu/blog/how-to-get-started-in-real-estate-property-management" target="_blank">property manager</a> has to find tenants, qualify them to make sure they are able to pay, deal with any problem tenants, do evictions when necessary, market the apartments, and manage all of the maintenance and upkeep on the complex. You need to decide if you really want to tackle all of this yourself or hire a manager or a property management company to handle everything.
By following these steps and doing your research, you should be able to make a success of your first foray into the real estate investing world.2021-11-10T06:32:00-07:002022-08-30T08:35:56-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:120083 Reasons to Pick Southern Bell Living as Your Charleston, SC Real Estate Agents<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/3_Reasons_to_Chose_SBL/recruitment-specialists-toxic-workers-professionals-recruit-employees-search-employment-hr-staff_t20_Xx6JbX.jpg" width="1000" height="647" alt="Magnet searching for charleston real estate agent" title="Chose Southern Bell Living to Help Buy and Sell Your Home" />
When choosing Charleston real estate agents, numerous teams and brokerages are available to you. You'll see ads for agents, brokerages that promise to sell your home for more, and you might even run into some cash-for-home buyers.
Everyone seems to promise the same thing: to help you get the best deal on your property. Whether you're buying a home in Charleston or selling it, these ads promise to give you the best financial outcome.
However, not all Charleston realtors are alike. Indeed, choosing Southern Bell Living will give a prospective buyer or seller three critical advantages over many other firms in this city.
We Are Experienced Charleston Realtors
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/3_Reasons_to_Chose_SBL/experienced-businesswoman-with-red-hair-dressed-in-elegant-clothes-watches-tutorial-video-about_t20_jjRbxd.jpg" width="1047" height="698" alt="Charleston realtor looking at lap top" title="Southern Bell Living Charleston Agents are Experienced" />
Real estate requires experience. It requires in-depth knowledge and knowing what buyers and sellers want and how to help them arrive at the desired outcome.
At Southern Bell Living, we have that experience. Our skilled agents know Charleston incredibly well. They know where to get you the best deals if you're buying or how to market your home to gain maximum exposure if you're selling. Additionally, our agents have significant experience dealing with out-of-state buyers, so if you're looking to sell your home, that experience will give you so much more exposure and selling versatility that other brokerages do not have.
That experience is also valuable in other subtle ways. For example, we have built a substantial database of trusted Charleston-based partners that can provide services for fantastic prices. Our partners can help with landscaping, virtual walkthroughs, staging, photography, and more. Having these services done will give you the maximum ROI since our partners can complete them inexpensively, and the changes may boost your sales price significantly!
When it comes to choosing a Charleston real estate advocate, trust experience!
We Are Meticulous
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/3_Reasons_to_Chose_SBL/app-application-business-businessman-computer-corporate-creative-creative-design-design-designer_t20_b6lwXX.jpg" width="1133" height="637" alt="team of charleston realtors working on a contract" title="Southern Bell Living Agents are Meticulous" />
If you are looking to sell your home, we provide a full-featured service to ensure your home gets on the market as quickly as possible and receives the highest offer it can. We'll create a custom website for your property (<a href="http://1115pembertonfarmslane.sbl-homes.com/">example here</a>), and we will get the necessary drone footage, walkthroughs, photography, staging, etc., done to make sure any buyer's first impression of your home is love at first sight!
We don't stop there, though. Our agents will provide targeted advertising on social media platforms, provide expert market analysis, and optimize your listing on Zillow, Trulia, and similar sites to provide maximum exposure. We work diligently and leave no stone unturned regarding advertising to ensure everyone interested in your property can find it as efficiently as possible!
For buyers, we apply the same approach that we do to selling. We'll listen carefully to your needs. Every buyer is looking to move to their Charleston home to fulfill a dream or vision. Maybe that's your first home with a lovely yard for the kids! Or, maybe, you're a retired couple from a high cost-of-living area and are looking for something simpler and cheaper. No matter your story, we want to hear it and help you find the perfect home!
We also take our fiduciary duty to our clients seriously. We will work with all clients and negotiate to ensure they are getting the best deal possible!
Charleston Real Estate Agents at Southern Bell Living Are Modern
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/3_Reasons_to_Chose_SBL/nominated-report-budget-money-communication-meeting-teamwork-technology-group-businessman-man_t20_EnYkkX.jpg" width="1047" height="698" alt="Charleston real estate agent looking at smart phone while sitting in front of monitor and laptop" title="Southern Bell Living Agents Are Modern" />
There are, unfortunately, many Charleston real estate agents and brokerages that are "stuck in the past." Outdated, slow websites and overall lack of technological adoption make dealing with these firms challenging - primarily if you are accustomed to the quality of service that you get from many other major companies.
At Southern Bell Living, we have taken the opposite approach. We believe strongly in the power of technology to help sell your home as fast as possible.
For buyers, we have an efficient, modern website (that also works on mobile devices). Buyers can scroll through properties that interest them and filter for what they want. Furthermore, unlike some of the major home search sites, on Southern Bell Living, you'll find plenty of authentic content about what life is like in each of the Charleston areas. You'll be able to see what <a href="https://www.southernbellliving.com/communities/mount-pleasant/" target="_blank">Mount Pleasant</a> offers and what homes are like there, or if you want to be closer to nightlife, see if <a href="https://www.southernbellliving.com/communities/downtown-charleston/" target="_blank">Downtown Charleston</a> might be a better fit. At Southern Bell Living, buyers can get a feel for each area in a modern, technologically friendly way.
For sellers, that efficient website also attracts buyers who have an interest in your property! We continuously improve our site's rankings on major search engines like Google to attract more people to your property. That means listing your home with us (and on our site, of course) will give your property more exposure than many other agents. We don't stop there, though. Our belief in being modern means that your home will be on all the major listing sites. That includes at least Zillow, Trulia, and targeted social media advertising. We believe in meeting buyers where they are and, increasingly, they're online!
Bottom line: when you choose us to be your real estate agents, you'll have an advantage over the competition!
Choose Southern Bell Living to Guide You Through the Process
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/3_Reasons_to_Chose_SBL/business-strategic-planning-risk-management-new-markets-opportunities-action-plan-solution-path_t20_VJRbJb.jpg" width="1055" height="699" alt="blue line going through hexagon blocks surrounded by arrows on blocks" title="Southern Bell Living Agents Guide You Through The Process" />
There are other reasons why Southern Bell Living is the premier way to buy and sell in the Charleston area. Did we mention that <a href="https://www.southernbellliving.com/agents/johnbell/" target="_blank">John Bell</a> is one of <a href="https://www.southernbellliving.com/about/ramsey-trusted-elp/" target="_blank">Dave Ramsey's Endorsed Local Providers</a> and that our team is among the top 1% of agents in the nation? Or that we have over 100 5 Star ratings on <a href="https://g.page/r/CSw97mqQkseoEAE" target="_blank">Google</a> and <a href="https://www.zillow.com/profile/johnbellrealtorchs/" target="_blank">Zillow</a>?
Whether you're looking to move to Charleston to downsize, go to school, raise a family, or enjoy some of our fantastic food and sunny beaches, we're available to help turn your dreams into a reality. Our trustworthy, tenacious Charleston real estate agents are available to make the home buying process much easier. We offer an innovative, tech-focused approach to real estate. Similarly, if you're looking to sell, we'll apply that same approach. Indeed, you'll get the most from your Charleston property!
If you're looking to buy or sell in the Charleston area, <a href="https://www.southernbellliving.com/contact/" target="_blank">please contact us</a>! We would love to hear from you and see how our agents can work for you!2021-10-29T04:51:00-07:002022-08-30T08:34:14-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11952Luxury Homes in Charleston, SC: Here Are 3 Things to Know Before You Buy!<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Luxury_Homes/358-Ralston-Creek.jpg" width="900" height="600" alt="historic district charleston luxury home" title="Luxury Historic Charleston Home" />
As anyone that has been to the Charleston area will tell you, this city has some of the most beautiful, exquisite homes on the market. You can find it all in Charleston, from affordable houses for the family to luxurious mansions with a pool and a huge garage. With increased flexibility to work remotely, people are increasingly looking to cash out their home value in places like San Francisco and New York to explore the higher-end of Charleston real estate (which is a significant upgrade!). If you are looking at luxury homes in Charleston, SC, there are three things that you need to know before buying one of those exquisite properties!
Ensure All Financing Is in Order Before Looking at Luxury Homes in Charleston, SC
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Luxury_Homes/a-young-millennial-investor-reviews-a-stock-market-graph_t20_a70JnQ.jpg" width="1047" height="698" alt="a-young-millennial-investor-reviews-a-stock-market-graph" title="Luxury Home Financing Charleston, SC" />
If you will be buying one of the luxury homes in Charleston, SC using an all-cash offer, this point doesn't apply to you. However, if you're looking at a higher-end property (or even a mid-level property), you should know that financing requirements are a little more stringent for these homes relative to the smaller ones. Additionally, with today's fantastic interest rates, getting a mortgage can sometimes make sense, even if you can buy it in cash.
The conforming loan limit for the Charleston area currently sits at <a href="https://singlefamily.fanniemae.com/originating-underwriting/loan-limits">$548,250</a>. Without going into too much detail (as that would be beyond the scope of this post), essentially, loans below this limit receive federal backing from Fannie Mae or Freddie Mac, while loans above that threshold do not.
Therefore, loans above $548,250 are riskier to banks than loans below that threshold. Loans above that amount are "jumbo mortgages," and banks will typically scrutinize them a lot more than conforming mortgages.
Getting a jumbo loan typically means three things:
You'll need a higher credit score required (typically, at least 700 vs. 670 for a regular mortgage).
You will need a lower debt-to-income ratio (typically 45% or lower).
You may need cash reserves (it's not uncommon for a lender to want to see 12 months or more of mortgage payments in cash or retirement accounts).
Ultimately, these added steps mean that if you are financing your luxury home purchase, please ensure you get pre-approval before you start looking at housing!
Luxury in Charleston Means Luxury
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Luxury_Homes/Luxury_Home.jpg" width="3000" height="1998" alt="Spacious Luxury Home in Charleston " title="Luxury Home in Charleston, SC" />
If you come from a high-cost-of-living place like NYC or San Francisco, you should know that luxury in Charleston means real luxury. For what you can get in some of those markets, an equivalent home in Charleston will have big open spaces, gorgeous balconies, palm trees, and (often) lots of land area.
As a quick example, $5 million in parts of Palo Alto, CA might get you a six-bed, four-bath 4,000 square foot home on 7,500 or so square feet of space. $5 million in Charleston can get you a meticulously crafted 6-or-more-bed, 6-or-more-bath home with 8,000+ square feet of space sitting on half an acre or more. The Palo Alto home will look like any other home in the suburbs. In Charleston, you'll have a grand entranceway, exquisite backyards, elegant kitchens and baths, pools, and some of the best-landscaped gardens in the country.
The same paradigm holds for New York and other high-end places. If you're coming from these high-cost-of-living cities, you can often double your bedrooms, double your bathrooms, and have significantly more space. You'll feel like you're truly living in luxury, as opposed to paying significant amounts of money for a home that feels like any other residence! Charleston luxury is genuinely something to behold!
There Are Two Types of Luxury Homes in This City
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Lastly, there are two types of luxury homes in Charleston, SC: historic and modern.
Many of Charleston's historic homes (in the Historic District) are luxurious mansions with significant history. You'll find homes that a Founding Father once inhabited. You'll find homes that a former President resided in or another famous historical figure. Charleston has a long, rich history behind it, and that's reflected in the real estate.
These homes are large and luxurious but are also sometimes on the National Register of Historic Places. That can come with restrictions on what you can do with the property. It might not be a simple endeavor to redo the kitchen, for example.
Outside of downtown Charleston, other homes are more "modern" (the word "modern" in this context means not built in the 1700s!). These unrestricted homes typically come on expansive lots. They are also some of the best places in Charleston to live and raise a family. Indeed, it's not uncommon to have these exquisite residences on half an acre of land or more!
Therefore, before you take the plunge on a Charleston luxury property, discuss your preference with your real estate agent. That is, do you want something more historical or more modern? Charleston has plenty of both!
Luxury Homes in Charleston, SC: There's Inventory Available
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There are numerous, reasonably-priced luxury homes in Charleston, SC. Whether you're looking at buying something for $1 million or $10 million, there's a home for you! The best part about Charleston is that you can feel like you're getting your money's worth in this city. Instead of paying for something small, why not own a home where a Founding Father once lived? Why not enjoy a multi-car garage and wide-open spaces instead of feeling cramped in a comparatively small apartment or condo?
And did we mention that Charleston has some excellent schools and very safe neighborhoods? It also has some of the best food you will find anywhere in the United States!
If you're looking to upgrade your lifestyle, you'll want to look at some of the luxury homes in Charleston, SC. <a href="https://www.southernbellliving.com/contact/">Please get in touch with us</a>! We would be happy to learn more about your situation and help you find the right home for your needs.
Lastly, please also check out our guide to <a href="https://www.southernbellliving.com/communities/downtown-charleston/">Downtown Charleston</a>, including the most recent home listings. There, you will find some of the city's best luxury homes. You'll even find some with upcoming open houses for you to check out!2021-10-20T06:48:00-07:002022-08-30T08:27:02-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11868Real Estate Trust vs LLC: Which Is the Best Option for Charleston, SC Investors?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Trust_vs_LLC/concept-money-currency-investment-finance-cash-coin-business-wealth-grow-success-financial-growth_t20_mRRgAr.jpg" width="1055" height="703" alt="Small plant growing out of gold coins" title="Property Investment Trust vs LLC" />
Are you considering buying an investment property? If so, you are making a wise financial decision. Historically, real property has been one of the best wealth builders in the United States. It's not uncommon for home prices to appreciate 10% or more in any given year, and that's on top of the rents you can collect! With a vibrant economy and still (comparatively) inexpensive housing, Charleston has emerged as one of the top spots for investors. Investors looking to protect their assets (and we recommend you do) frequently debate using a real estate trust vs LLC for their investments.
Here's what you need to know about the topic, including which of these legal structures would work best for you!
Real Estate Trust vs. LLC: What Are These Entities?
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Trust_vs_LLC/chess_t20_eVKRrm.jpg" width="1015" height="677" alt="Chess pieces on a chess board" title="Buying a home with a Trust vs LLC" />
Before getting into the pros and cons of using each type of entity to buy your investment property, there's some critical background information that all investors should know.
First, real estate investing can incur legal liability. Something could happen with the property and injure your tenant, for example. In that case, the renter may sue for damages. Your assets (including your home) could be up for grabs if you, and not a company, own the property. Plus, if you buy a property in your name, anyone can look you up and know you own it. Therefore, most people want a legal entity to give them some level of privacy and shield them from some legal risks.
There are two commonly used entities to hold real estate: a real estate trust and an LLC.
A real estate trust is a simple legal entity that any lawyer can set up. Usually, it is a legal vehicle for people to pass assets to heirs, but people needn't necessarily use it for estate planning purposes. Technically, at its core, it's merely a way for some people to hold something for the benefit of others.
An LLC (short for limited liability company) is a formal legal structure recognized by all states, including South Carolina, that is a stand-alone business entity. It acts much like a corporation but is easier to set up and has less onerous reporting requirements. LLCs, as the name implies, shield owners from liability. It's possible to "<a href="https://www.nolo.com/legal-encyclopedia/piercing-the-limited-liability-veil-single-member-llc.html">pierce the corporate veil</a>," but it's not easy with LLCs.
The question then remains, between these two legal vehicles, real estate trust vs. LLC, which should you use?
Real Estate Trust Benefits and Drawbacks
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Trust_vs_LLC/broker-sale-buyer-rent-realtor-deal-key-customer-agreement-purchase-loan-finance-real-investment-home_t20_dzob7B.jpg" width="1028" height="685" alt="Charleston real estate agent holding keys while signing a contract " title="Real Estate Trust Pros and Cons" />
To start, let's consider a real estate trust first. Real estate trusts are incredibly easy to set up. Any estate lawyer can set one up on behalf of their client. Some jurisdictions, like Charleston, don't even require people to register them with the county! They sit at a law office and are legal entities authorized to make real estate purchases.
Due to their nature, there are three main benefits that investors get when they buy using a real estate trust:
Estate planning: If you want to ensure that your property avoids death taxes when you pass away, the real estate trust is fantastic for that - after all, that's its primary purpose!
Easy to have multiple owners: A trust makes it easy to document all the owners and their relationships (including who gets what if one or more owners pass) in a single document.
Anonymous (for multiple owners): If you are buying the property alone, you'll probably be the principal trustee, so people can know you own it pretty quickly; however, if you have multiple owners, the trustees are often obscured.
There are two primary downsides to using this method to buy a property:
No liability limitations! If your tenants sue, your personal assets will be on the line. This downside is significant for using a real estate trust.
Frequently changing rules: Unfortunately, the regulations around trusts can change. They are not as straightforward and iron-clad as corporate law.
All in all, real estate trusts are a fantastic option if you want to pass your investments to your heirs tax-free. They are not a good choice if you would like liability protection!
Limited Liability Company Pros and Cons
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Trust_vs_LLC/estate-agent-broker-reach-contract-form-and-presentation-to-client-signing-agreement-contract-real_t20_Rz4pPJ.jpg" width="1049" height="699" alt="Charleston Realtor pointing to a model charleston home with a contract, keys, calculator and cash on a desk" title="What are Real Estate Trust and LLCs" />
A limited liability company requires a little bit more paperwork and some money to set up. In South Carolina, an LLC costs somewhere between $100 and $400, depending on whether you have a lawyer do it or elect to fill out all the paperwork yourself. However, if you are investing from another state, you'll want to form the LLC in your home jurisdiction. In some states, like Nevada, Washington, and Texas, it can cost hundreds of dollars to form an LLC. When considered, though, with the hundreds of thousands you'll spend on the property, though, it's a relatively minor expense!
There are two main pros of LLCs for prospective South Carolina investors:
Liability protection! Unless they can pierce the corporate veil (which is rare if you set it up correctly), your assets won't be fair game in a lawsuit or bankruptcy.
More flexibility in property ownership: With an LLC, you could potentially even own a commercial property or multi-family unit. While it's possible to have those without a corporate entity, they're also higher risk (people coming in and out more frequently). The LLC gives you more freedom to buy any property in Charleston that you want, knowing that you have that liability protection.
There are two cons to LLC ownership:
You're still not anonymous: looking up the owners of an LLC is as easy as going to your secretary of state's website and searching for the company. Structured right (and with enough people) a trust can provide some anonymity, whereas there is no way for an LLC to provide any.
Not as significant as inheritance tax benefits: While you can get a 40% discount transferring an interest in an LLC to your descendants, it's not as straightforward or intuitive as a trust is. It requires a lot more work and planning to avoid taxation.
All in all, an LLC is a wise decision when looking to own real estate! The liability benefits are significant, and the flexibility of property types is excellent if you're looking to expand your rental units!
Real Estate Trust vs. LLC: Which You Pick Depends on Your Situation
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Ultimately, the type of vehicle you use to own your Charleston property depends mainly on its purpose. When considering a real estate trust vs. LLC, neither is unequivocally "the best." Choose a trust if you want to pass these homes to your children and lower their tax burden. However, if you are younger and are looking to build out your portfolio of rental properties, minimizing liability is substantial. That alone likely makes the LLC the more favorable legal entity.
Consult with a lawyer and a real estate agent. They can both help you find the right legal structure for your investments!
Charleston is one of the best areas to buy an investment property. It has a vibrant economy, sunny weather, and a picturesque lifestyle! If you are interested in purchasing an investment home, <a href="https://www.southernbellliving.com/contact/" target="_blank">please get in touch with us</a>! We'd love to help find you the perfect property!2021-10-08T08:32:00-07:002022-08-30T08:24:11-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11778Charleston, SC Real Estate: Why Now Is the Best Time to List <img src="https://assets.site-static.com/userfiles/1830/image/Site_Images/Why_List_With_Us/Seller_Site.jpg" width="1500" height="900" alt="Southern Bell Living Sold yard sign in front of Mount Pleasant Home" title="Charleston Real Estate Market is Red Hot" />
The housing market is hot - red hot. All over the United States, people are getting into bidding wars over housing. Indeed, the median listing price for a home is now about 30% higher than in 2019. Despite a brief slowdown when COVID-19 first hit, the market has since accelerated at a rapid pace. Buoyed partly due to employees being freely able to work remotely, homes in the Charleston area have never been in higher demand. If you are thinking about listing your property with a Charleston real estate agent, here are five reasons why now is the best time to list!
As Any Charleston Real Estate Agent Will Tell You, Demand Is Sky High
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Now_Is_The_Time_To_List_in_2021/two-wooden-houses-in-a-trading-cart-and-green-arrow-up-increasing-cost-and-liquidity-of-real-estate_t20_gRVw7x.jpg" width="1034" height="685" alt="Charleston model homes in shopping cart with green upward trend arrow" title="Charleston Real Estate is Red Hot" />
It's no secret that the demand for housing in the Charleston area is among the highest it has ever been. People from significantly higher cost of living places, like California and New York, are coming to Charleston seeking a better quality of life, lower taxes, and a better school system. Of course, many of them are also seeking the sunny skies, lovely homes, palm trees, and beaches that the Charleston area has to offer!
We regularly see buyers from all 49 other states looking for homes in this area. Practically, as someone considering selling, this means your home will receive much more interest in it than it would have even just a couple of years ago. The ability for professionals to work remotely has put the dream of oceanside living within reach for many - and Charleston is one of the best places on the east coast to do that!
You Will Receive More for Your Charleston Property
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Now_Is_The_Time_To_List_in_2021/buying-selling-refinancing-real-estate-concept-house-keys-on-money-currency-home-loan-equity-buy-sell_t20_xX7kBX.jpg" width="1023" height="682" alt="Home keys on top of one hundred dollar bills" title="Sell Your Charleston Home For More Money" />
The higher demand has two primary benefits for existing homeowners. First, you'll receive more for your property now than you would have at any other time in the history of the Charleston area. Property prices, on average, are now going around $350,000, and just two years ago, the average property was only $270,000. That's about a 15% increase each year!
Many people want to sell at the top of the market and worry that they could get more for their home if they hold on for a few months more. While it is true that the market outlook for Charleston real estate is bright, nobody can predict the future. Prices may go up, or they may go down. What your local Charleston real estate agent can tell you is that, right now, property prices are the highest they have ever been. So, now has been a better time to sell than any other point in the past in terms of financial gain.
Additionally, You'll Sell Your Charleston Home Quickly
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Now_Is_The_Time_To_List_in_2021/business-currency-wealth-timer-investment-payment-bank-exchange-banking-circle-credit-success_t20_P1KxmJ.jpg" width="1008" height="672" alt="Alarm clock on top of one hundred dollar bills" title="Sell Your Charleston Home Quickly" />
The demand is so hot that "<a href="https://abcnews4.com/news/local/charleston-home-prices-increase-57000-in-one-year">buyers are having to be extremely competitive with their offers</a>." Indeed, depending on where the home is and its price, it's not uncommon to have an offer within the first one to two days. The average residential property sells in about 30 days. Given that buyers with mortgages typically require 30 days to close, that means that the average is essentially as quick as you can get. Some people selling their properties in California and New York can purchase Charleston real estate with an all-cash offer, meaning that the time it takes you to sell your particular property might even be shorter!
While there are no guarantees for selling, it's reasonable for someone with a home in suitable condition to expect their house to move far more rapidly now than before.
Supply Is Low
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Now_Is_The_Time_To_List_in_2021/house-residential-neighborhood-home-signage-for-sale-property-real-estate-sold-investment_t20_ZJJoZk.jpg" width="1047" height="698" alt="Sorry Sold Sign in front of Charleston Home" title="Low inventory charleston real estate" />
Another reason now is a fantastic time to list your home with a Charleston real estate agent is that supply is meager. There are not enough homes on the market to satisfy the demand, and there aren't enough new constructions yet either.
This fact means that every home listed in Charleston is sure to attract attention. Unlike previous years where a listing might only get a few views a day, homes listed now are getting hundreds of views every single day on the market and multiple inquiries. Agents are very busy these days showing homes to prospective buyers!
As you might imagine, real estate developers are coming to this area to build new construction to meet the demand. Indeed, in 2020, companies built 4,700 homes, and in 2021, those construction firms will likely complete 5,200 properties. If demand remains high, next year will be higher.
Eventually, though, the number of homes on the market will increase, and listed properties won't get quite the same attention. That's why the present day is the perfect time to sell your home!
The Economic Boom May Not Continue
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The economy has been firing on all cylinders recently. Stocks are at an all-time high, wages are increasing, and <a href="https://conference-board.org/data/consumerconfidence.cfm">consumer confidence is close to pre-pandemic levels</a>. There's no question that most of America is experiencing an economic uptick, and that certainly includes the Charleston area.
However, bull markets and periods of economic growth cannot last forever. There will come a point when the country is in a recession or at least a stagnating period of growth. When this happens, even if home prices remain the same, demand will inevitably taper off.
Will that happen next month? Probably not. Nobody can predict the future, though. So, suppose you're thinking of selling with a Charleston real estate agent. In that case, it makes sense to take advantage of the prime economic conditions to sell your property now rather than risk the potential for a downturn later.
Now Is a Fantastic Time to List with Our Charleston Real Estate Agents
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Why_Now_Is_The_Time_To_List_in_2021/alarm-alarm-clock-apartment-arranged-assurance-building-business-buying-clock-concept-currency_t20_2Kn87Z.jpg" width="912" height="684" alt="Alarm clock in front of model charleston home next to a roll of one hundred bills" title="Now is the Best Time to List Your Charleston Home" />
Ultimately, there's never been a better time to list your Charleston home than now. The area is in high demand, property prices are at record highs, and the economy is showing no signs of slowing down yet. Conditions, quite frankly, have never been this fantastic before!
If you're thinking of selling your Charleston property, <a href="https://www.southernbellliving.com/about/our-team/" target="_blank">please contact our local Charleston real estate agents</a>. Here at Southern Bell Living, we have extensive experience working with homeowners all across Charleston to get them top dollar for their property. We'll work with you to ensure you sell your home as quickly, efficiently, and for as much money as possible.2021-09-30T14:52:00-07:002022-08-30T08:15:03-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11667Mortgage Forbearance: 3 Things You Need to Know for Charleston, SC Real Estate<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mortgage_Forebearance/unhappy-woman-touching-forehead-holding-credit-card-reading-negative-news-in-letter-from-bank-about_t20_wLZgOV.jpg" width="1054" height="703" alt="Homeowner worried about Mortgage Forebearance" title="Mortgage Forbearance Charleston" />
The COVID-19 pandemic altered many people's financial lives. Indeed, some comfortable homeowners working diligently to pay off their loans suddenly found themselves unable to work. However, even though the work may have stopped, the mortgage still kept going. When Congress passed the CARES Act, homeowners with conventional, FHA, VA, or USDA loans who had financial impacts from the pandemic could request mortgage forbearance. Essentially, this term means that you stop the monthly payments of the mortgage with the promise that you will pay back the amount later. Not needing to make these monthly payments gave some homeowners relief and protection from foreclosure during the pandemic.
Throughout September and October, <a href="https://www.augustachronicle.com/story/news/2021/09/03/covid-mortgage-forbearance-ending-but-homeowners-have-options/5686893001/">about 1.8 million people will be exiting these forbearance plans</a>. Congress has not initiated an extension of this plan, so anyone on forbearance will now need to work with their financial institutions to get their monthly payments back on track. Many Charleston residents and prospective homeowners question: how will this affect our local real estate market? The short answer is probably not that much. Here's why.
The End of Mortgage Forbearance Doesn't Mean Homeowners Will Need To Sell
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One of the common misconceptions about forbearance is that people who enter this program need to pay all the missed monthly payments immediately once they exit. If this were true, we might expect to see 1.8 million homeowners facing foreclosure in the coming month or so (since most people don't have a year's worth of payments on hand). That could easily depress real estate prices locally and around the nation. However, exiting forbearance has many possibilities, including:
Paying everything off all at once
Increasing your monthly payments throughout the loan by what you owe (i.e., keep the same term and up the payments since you have fewer of them)
Defer the payments to the end of the mortgage
Modify and lower their payments going forward
Most people will not choose option one. Options two and three will work for many people. Given that the economy is relatively strong, most people who needed this forbearance during the more challenging times will have found work that will at least let them make their payments. And, of course, for people who aren't quite back at the same income levels, there's always the option to modify and lower the payments in the future.
Ultimately, though, there won't be a mass sale on homes to drive prices down. Most homeowners who are exiting forbearance will be able to continue to live in their current abode.
Selling, Though, Might Be Tempting
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With that all said, even though most people won't urgently need to sell their homes, that doesn't mean that selling isn't appealing. Charleston real estate prices have risen significantly in the past year, and now that monthly payments are resuming, people might be looking at their equity and wondering if it makes sense to move elsewhere. In particular, people who need to increase their monthly payments for the remaining part of the loan might look at other options.
So, for people exiting forbearance, selling is probably quite tempting. You can get top dollar for your property and use your equity to move elsewhere within Charleston or to another place altogether. If homeowners are having issues making ends meet, getting out and into something different makes total sense.
Therefore, as the mortgage forbearance period ends, there could very well be an increase in homes on the market. The difference between this and other times is that, for many of these sellers, there's no urgency per se to get out of the home as quickly as possible. Even if a few more properties go up on the market, the temporary increase in inventory is unlikely to reduce prices across the board.
Charleston Housing May See a Bump in Prices
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When the program ends, many homeowners across the nation will have a significant amount of equity in their homes and will resume monthly payments.
According to Forbes, the <a href="https://www.forbes.com/advisor/mortgages/what-happens-after-mortgage-forbearance-lifts/">five states with the highest net equity of borrowers in forbearance</a> are:
California: $265,000
New York: $228,000
Washington: $233,000
Utah: $204,000
Idaho: $201,000
If you live in a pricey state like California or New York, and you have a lot of equity in your home and now need to have higher payments due to exiting forbearance, you might look for cheaper cost-of-living places. Or, there might be people living in a cool, rainy metro area like Seattle who are leaving forbearance and looking at putting their newfound equity towards the lovely sunny skies of Charleston.
There are numerous reasons why someone in any of these states would love to live in Charleston. With sunshine, lovely weather, beautiful palm trees, and some of the best food in the country, Charleston is a great place for homeowners in any of those states. They'll find a reduced cost of living and a fantastic atmosphere here. While nothing is for sure, it would not be surprising if at least some of those 1.8 million people exiting forbearance were looking for a lovely place like Charleston to live.
The End of Mortgage Forbearance Will Have Ripple Effects
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Ultimately, the end of mass mortgage forbearance in the US will have ripple effects. For the Charleston area, though, probably not a lot will change. Homeowners here probably won't urgently need to sell their properties. Unlike some higher cost-of-living places, there isn't quite the same financial incentive to leave Charleston. States like California and New York will feel this impact more. However, there might be some uptick thanks to a significant increase in equity. There will likely be many people from higher cost-of-living places, though, looking to move to Charleston.
Therefore, if you're looking to buy in the Charleston area, you should know that now is still a great time to do so! And, if you're looking to sell, it's also still an excellent time. Whether you're looking at your forbearance period coming to an end and want to get out of your home in Charleston, or your mortgage forbearance is coming to an end, and you want the sunshine and idyllic life of Charleston, we can help! <a href="https://www.southernbellliving.com/contact/">Please get in touch with us and let us help you buying or selling</a>!2021-09-17T07:32:00-07:002022-08-30T06:51:58-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11557Charleston, SC Housing Market: 3 Reasons Why We’re Not in a Bubble<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/We_Are_Not_In_a_Bubble/Home_for_sale_sign.jpg" width="1017" height="678" alt="Home for Sale Sign in front of Charleston Home" title="Charleston is not in a Real Estate bubble" />
Anyone following the Charleston housing market knows how much prices have gone up over the past year. Indeed, in January of 2020, the median price of a Charleston-area home was around $340,000. Now, that average is about $411,000. Those with keen math senses will immediately recognize that increase is about 20%. In one year, that's a significant boost to property values!
The fact that properties have gone up so much has made some would-be homeowners nervous that they're buying at the top of a bubble. In other words, they believe that we've hit the peak of this market, and there's nowhere else to go but down.
While nobody has a crystal ball that can predict the future, most of the indicators that we do have show that Charleston is not in a bubble and that buying a home now is one of the best ways to lock in your price and take advantage of future capital appreciation!
Here are the top three reasons the Charleston market will continue to grow and be in high demand!
The Charleston Housing Market Contains Gorgeous Properties
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One of the most significant reasons we expect the Charleston housing market to continue to thrive is quite simple: this area has some of the most gorgeous properties anywhere in the United States. From older-style mansions to smaller homes, there's a style, shape, and fit for everyone here. Plus, the weather is fantastic, and the schools in Charleston are among the best in South Carolina.
Given that COVID has shown us how we can live and work remotely, it's reasonable to assume that people will continue to seek great places to live, even if those aren't necessarily in the big cities. Charleston ticks many of the boxes that families and young professionals want. It's vibrant, fun, and a wonderful place to raise children!
That desirability will almost assuredly mean that property prices will continue to rise in the future as more and more people seek all the benefits that this area has to offer!
Property Prices Almost Always Stay Stable or Grow
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Another reason why the housing market is likely to remain stable is that it almost always does. Many people who are looking to buy a home now are old enough to recall the 2008 recession. During that time, the housing market collapsed, and prices dropped significantly. Understandably, that makes people nervous about buying at the peak nowadays.
However, it's essential to recognize that the 2008 period was an anomaly in the housing market. During this time, <a href="https://www.jchs.harvard.edu/blog/past-recessions-might-offer-lessons-on-the-impact-of-covid-19-on-housing-markets">housing prices in the United States declined an average of 12.8%</a>. But, in the first three recessions since 1980, home prices only fell by 1.7%, 3.5%, and 4.4%. In the 2001 recession, home prices rose by 5.3%!
By contrast, <a href="https://www.postandcourier.com/business/real_estate/charleston-area-home-prices-have-soared-since-the-start-of-coronavirus-pandemic/article_244d77d6-0da0-11eb-8206-b72e7d018651.html">the home prices in the Charleston area have soared during the pandemic</a>. Currently, homes are increasing by as much as 10%+ year-over-year.
Therefore, if history is any guide, maybe if a recession comes shortly, buyers could save somewhere between 2-5% off the cost of their home. But this pales in comparison to the gains appreciation in home value if that recession doesn't come. Indeed, as history has shown, home prices usually don't just bottom out in recessions - the Great Recession was unique in that regard.
Ultimately, statistically speaking, you're almost always better to buy a home earlier to take advantage of capital appreciation than you are to try and predict the market! Home prices seldom decrease significantly!
Genuine Demand Still Continues to Outpace Supply
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Lastly, genuine demand and interest in the Charleston area continue to outpace the supply of homes here. Bubbles can sometimes happen when investment companies buy and hold houses, expecting a profit later down the road. It's not uncommon in some areas, for example, to have an investment company buy a property for $1 million, hold on to it, and then sell it for $1.2 million six months later. That type of growth is unsustainable. The only demand comes from investment companies, not from genuine homeowners!
However, in the Charleston area, people genuinely want to live here. Much of the demand in this area comes from people looking to leave higher cost-of-living places, like New York and California, and enjoy the sunny beaches and more enjoyable lifestyle that Charleston offers!
Compared with California and New York, property prices in Charleston are still relatively low and thus likely have some room to continue to grow. The demand isn't merely flippers and investors - real people want to come here seeking better weather and better affordability.
Given that, it would be challenging to imagine a world where that demand suddenly ceased, and property prices fell because of it. Indeed, quite the opposite! As more and more workers elect to be remote instead of heading into the office, the Charleston area will likely see an even higher demand in the future!
The Charleston Housing Market Is Strong Overall
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With gorgeous inventory and genuine demand for housing, the Charleston market will likely remain relatively strong for the foreseeable future. Plus, if history is any guide, even a recession won't lower prices that much.
These indicators point to the fact that the Charleston housing market is not in a bubble by any means. Indeed, the opposite is likely true. As the pandemic continues and more workers elect for a remote lifestyle, Charleston will remain one of the top areas in the country to work and live. With excellent schools, gorgeous housing, and some of the best food in the nation, few places in the world can top what Charleston can offer families and young people alike.
If you are interested in purchasing a home in this lovely city, please speak with one of our Charleston real estate agents! You can call us at (843) 287-9888, or you can <a href="https://www.southernbellliving.com/contact/">fill out our contact form</a>. We would love to learn more about your situation. We can find a perfect Charleston home for you and your family. Now is as good a time as any to buy to take advantage of future capital appreciation!2021-09-10T06:53:00-07:002022-08-30T08:13:40-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11376Growing Your Passive Income Stream With Rental Properties in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Passive_Income/invest-save-money-cash-bucks-background-hundred-dollar-bills-prosperity-assets-business-retirement_t20_E4YK1Z.jpg" width="1023" height="682" alt="letter blocks spelling invest laying over a pile of cash" title="Investing in Charleston Real Estate for Passive Income" />
For anyone looking for sources of additional income, the options are usually to start a business or to invest their money. Of all the investment options people are presented with, buying real estate is the best. Real property investing offers, probably, the most easily accessible avenue for anyone to make a sustainable income, without the need to invest a lot of time.
Although buying properties requires a significant amount of money, real estate investors don’t have to have all the money to buy a property before they can start earning from it. Property is one of the few investments where you only need to provide 20-25% of the purchase price of the asset to start making money from the investment.
The main attraction of real estate is the opportunity to earn substantial passive income on a regular basis. Passive income is the bedrock of financial independence. As long as your ability to make money is directly tied to how much time you invest in a business or job, your income will be limited. A passive income source is one where financial rewards are not directly tied to time.
Real estate investing is one of the best ways to earn passive income. If you have been wanting to earn passive income from real estate, what are the things you need to know?
Passive income through real estate investing
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Passive_Income/property-real-estate-monopoly-income-monopoly-money-passive-income-monopoly-game-property-investment_t20_ZJ1Vr0.jpg" width="957" height="718" alt="Stacks of Monopoly Money" title="Passive Income Through Charleston Real Estate" />
The idea of earning passive income seems fairly straightforward but the reality is that it’s always not that simple. Getting to the place where your property investments can provide sufficient income to sustain your desired lifestyle (even in retirement) takes planning, hard work, and time. But the good news is it is possible.
As a first step, you should know the available real estate investment options and how they work. This will help you decide the real estate investing method that best serves your purpose.
Types of real estate investing
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Real Estate Investment Trusts (REITs)<br />These are private or public-traded companies that use investors’ funds to buy real estate and manage those properties on behalf of their investors. When you invest in a REIT, you earn dividends. <a href="https://www.investopedia.com/articles/markets/102715/6-reits-pay-dividends-monthly.asp">Dividends from REITs are often higher than dividends from other stocks</a> because REITs are required by law to pay no less than 90% of their taxable income to their shareholders.
Real estate crowdfunding<br />This is a relatively new form of property investing where a group of investors pool their funds to let a third party buy and manage a real estate investment. The returns from these investments vary and depending on the particular platform, payouts are done monthly, quarterly, or yearly. There are crowd-funding platforms that will also split future profits with investors.
Rental property<br />This is usually what people mean when they think of real estate investing, explains <a href="https://www.dawsonpropertymanagement.com/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.dawsonpropertymanagement.com/&source=gmail&ust=1630424992716000&usg=AFQjCNHHrhMsk5n0fwoYMlw6iThGC0amgQ">Dawson Property Management</a>. It is the real estate investment option we will focus on for the rest of this post. Rental properties can be separated into two broad categories: commercial rental property (buildings that are used as business premises) and residential rental property.
Why should you invest in rental properties?
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Leverage<br /><a href="https://www.mashvisor.com/blog/6-types-loans-for-investment-properties/">It is easier to get a bank loan when you are investing in real estate</a> than any other type of investment (including REITS and Real estate crowd-funding). There is usually no need to provide collateral for a rental property loan because the property serves as the collateral.
Control<br />A rental property offers you direct control over your assets, unlike other investments where the asset is under the management of an investment firm. You can make more with a rental property than you can with stocks.
Profits<br />A rental property essentially pays for itself because the tenants in the building pay the mortgage through their rents. There are opportunities to improve profits on the property by taking advantage of tax deductions that are not available with other assets.
Growth<br />You can use one rental property as the basis for acquiring more rental properties when you use equity financing. This means that if you buy your first property in a good location and manage it well, you won’t need to look for capital to buy your next property.
Making your rental property truly passive
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The only issue you may encounter when investing in rental properties is rental properties are a lot of work to manage. You must maintain the building’s physical structures, advertise for tenants, make sure tenants pay the rent and abide by the terms of the lease, and other tasks. This is why some people opt for more passive property investments like REITs and crowdfunding.
However, there is a reliable way to make a rental property a truly passive source of income. This is possible when you hire a property management company to oversee the day-to-day running of the asset. That way you need only concern yourself with how to grow your property portfolio and identify new locations for your next rental property investment.2021-08-27T12:27:00-07:002022-08-26T15:54:10-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:112465 Reasons Why West Ashley, SC Is Awesome for First-Time Buyers<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/West_Ashley_First_Time_Home_Buyers/family-with-children-having-fun-in-new-home-joyful-first-time-buyers-with-kids-playing-with-boxes-in_t20_xX9JOz.jpg" width="1045" height="697" alt="happy family moving into their West Ashley Home" title="West Ashley First Time Home Buyers" />
Charleston, SC, is a fantastic place for first-time homebuyers. The city has a wide selection of affordable, beautiful homes that are perfect for people of all ages. Young people love the affordability and proximity to the downtown core, and families love the space and backyards that many of these properties provide. One of the top places for those looking to buy in the Charleston area for the first time is West Ashley. Situated slightly to the northwest of downtown Charleston, West Ashley homes have numerous positive characteristics for those looking to buy their first home.
Here are five reasons you should consider West Ashley as a first-time buyer!
West Ashley Homes Are Affordable
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By most standards, West Ashley homes are pretty affordable. $300k-$500k will get you a lovely house with quite a bit of land. You'll typically be looking at something like a 4-bedroom, 2-bath home in that price range, and it would typically sit on a 10,000 or so square foot lot. Of course, prices will vary depending on where, precisely, in West Ashley you locate.
If you're looking for something even less expensive, West Ashley has it. You can often find townhomes or condos that are in the $200k range, and sometimes you can even find smaller homes in that price range, too.
Compared with other major metro areas, these homes are incredibly affordable. Indeed, if you are coming from metro areas in New York, California, or parts of Texas, these West Ashley prices will look like a bargain!
Depending on your financial situation, one of the advantages of West Ashley over other metro areas (and even downtown Charleston) is that you might be able to finance the property with a 15-year loan. Choosing a 15-year mortgage instead of a 30-year one can save you a significant amount of interest and will help you own the property much faster!
This Area Is Safe
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Like most cities its size, Charleston has some safe and not-so-safe areas. While Charleston is safer than South Carolina as a whole, it tends to hover right around the average crime rate across the entire US.
West Ashley, though, is one of the safer communities. Some places are less desirable in West Ashley but, for the most part, any one of the West Ashley homes you buy will be in a relatively safe neighborhood. Many people who live in this area have no problem being out at night, leaving their car parked on the street, or leaving their home to go to work and having confidence it'll be fine when they get back. Even parents of young children tend to feel safe walking around West Ashley. After all, it is a suburb that with many school-aged children in it!
Therefore, if crime rates are a concern for you (and most people tend to want a safe area, especially when buying for the first time!), West Ashley is a neighborhood in the Charleston area you need to consider!
West Ashley's Food and Shopping Are Fantastic
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The food and shopping in a region can make the difference between loving it and hating it. Living in an area without lots of fantastic food and shopping options can often feel dull! Fortunately, despite being a large, primarily residential area, West Ashley has plenty of food options that will delight even the most discerning of palettes!
Those looking for Mexican fare should check out <a href="http://srtequilacharleston.com/">Senor Tequila</a> near where Sam Rittenburg and Ashley River meet. This place features some of the best fajitas, quesadillas, and tacos in the region. Located nearby is <a href="https://paisanoschas.com/">Paisano's Pizza Grill</a>, featuring some of the best pizzas in the area. If you're looking for classic American fare, check out the understated <a href="https://metrodiner.com/locations/south-carolina/west-ashley/">Metro Diner</a>. Finally, for those seeking Asian cuisine, there's <a href="https://www.risocharleston.com/">Riso Noodle House</a> which is another local favorite!
There are also numerous shopping options in West Ashley. There's the Citadel Mall and the Westwood Plaza Shopping Center. Indeed, West Ashley is close to multiple car dealerships. No matter what you want to buy, there's a good chance you'll be able to find it in West Ashley!
Buying One of the West Ashley Homes Gives Access To Some of the Best Schools
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West Ashley is home to the only 10/10 ranked school in Charleston: <a href="https://www.greatschools.org/south-carolina/charleston/274-Ashley-River-Creative-Arts/">Ashley River Creative Arts Elementary</a>! West Ashley is also close to other top-rated schools, including Orange Grove Charter, Harbor View Elementary, and Montessori Community School.
For a first-time homebuyer, access to great schools can sometimes feel unnecessary. After all, many first-time buyers are young couples that don't have kids and maybe don't even want children in the future.
However, the proximity to excellent schools helps keep the value of your property elevated. If your home is close to the only 10/10 ranked school in the entire greater Charleston area, that is a massive advantage for a family over other properties in the region. This advantage will help keep your property price resilient in the event of a market downturn. For a first-time buyer, that downside risk mitigation is enormous - you certainly don't want to take a big hit on your first home since that only makes it that much more challenging to upgrade later!
West Ashley Has a Wide Selection
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Last but not least, West Ashley almost always has a relatively wide selection of properties available. This suburb is where people outgrow their homes and want something new, or the kids all go off to college, and mom and dad want something in a different area. The point is that there's always some turnover here. This statement is particularly true for the properties that first-time buyers would likely want (less expensive and smaller). There are also plenty of different styles, so no matter what you like, you can probably find it in West Ashley!
West Ashley Homes Are Perfect for the First-Time Buyer
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Ultimately, there's a lot to love about West Ashley. The homes are affordable, the area is safe, and there are great schools. Additionally, there are numerous fantastic places to eat, shop, and have fun in this section of the greater Charleston area. These characteristics make West Ashley one of the best, if not the best, places in Charleston for a first-time buyer!
If you're looking to become a homebuyer for the first time, please contact us! We'd love to learn more about your situation and find you the perfect home!2021-08-06T08:05:00-07:002022-08-26T15:49:33-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:11074Charleston, SC Homeowners: Let's Talk Curb Appeal<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Curb_Appeal/nice-architecture-on-this-home-welcome-home-porch-inviting-bright-beautiful-front-door_t20_lobRo2.jpg" width="975" height="731" alt="Front of Charleston South Carolina Home " title="Curb Appeal Charleston, SC" />
If you have decided to sell your primary home, curb appeal should be top of mind. Every article ever written about selling your home will tell you the importance of having excellent curb appeal. But, what does that even mean? Is it simply adding some fresh flowers and mowing the lawn? Well, unfortunately, the answer is yes, no, and maybe!
It's no secret home buyers are attracted to the yard and the overall presentation of your home, but to capitalize on that visual appeal, you will need to go further than a few border pansies and some "Weed and Feed."
Curb appeal begins on the drive up to your home. I'm sure we have all driven down a street and hoped that the listing you're going to see isn't the multi-colored house with a dilapidated awning. Sure, that's an extreme situation, but it highlights the point. Buyers will see your home before they even before they get out and of their car. In addition, the overall upkeep of the community becomes more critical as the price range rises. I.E., The prettier the neighborhood = higher price.
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First, take a drive down the street and up to your house. Using the lens of a potential buyer, what is the first thing you see? Pay close attention to the way your home presents from the street. Are the plants trimmed, and the grass is green and fresh? Are there missing roof tiles? Does the trim need touch-up paint? Most importantly, does your home seem inviting and warm?
Now let's talk about the front door. The front of the home should be easy to access from the driveway and street and should be open to the road and well lit. Ensure to cut back any low-hanging or intrusive tree limbs or heavy vines that may impede the street view. More often than not, this is a simple garden sprucing - a weekend project for most sellers.
Many homes in the Charleston area have unique front spaces; if you have a front porch, leverage it. Use simple staging techniques and add some chairs, accent pieces with some potted plants and flowers. Demonstrate to the buyers the type of lifestyle your home provides. It is also vital to ensure there is appropriate lighting and an open-air vibe to the porch.
So what happens when you are on a busy street and can't create a quiet, welcoming space? In this instance, you might need to take more significant steps. Remember that selling your home is one of the most important financial transactions of your life. It frequently makes sense to put a little money into your home to realize the greatest financial gain and sales price, especially in this market.
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You might consider adding a fence or natural landscaping to create privacy, which not only helps the home sell and will often increase the value. We understand that this goes totally against the advice previously mentioned regarding having your home open and visible to the street. Still, if the need is to have a more peaceful environment, then it could make a difference. A relaxing fountain can muffle street noise. Transforming the entry into a private front courtyard could show buyers that your home offers sanctuary from all the hustle and bustle going on around you.
Curb appeal is nothing more than just using your sense of home and leveraging that into the front of your home. The objective should be to have everything appear to be low maintenance and tidy at a bare minimum. If you are unsure about what else to do, talk with our agents. If you have a unique challenge, then bringing in a professional stager could also make sense, and we can help with that.2021-07-07T05:34:00-07:002022-08-26T15:46:14-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10897Public vs Private Schools in the Charleston, SC Area<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Public_vs_Private/1_vnPP3mV3iMQbrxG_qleYKA.png" width="1080" height="540" alt="scale balancing public vs private schools in charleston" title="Public vs Private schools in Charleston, SC" />
More than ever before, parents are keen to provide the best possible education for their children. Competition for reputable colleges has increased exponentially over the last 20 years, and being accepted by following the traditional path is no longer a given. Many Charleston area parents are now propelled to begin thinking about education options before their kids are old enough to attend school. This has led to significantly more homebuyers in the Charleston region using the local schools as a primary consideration in choosing their new home. On top of that, there is and has always been a great debate between choosing a public vs. private school. So how do you know which option provides the best education for your child?
This critical decision requires comprehensive due diligence: a clear understanding of the education options, faculty qualifications, richness of the academic programs, and extracurricular activities. One less known option for parents to leverage is to invest in a consultant who will collect and assist you in navigating the most granular details. Another excellent tool to leverage is a 3rd part app/service, like School Scout, which automates and gathers all the pertinent information on local schools and provides users the ability to view the available local options.
Benefits of Charleston Area Public Schools
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Faculty have higher qualifications:<br />Generally, public school teachers have higher educational qualifications than private schools. They not only must pass state certifications, but a more significant number of faculty have secondary degrees and have had significantly more hours of hands-on training than faculty based in the private sector.
Stronger emphasis on core competencies<br />Bottom line, public schools dedicate more time to the core basics for more hours each week than private schools.
More Programs and Activities<br />Public schools generally have more money to spend on extracurricular activities. For example, most schools offer theater, multimedia arts, music programs, and a wide selection of sports teams that private schools might not have enough students to provide these activities.
More Diversity<br />Private school is expensive and often out-of-reach for many students. Public schools will have students from more social and economic backgrounds, offering a more diverse environment.
Benefits of Charleston Area Private Schools
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Smaller classrooms<br />The private student-to-teacher ratio is far more manageable than that of a public school. Generally, a private school will have a 9:1 teacher ratio vs. the 25:1 for public schools.
Strong parent engagement<br />Private schools not only reinforce but depend on parent engagement. It is no surprise that parents spending their hard-earned income on their child's education tend to be more invested and concerned about the quality of education provided.
Little to no red tape<br />Simply put, private schools are not required to follow particular state guidelines and rules that public schools do. This results in the ability to make quick decisions and pivot the curriculum based on a child's unique needs. Lastly, they also can spend more time and resources on the education of individual students.
Both public and private schools offer our students a solid education and can provide a rich social experience. Every community in Charleston is unique, which is why learning the pros and cons of the local options has become more important to parents and community leaders alike. Dedicated research is vital for determining the best course of action for your child. 2021-06-11T06:18:00-07:002023-02-03T07:30:59-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10753Multiple Offers on Your Charleston, SC Home, Now What?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Multiple_Offers/multiple-buyer-offers.jpg" width="880" height="613" alt="people line up in front of charleston south carolina house to make an offer" title="Multiple offers on your Charleston, SC home - Mount Pleasant Real Estate Agents" />
You have worked tirelessly with your agent and family to get your Charleston home ready for market - You have landscaped and planted fresh flowers in the front yard, applied new paint, and staged your home. The first weekend of showings finally came, and the potential buyers and their agents came flooding in. The weekend comes to a close. You look down at your phone and see that your agent is on the other line...... You answer....."We have multiple offers!"
That's great news, but what do you do with multiple offers?! Surprisingly, responding to a multiple offer situation can be convoluted and must be handled carefully and by experts. This is where our agents leverage our expertise and guide you through the process. While you have offers to choose from, buyers are also aware that they are competing with other buyers and will likely continue to house hunt as well. Some buyers could slip away simply because they do not want to be involved with a bidding war, so multiple offers are not necessarily just an opportunity to get more money for the home; it's about much more.
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Multiple_Offers/agent_1138441935-1080x627.jpg" width="1080" height="627" alt="charleston real estate agent talks on phone next to for a sale sign in front of a charleston house" title="Real Estate Charleston Multiple Offers - Local Realtors" />
The first item on the list your agent will do is communicate to the buyers' agents, let them know the details, and provide a reasonable timeline for an expected response. It's vital to let the buyers know that you appreciate their offers and value the time taken to craft one. Next, you will consult with your agent and discuss each offer in detail. It is critical to ensure you look at the offer value and the terms associated; when the buyers want to close, how substantial the deposit and down payment are, do they need financing, and what does their credit situation look like.
More often than you might believe, the top offer doesn't offer the highest price. It could be an offer that has removed the appraisal contingency, is putting 50% down on their loan, or is willing to take on closing costs, etc. This exercise aims to ascertain who is serious and has a high likelihood of closing instead of tire kicking. Once you have evaluated each offer, it is now time to respond.<br />In crafting a response, agents will use a multiple counteroffer form. This accomplishes two things; it allows you to counter the offer at face value while also allowing you to counter an offer without an obligation to sell to that buyer if they agree. One extremely critical piece of information is if you send a traditional counteroffer to a potential buyer and they sign it before the expiration date, you now have a valid contract! This is undoubtedly a situation no seller wants, especially when you have multiple offers on the table.
It is also important to realize that you are in no way obliged to provide a counteroffer for each offer, nor do you need to offer the same terms in each of your counters. For example, you may like the terms of one offer, but the price is too far off asking, while the other offer has an excellent price but won't close for two months, potentially hindering your plans for moving. More often than not, each of these counteroffers will be different from one another.
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Multiple_Offers/happy-smiling-asian-old-couple-making-purchase-and-mature-woman-handshake-with-real-estate-agent_t20_kLJegP.jpg" width="1047" height="698" alt="Charleston Realtor Shaking Hands with Happy Home Sellers" title="Charleston Homes Multiple Offers Counter Offer - Real Estate Agents" /><br /> <br />Lastly, you and your agent will determine the number of counteroffers you want to entertain. It is possible you desire to counter all of them or just a few of them. That is also a strategic play that will (should) plan out with your agent. A great agent can assess a buyer's interest in your home, which is essential in helping you determine which buyers you really would like to work with… we recommend you engage with those offers. Communication between agents is also critical in ensuring the buyers are aware that their time and effort is appreciated and that their offer is taken seriously; this helps prevent them from losing hope….or interest…while the countering process continues.
There are no two ways about it; multiple offers on your home are exciting! They allow you to maximize your sell price and pick and choose the terms of sale you desire. If handled effectively, you will find a buyer that offers the best possible terms. If mishandled, you might lose them all. Fortunately, as your experienced <a href="https://www.southernbellliving.com/about/our-team/">Charleston real estate agents</a> we guide you through this situation and ensure you are ready to open escrow Monday morning.2021-05-21T07:50:00-07:002022-08-26T15:43:22-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10697Mortgage Broker vs Mortgage Lender in Charleston, SC<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mortgage_Broker_vs_Lender/mortgage-concept-loan-house-money-rates-real-estate-home-estate-model-real-financial-property_t20_KvXlL1.jpg" width="1170" height="589" alt="Money back with Mortgage written on it with green Charleston model home" title="Charleston Mortgage Broker vs Lender - Real Estate Agents Near Me" />
Are you ready to apply for a mortgage loan and begin the hunt for your Charleston dream home? If yes, then you are faced with a weighty decision. You have to choose between the two main providers of mortgage financing, namely, mortgage brokers and mortgage lenders. Generally, it was quite common in the past for prospective home buyers to turn to their banks for their mortgage needs. Today, there exist more options than ever before as the growing presence of mortgage brokers has become far more noticeable. To help you choose wisely, this write-up outlines what you need to know about mortgage brokers and mortgage lenders.
How Charleston Mortgage Lenders Work
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mortgage_Broker_vs_Lender/wooden-blocks-with-the-word-loan-house-and-money-in-the-hands-of-a-businessman-the-concept-of-buying_t20_6mbgpL.jpg" width="1055" height="699" alt="Charleston Real Estate Agent stacking cash with charleston home on top of Blocks with Loan written on them " title="How Charleston Mortgage Lenders Work - Mount Pleasant Real Estate Agents" />
Mortgage lenders constitute both banks and other direct lenders. They lend money to borrowers to purchase a home. Mortgage lenders tend to be an obvious choice for many when applying for a loan. This is because they make loans directly to you using their finance. This makes the lending process fast and much easier. When the loan funds are made available to the borrower, it is then kept in the lender’s portfolio of investments for future reference. Loan officers usually earn commissions for originating loans. Usually, these commissions are non-negotiable. Mortgage lenders such as banks often do not have many options to offer. This is so because they only sell products offered by their employer. Nonetheless, due to some level of trust and ongoing engagement between customers and their banks, they can benefit from bank loans.
Advantages of Mortgage Lenders
You may get to enjoy discounts as a result of an already existing relationship with your bank.
They are more trustworthy and accountable. Because you know them, you won’t have to deal with much anxiety.
They can add a loan to your existing banking profile and make automatic payments from your linked accounts.
Disadvantages of Mortgage Lenders
Mortgage lenders/banks do not disclose what they make on your loan. Hence, you may be overcharged.
They offer fewer products. This may be a limiting factor if they don’t sell the loan that’s best for you.
They have a very lengthy and bureaucratic process.
How Mortgage Brokers Work in Charleston
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Mortgage_Broker_vs_Lender/real-estate-prices-housing-value-house-magnifying-glass-sale-mortgage-investing-purchase-cart-buy_t20_znEKpX.jpg" width="1036" height="707" alt="charleston homes in shopping cart being examined by magnifying glass" title="Mortgage Brokers in Charleston work with the Best Real Estate Agents" />
Mortgage brokers are considered middlemen between borrowers and lenders. They link borrowers to lenders and earn commissions on either of them depending on the loan rate. For loans with lower rates, the borrower usually pays about 1% of the loan amount as the broker’s commission. Meanwhile, loans with higher rates may include an allowance that can be used to pay the broker’s commission. This allowance is called a Yield Spread Premium (YSP). Brokers can work with more than one lender. Hence, they are open to a variety of products and price points.
Advantages of Mortgage Brokers
Brokers can be very easy to negotiate with because they set their profit rates.
They are less bureaucratic and easy to contact.
You get more options because they work with many lenders
Disadvantages of Mortgage Brokers
Brokers may overcharge you as they sometimes get more complex loans.
Their loans can take longer to close.
They have little or no control over the loan process. This is because they do not work for the lender.
As we have seen, there exist both advantages and disadvantages to having to use any of the two main mortgage financing providers. The result of using mortgage brokers or lenders varies by circumstance. Whether you choose to use a lender or a broker, always shop around for the best loan terms, lowest interest rates, and fees. Always compare the broker’s rates and services to that of your local bank and credit union, just to be sure.
2021-05-11T07:38:00-07:002022-08-30T06:54:46-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10518HOA or No HOA for Your Charleston, SC Area Home? That Is the Question<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/HOA_or_No_HOA/Blog_2020-08-20-The-Pros-and-Cons-of-Virtual-Events.png" width="1280" height="720" alt="Street sign with pros and cons arrows" title="The pros and cons of HOAs in Charleston - Mount Pleasant Real Estate Agents" />
The heated debate of living in a neighborhood with a homeowner’s association (HOA) has been going on for decades. Since the first master-planned communities started appearing at the end of WWII, homebuyers have had to decide whether an HOA is worth it or not. As with most aspects of home buying, it's up to you! That said, one must make some important considerations before buying a property in a neighborhood with an HOA organization. Potential buyers will be provided a document of CC & Rs (covenants, conditions, and restrictions) i.e the Rule Book, which will include all the roles and responsibilities of that particular HOA. This document should be reviewed CAREFULLY and for every community, you are interested in because HOA's are like snowflakes, similar but never the same. Below we will provide you with both the benefits and the drawbacks of having an HOA
HOA Benefits
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/HOA_or_No_HOA/thumbs-up-on-bright-polkadot-background_t20_VKz328.jpg" width="1047" height="698" alt="Thumbs up with polka dot background" title="Benefits of an HOA in Charleston, Sc - Local Realtors" />
There are several positives to owning a home in a community with an HOA. Restrictions and rules that some find limiting also limit everyone else in the neighborhood. It's entirely possible that you can’t tell the difference between one white house color and the HOA-approved color, but that same rule prevents your neighbor from putting a flaming skull in there and painting the house orange.
Community Appearance and Standards
Any and all elements of the community will be overseen by the HOA. This includes but is not limited to house colors, landscaping, tree maintenance, and various other visual components that must be approved by the HOA review board before being installed in the home. Communities will have neighborhood parks and trails which are also maintained by the HOA. Other items an HOA handles are other amenities like swimming pools, tennis courts, and workout facilities, and playgrounds.
Lower Maintenance Costs
Depending on the HOA, the lawn, landscaping, and other maintenance-related tasks are dealt with by the HOA. This generally includes services such as trash pick up, street sweeping, water, some will even offer internet and cable packages.
Association Management
HOA management level of control can vary from one association to another, but all provide some level of authority over the community. Disputes between neighbors that might otherwise land in court are often resolved by a review board with the authority to make final decisions.
Higher Home Values
In the Charleston real estate market, home values are higher in neighborhoods that have an HOA than those that do not. HOA's have policies that forbid a property or area to become neglected or unsightly. This keeps the neighborhood looking more pristine than those without and ultimately attracts homebuyers.
HOA Negatives
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Naturally, this level of oversight can also seem a bit much at times. Depending on the rules and regulations, homeowners in some neighborhoods might find their personal preferences restricted on their own property. Which can be unsettling to some.
Design Restrictions
HOA's will almost certainly have restrictions on the appearance of the exterior of the home as well as the overall lot. The goal is to create a sense of unity in the appearance of the neighborhood. This can be something as simple as the colors of the home, to something more specific like the type of lighting you use or the style of the front door.
Parking and Street Use
Most HOA’s have rules in place that dictate how parking is addressed in the community. Not only will the use of parking decals be controlled, but usually the homeowner is prohibited from leaving the garage door open or parking a car in the street. RVs and other large vehicles are also typically also not allowed.
HOA Fees
HOA fees add cost to homeownership and can range from cheap to outrageous. Depending on the amenities and services offered as well as the financial health of the HOA. As a homeowner, you will pay for the HOA through monthly fees, which generally range in the hundreds of dollars/month. Additionally, if the finances of an HOA are mismanaged, the owners can be assessed extra fees/costs to adjust or make large repairs. While members of the HOA are also owners and subject to the same costs, if they can’t make payments required, the HOA as a whole will have to pay.
Bottom Line
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/HOA_or_No_HOA/HOA-meaning.jpg" width="800" height="533" alt="Row of Houses in Charleston South Carolina" title="Charleston, SC HOA or No HOA - Local Real Estate Agents" />
Living in an HOA-managed neighborhood can make a massive difference in your enjoyment of a property - and this can be both positive and negative. As we mentioned above, before you buy a home with an HOA, it’s vital that you review the CC & Rs to confirm you are willing to adhere to the rules. We also recommend that you investigate the financial records of HOA and observe the overall impact of the HOA on the specific community.
Once you evaluate those items, then you can truly determine the value an HOA brings to you, your family, and your home. If you are not sure if a neighborhood has an HOA, <a href="https://www.southernbellliving.com/about/our-team/">reach out to one of our agents</a> and we can provide you with the detailed information needed to make an educated decision. 2021-04-16T10:17:00-07:002022-08-26T15:37:14-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10443Mount Pleasant, SC Real Estate: 5 Reasons Why This Community May Be Perfect for You<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/15_drone-view_rw.jpg" width="1462" height="674" alt="Aerial View of Mount Pleasant Homes" title="Aerial View of Mount Pleasant, SC" />
The Charleston area has numerous lovely communities. From Sullivan's Island to Seabrook Island and everything in between, the city of Charleston is well-known for its architecture, food, and hospitality. Indeed, Charleston as a whole is one of the best places to live, work, and raise a family in the entire country. One of those communities, Mount Pleasant, is a popular choice for those relocating to the Charleston area. As you're looking at real estate in this city and, in particular, Mount Pleasant, SC, real estate, keep in mind these five reasons why Mount Pleasant might be perfect for you and your family.
Mount Pleasant, SC Real Estate Is Family-Friendly
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/town_of_mount_pleasant_017-1566229066.jpg" width="800" height="533" alt="Mount pleasant family walking on pier " title="Family Friendly Town of Mount Pleasant" />
One of the nice things about almost all the Mount Pleasant, SC, real estate you see is that it's all very family-friendly. Just take a quick look on Google Maps, and you'll see nothing but schools, restaurants, and public spaces. Indeed, Mount Plesant is a place where you can put your kids in a great school. It's also a place where you can head to the beach with your family and get a great meal after.
You won't find too much in the way of "bad" areas or seedy parts of town. Mount Pleasant is a place where you and your children can feel safe, secure, and happy. It's a place where you're likely to see kids playing in the parks and enjoying many of the outdoor activities this area has to offer.
Great Schools
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/Kids_Museum.jpg" width="1500" height="1028" alt="Mount Pleasant Elementary school kids playing at desk with learning toys" title="Mount Pleasant, SC Schools" />
Speaking of a family-friendly atmosphere, part of what makes Mount Pleasant, SC, real estate so desirable is the number of top schools in the area. If you take a look at the list of elementary schools on Great Schools, <a href="https://www.greatschools.org/south-carolina/mount-pleasant/schools/?gradeLevels%5B%5D=e">most of them have a rating of eight or higher</a>. For middle schools, two out of four have a rating of nine. And the high school has a rating of seven out of 10.
And that's just the public school system. There are countless private school choices, as well, if you would prefer your children have a more custom education. There are Christian schools for those so inclined, and Montessori schools too.
No matter what you desire for your children education-wise, you'll be able to find it in Mount Pleasant!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/EQHPPVSIUVF4BLAF2L7IQ35CQA.jpg" width="1200" height="674" alt="Mount Pleasant Police Car Door with Logo" title="Mount Pleasant, SC has low crime" /><br />
Another reason why Mount Pleasant feels perfect for so many families is that it is a relatively safe community. Indeed, violent <a href="https://www.areavibes.com/mount+pleasant-sc/crime/">Mount Pleasant crime</a> is about half that of the national average and about a third of South Carolina's average crime rate. The same holds for property crime, where Mount Pleasant's rate is about half that of the national average.
Not only is Mount Pleasant one of the safer communities in Charleston, but it's also one of the safer communities in the entire country. You and your family will have no problem feeling safe in this suburb of Charleston - whether you're at the beach, going to a restaurant, or going for a late-night stroll after dinner!
You'll Have Access To Many Fun Activities
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/ShemCreekFun.jpg" width="853" height="640" alt="Paddle boarders on shem creek mount pleasant south carolina" title="Fun Activities on Shem Creek" />
Mount Pleasant is fun - there's just no other way to describe it. Between the restaurants, parks, trails, and beaches, you'll never feel like you're short of activities in this area.
When it comes to food, Mount Pleasant has a wide variety. You'll find Mexican, Italian, American, Asian, and practically anything else you want in this region. For example, the <a href="https://reddrumrestaurant.com/">Red Drum Restaurant</a> serves up some of the best Southwestern food in Charleston. Are you looking for healthy food? Try the <a href="https://mustardseedsc.com/">Mustard Seed</a>. For something different altogether, <a href="https://www.eatkairos.com/">Kairos Mediterranean</a> serves up fantastic Greek food. As you can see, there is something for everyone in Mount Pleasant!
Some of the best beaches are near Mount Pleasant, too. You're only a bridge away from Sullivan's Island Beach and Isle of Palms Beach. If you like golf, you'll probably want to check out <a href="https://www.patriotspointlinks.com/">Patriots Point Links</a>, a lovely waterfront golf course that is a fantastic way to spend an afternoon! Or, if parks are your thing, check out Shem Creek Park, where you can enjoy the beautiful scenery and a lovely boardwalk!
And, on top of all of that, you're also only a bridge away from being in downtown Charleston, where you can find more restaurants, nightlife, and activities.
It's Relatively Affordable
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Most people say that Mount Pleasant is one of the pricier areas in Charleston. While this statement is true, it misses the bigger picture.
The cost of living in Charleston is so much less than in many other parts of the US. In Mount Pleasant, $600,000 can get you a four-bedroom, three-bath home. $250,000 can get you into a lovely two-bed, two-bath condo. If you're coming from a place like New York or California, those prices are probably lower than what you're used to paying - especially for a home/condo as big as the one you'll get in Charleston. Depending on where you come from in Texas or any big city, again, those prices probably seem cheap.
So, while it is true that you can buy less expensive housing in the Charleston area, it's hard to beat the overall deal that Mount Pleasant offers. You'll get great schools, a family-friendly atmosphere, low crime, lots of activities, and great food - all for a fraction of what you'd pay for housing in many other parts of the country!
There Are Many Reasons To Love Mount Pleasant, SC Real Estate
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Reasons_MTP_Perfect_For_You/Pitt-Street-LP-Image-2.jpg" width="800" height="501" alt="Pitt Street Bridge Pier Mount Pleasant, SC" title="Mount Pleasant, SC real estate" />
Mount Pleasant, SC, real estate is desirable for a multitude of reasons. From the family-friendly atmosphere to the great schools and low crime, Mount Pleasant is one of the most desirable places to live in the Charleston area.
If you're interested in Mount Pleasant, SC, real estate, please <a href="https://www.southernbellliving.com/contact/">contact us</a>! We'd love to learn more about you and see if we can find you the perfect home. Given the inventory that we have right now and the incredibly low interest rates, there's a good chance that we can find you your dream home in beautiful Mount Pleasant, SC!2021-04-08T05:23:00-07:002022-08-30T06:50:08-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10404Restoration vs Renovation on Your Charleston, SC Home: Which Is Best for You?<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Restoration_vs_Renovation/man-varnishes-a-wooden-table-paint-plank-hand-paintbrush-varnish-construction-wooden-renovation_t20_EnoaxY.jpg" width="1013" height="675" alt="man varnishing a wooden table in charleston south carolina" title="Renovating Your Charleston Home - Real Estate Agents Near Me" />
The unshakeable truth is that over time, all homes require some maintenance work. Occasionally, they need significant work. These homes are often deemed "fixer-uppers," and depending on your Charleston home's age, style, and location, you might consider a restoration project instead of renovating. That 1950s vintage mint green oven range with a matching fridge might look fabulous in a Mid-Century Modern restoration but amiss in a Southern Ranch Property. Regardless of the project, you tackle you must first consider these issues:
Restoration vs. Renovation
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Restoration_vs_Renovation/mature-man-little-boy-having-fun-father-paint-brush-repair-living-preschooler-room-together-dad_t20_oRk3a3.jpg" width="757" height="505" alt="Father and young son painting a wall in Charleston South Carolina" title="Restoration vs Renovation - Realtors Near Me" />
Restoring a property means turning back the hands of time and bringing it back to its glory days. A restoration tactfully removes any evidence of changes made throughout the years by using the same materials, colors, and finishes that were common to the original era.
Renovation is a replacement process. With a renovation project, you remove things like old fixtures, moldy floors, outdated styles and replace them with the most current modern trends.
Examples of Restoration Projects
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/Restoration_vs_Renovation/creative-designer-repaints-remodel-hobby-decor-chair-restoration-workshop-renovate-work-painter_t20_E07rZJ.jpg" width="1048" height="699" alt="creative designer restoring and painting an antique chair" title="Restoration Home Projects in Charleston - Charleston Real Estate Agents" />
Refinishing hardwood floors to their original hue and finish
Replacing or repairing solid wood doors and antique windows
Restoring cabinets, fireplaces, and carpentry to their original condition
Removing obsolete additions to the home inconsistent with the time period of the building
Removing old exterior siding to reveal the original building
Remove and restore are important keywords used in restoration projects. The challenge usually lies in the task of actually finding the older materials to use in the project. Restorers often search high and low for vintage fixtures, appliances, and other materials. The goal is to bring the home back to historically accurate condition as much as possible. Which is even more vital in a historically rich city like Charleston.
Examples of Renovation Projects
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Replacing the kitchen or bathroom with new fixtures and appliances
Replacing old flooring with vibrant modern options
Replacing old MDF doors and windows with solid wood contemporary options
Building add-on spaces to preexisting kitchens, family rooms, and master bedrooms
Ultimately, replacing your home’s existing style is what determines a renovation project. Homes are re-done with the latest fashions in materials, colors, and architectural designs. Often the more extensive projects include changing the layout itself, such as removing walls or relocating bathrooms. Sometimes, even tearing everything down to the studs.
Bottom Line
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Most of the time, homeowners find a balance between the two options. There are many modern materials available that mimic the look and feel of traditional styles. These materials tend to offer increased durability and add a modern sheen to the vibe of the home. Everything from vintage-styled appliances to faux wood floors are excellent ways to acknowledge the history of a building and still have great functionality.
Mixing old with new should be done tastefully so that the property retains a sense of harmony and its overall essence. Restoration usually is more expensive than just starting over. Charleston offers a great deal of help for those restoring historic homes in the form of grants and tax breaks. As you navigate this journey to determine which kind of project you plan to undertake, it is vital that you do your research on the property, and get expert advice. Once you understand your property's history, you can decide if it needs to be restored or renovated. 2021-04-02T08:48:00-07:002022-08-26T15:33:12-07:00Taylor Goldsberrytag:southernbellliving.com,2012-09-20:10317The 5 Best Charleston, SC Beaches You Have to See<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Best_Beaches/beach-side-sunsets-3_t20_EPKWW8.jpg" width="960" height="642" alt="Charleston South Carolina Waterway at Sunset" title="5 Charleston, SC Beaches you have to see - Charleston, SC Real Estate" />
As anyone who has ever lived in or visited Charleston, SC, can tell you, this place is overflowing with natural beauty. Our city has palm trees that adorn our cityscape, beautiful natural forests surrounding us, and some of the most amazing beaches you'll find on the eastern seaboard. Indeed, if you want to live in a place that feels like paradise, Charleston is it! If you'd like to see how amazing this city's beach scene is, check out these top five best beaches in Charleston, SC.
<a href="https://www.charlestoncvb.com/beaches/">Explore Charleston's Best Beaches</a>
We hope you'll agree that our Charleston harbor is incredible, Charleston's beaches are even better than those in places like Florida or California!
Check out our list of the five best beaches in Charleston, SC. From Sullivan's Island to Seabrook, these spots will always delight and amaze!
<img src="https://assets.site-static.com/userfiles/1830/image/Blog_Images/5_Best_Beaches/beachy_t20_Oor7L2.jpg" width="973" height="740" alt="lady smiling with sufer in background on Folly Beach Charleston South Carolina" title="Folly Beach - Folly Beach Realtors Near Me" style="font-size: 17px; color: #363636;" />
If beautiful white, soft sand and nothing but gorgeous views of the Atlantic are your ideas of perfection, you'll need to check out the edge of America, Folly Beach. Located a mere 11 miles south of Charleston, SC the <a href="https://cityoffollybeach.com/">City of Folly Beach</a> is one of the top beaches in the region, thanks to its soft sand and warm sun.
It's also one of the best places to learn to surf to grab a bite to eat. You won't find many chains in this part of town. You will, however, eat at some of the country's best grills and beach restaurants. For example, if you head to Rita's<a href="https://www.ritasseasidegrille.com/menus/#cocktails-other-beverages" target="_blank"> Seaside Grille</a>, you'll treat yourself to delicious food and cocktails. Or, if you want a fun taqueria, check out <a href="https://www.tacoboy.net/">Taco Boy</a>, located near the beach as well. This place serves some of the best nachos, tacos, and other Mexican food at affordable prices!
Isle of Palms
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If Isle of Palms sounds like it would be paradise, that's because it is! This small community and beach are about 18 miles east of Charleston. Many locals say that it is one of the most family-friendly beaches in the area, thanks mainly to the number of activities people can do here. If water sports, fishing, boat tours, and golfing sound appealing, Isle of Palms is the place to be. Did we also mention that the Isle of Palms is seven miles long with mesmerizing white sand?
One of the most incredible things about the Isle of Palms beach is that you can watch sea turtles during the egg-laying season here. These magnificent creatures will lay their eggs in nests on the beach. When the right time comes, <a href="https://eastislandsrentals.com/blog/isle-of-palms-sea-turtles/">these babies will hatch and go to the ocean</a>. Many ecologists work to identify these nests and get there at the right time to help these babies make it to the water and avoid predators. However, if the timing is correct and you happen to be on the beach, you can witness this phenomenon yourself! It's a beautiful teaching moment for children too.
Sullivan's Island
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The Sullivans Island beach is a favorite for day-trippers coming in from the Charleston area. One of the nice things about this beach is that, although it's pretty busy during the spring and summer, it tends to be quieter during the off-season. Therefore, if you're looking for a place to feel some breezes and do some walking or jogging, primarily uninterrupted, you should keep Sullivan's Island in mind. There's natural beauty in being by the water without a hive of activity buzzing around you!
If you're on Sullivan's Island, we'd recommend checking out the Sullivan's Island Lighthouse right by the beach. This historical monument is part of the Fort Moultrie unit of Fort Sumter National Monument. There's a lot of history there, making for an educational field trip with the kids.
After a day on the beach, check out <a href="http://poestavern.com/sullivans-island/">Poe's Tavern</a>. Named after Edgar Allan Poe (who was at Fort Moultrie in Sullivan's Island during his military career!), this restaurant has some delicious fare, including burgers, salads, fish tacos, and appetizers. Plus, they have some tremendous drinks - perfect after a relaxing day on the beach!
Another One of the Best Beaches in Charleston, SC: Bull Island
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So far, the beaches discussed above have been close to Charleston and feel like an extension. On the other hand, Bull Island is an entirely different experience and is unlike anything else you'll find in the Charleston area. That makes it one of the best beaches in Charleston, SC!
Indeed, Bull Island is not just one beach. Instead, it has two delightful experiences. The North Beach is a stretch of what feels like untouched sand. It feels almost like an exploration and a journey, which is quite lovely if you're looking to get away from people. Then, there's Boneyard Beach. No, there are no real bones there, but there are spiny trees that poke out from beneath the sand, making it a boneyard.
You'll need to get to Bull Island via ferry. There's no way to access this beach via car. However, that all adds to the adventure. Seriously, there's no better way to connect with nature and a natural undeveloped beach area than to visit Bull Island!
Seabrook Island
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Seabrook Island is one of the more beautiful beaches, thanks to its gorgeous sunset in the North Beach area. This beach is only four miles long, but it is one of the best beaches in Charleston, SC, primarily because it is a gorgeous little community beach. There isn't the same hustle and bustle of the other beaches on this list, but it's also not in the middle of nowhere like Bull Island. If you want a place to relax and unwind but still feel close to civilization, Seabrook Island is the place to go!
The island is a private beachfront community with epic summer homes. If you're looking for a place to live, golf, or a second home to use for the best luxury family vacations, you'll want to check out Seabrook Island!
The Best Beaches in Charleston, SC, Are Some of the Best in the Nation!
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Part of what makes the Charleston beach scene so prolific is that it features various styles. Whether you want the touristy bustle of Folly Beach or the near wilderness-like atmosphere of Bull Island, the greater Charleston area has a beach that will work for you and your lifestyle!
If you're interested in moving to Charleston, want to buy a second home here, or would like to learn more about the beaches here, please get in touch with us! We'd love to know more about you and help you find the perfect Charleston beach (or beach property!). Also see <a href="https://theworldpursuit.com/">The World Pursuit</a> and <a href="https://bestofcharlestonsc.com/blog/beaches-near-charleston-sc/">7 Fantastic Beaches Near Charleston, SC: Take Your Pick</a> for more great info!
2021-03-22T10:34:00-07:002023-08-27T09:00:37-07:00John Bell